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節約大好き主婦moco🌿
節約大好き主婦moco🌿

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November Public Expenses!

Savings are shown at the end of the video!

Good evening! This is Moko 🙋🏻‍♀️

I closed my account book in November ✍️

Other Subscription Renewal Fees

McAfee on the computer?

Update coming...

It was a complete no-mark 💦

So I scheduled it for a three-day weekend

The zoo's budget is gone.

I borrowed it from the rest of the special expenses.

(For those who are watching Stories

You already know 😂)

I'm cheating within this budget ←

Breakdown of child expenses

New winter clothes and diapers 👶❄️

[Details of my living expenses]

Fixed Costs

· Housing loan 81,000 yen

· Car insurance 4,680 yen

· Life insurance 9,989 yen

・ Husband's pocket money 40,000 yen

· Electricity fee 10,993 yen

· Water bill 7,815 yen

· 2 smartphones 5,896 yen

· Wi-Fi 5,170 yen

· NHK 0 yen (for bi-monthly billing)

・ Subscription 1,298 yen

· Learning 18,150 yen

Total: 188,925 Yen

▼ Variable Costs

· Food expenses 46,860 yen

· Eating out fee 11,500 yen

· Gasoline fee 12,800 yen

· Child expenses 12,650 yen

· Other 21,100 yen

Total variable costs: 104,910 yen

Breakdown of Savings

・ Child savings 50,000 yen

・ Defined contribution pension 1,000 yen

・ Tsumitate NISA 30,000 yen

· Celebration gift savings 3,000 yen

· Vehicle inspection reserve 6,000 yen

· Car fee reserve 100,000 yen

・ Home appliance reserve 5,000 yen

・ Overseas travel reserve 90,000 yen

Total savings: 285,000 yen

Household Management in November

How was it??

Let me know in the comments 🩷🩷

I will post again!

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\ Life was improved by life plan and household management /

The Secret That Even Ordinary Housewives Saved 10 Million Yen ㊙️

▼ household management while saving fun without overdoing 🍃

▼ Meal expenses 50,000 a month → 20,000 savings technique · Vegetable plenty of saving rice 🍴

- Yeah.

Stories in updating the household management techniques to save 10 million 🤫

- Yeah.

30 s couple + 2 boys (7 y 👦🏻 1 y 👶)

I would be happy if you could get along 🕊

@ mocolife _ moco

─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─

Find knowledge with # lemon8

2025/12/3 Edited to

... Read more私も主婦として家計管理を工夫していますが、mocoさんと同じようにサブスクの更新費を見逃しがちです。特にマカフィーのような年払いのサービスは、気づかずに使い続けてしまうことが多いですよね。 また、冬服の新調や子どものオムツ代は年間で見ると大きな支出になりがちなので、まとめ買いやセール、ポイント利用で賢く節約しています。私の場合は楽天の買い物でポイント還元を活用して医薬品や日用品をまとめ買いすると、月々のその他費用を抑えられました。 さらに、食費の見直しでは、mocoさんのように野菜たっぷりの節約レシピを取り入れて、栄養バランスも考慮しながら無理なく節約しています。外食費やガソリン代も計画的に予算を立てることで、無駄遣いを防止し貯蓄に回せるようになりました。 最後に、貯蓄計画では確定拠出年金や積立NISA、車検用・家電用等の目的別積立を設定することで、将来への安心感を高めています。私も少額からコツコツ積み立てを始めましたが、こうした仕組みを持つことで貯蓄を続けやすいと感じています。 皆さんもmocoさんの家計簿報告を参考に、それぞれの生活スタイルに合った節約・貯蓄方法を見つけてみてくださいね。

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