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節約大好き主婦moco🌿
節約大好き主婦moco🌿

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February payday sorting routine public!

With sound Recommended 🎧🤍 February sorting routine 🧸🪄

Good evening! This is Moco 🕊️

Sorting video after a long time

I got it 💫

I tried it like ASMR

Listen to the sound 🫶☕️

There's a lot of manual work, but

Mortgage deducted from husband's salary

It seems like it will be reflected soon!

Divide the expenses into bags

Turn your savings into envelopes

I admire the cute feeling

I'm not doing everything because it's troublesome lol

Except for the celebration

it's sumishin sbi's automatic deposit.

It's very easy 🤍

There are cases where only congratulatory gifts are needed immediately

I have it, so I'm saving it in cash 🧸

This salary deduction from your salary

The amount subtracted is 397,000 yen 👛

The rest of it lately.

Have fun funding 🥰

I will post again!

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\ Life was improved by life plan and household management /

The Secret That Even Ordinary Housewives Saved 10 Million Yen ㊙️

▼ household management while saving fun without overdoing 🍃

▼ Meal expenses 50,000 a month → 20,000 savings technique · Vegetable plenty of saving rice 🍴

- Yeah.

Stories in updating the household management techniques to save 10 million 🤫

- Yeah.

30 s couple + 2 boys (7 y 👦🏻 2 y 👶)

I would be happy if you could get along 🕊

@ mocolife _ moco

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2/17 Edited to

... Read more毎月のお給料を効果的に振り分けて家計管理を行うことは、貯蓄を増やし安心した生活を送るためにとても重要です。私も節約や貯蓄が苦手だった頃は、なかなかお金をうまく管理できずに苦労しました。しかし、今回紹介されているように、給与天引きやクレジットカードの引き落とし分の専用ケース管理、祝儀積立の現金積立など、具体的な方法を取り入れることでだんだんと家計の見通しが良くなりました。 特に家計費のやりくり費は袋分けをしなくとも、バインダーやケースで管理するだけで、どれくらい使ってよいかが一目で分かりやすくなりました。私自身も最初は手動での振り分けに手間を感じていましたが、住信SBI銀行の自動入金サービスを利用し始めてからは、かなり時間と労力が節約できています。祝儀積立だけは急な出費にも対応できるように現金での管理が必要ですが、その他の積立は銀行の自動化を活用することで負担が減り、お金の管理がシンプルに。 また、毎月一定額をクラウドファンディングや趣味の資金に充てる余裕も作ることで、家計のストレスが減り、楽しみを持ちながら節約を続けられる点も大切です。家計管理は堅苦しいだけでなく、楽しく生活の質を上げる手段でもあると感じています。今回の振り分けルーティンは、忙しい主婦の方やこれから貯蓄を始めたい方にも参考になる内容だと思いますので、ぜひ自分の環境に合わせてカスタマイズしてみてください。

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