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節約大好き主婦moco🌿
節約大好き主婦moco🌿

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Payday Routine👛

Payday routine 👛

Good evening! This is Moco 🕊️

[Payday routine details]

📍 husband's payday

to pull out an automatic reserve

📍 sumishin sbi automatic reserve

Car replacement reserve, vehicle inspection reserve,

It is home appliances reserve!

📍 then distribute as shown in the video.

📍 Creca Withdrawal

Utility charges and smartphone stand, etc.

Outcomes other than redemption expenses

(150,000 this month)

along with the money.

Go to the debit account 🏦

📍 husband's pocket money,

Mainly lunch and coffee on work days.

Beauty salon fee is medical expenses from household expenses.

If the drinking fee is not enough, add it

From household expenses 👨

Be sure to set a routine on your payday 🪄

so that we can make fewer decisions

Household management is easy to continue

It will also be easier to manage, so it will be shorter 🧸

I will post again!

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\ Life was improved by life plan and household management /

📍 housewives saved 0 to 10 million yen ㊙️

📍 Household management that can be done by super wasters with 0 knowledge

📍 follow saves 360,000 a year 👛

- Yeah.

Updating the secret to save 10 million in the story 🤫

🎧 Yahoo! News Expert

- Yeah.

30 s couple + 2boys (7y 👦🏻 2y 👶)

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3/22 Edited to

... Read more私もお給料日ルーティンを取り入れてから家計管理がとても楽になりました。特に自動積立を活用することで、車の買い替え費用や車検、家電の買い替えに備えることができ、急な出費で慌てることがなくなりました。 さらに、毎月のクレジットカードの引き落とし額を把握して、その金額を引き落とし口座に入金しておく習慣はとても効果的です。これにより、今月の支出の大部分を明確にし、予算超過を防止できます。私の場合、公共料金やスマホ代などの固定費の出費が増減することがありますが、このルーティンを守ることで管理がシンプルになりました。 夫のお小遣いの使い道も細かくルール化しているのが参考になります。例えば仕事の日のランチ代やコーヒー代はお小遣いから出し、美容室や医療費は家計費からやりくりすることで、無駄遣いを抑えつつ家族の負担のバランスが取れています。飲み会代は不足した場合に家計費から補填する仕組みも合理的です。 さらに、3,000円ずつ積み立てている祝儀積立や住宅ローンの定期的な引き落とし金額の管理も、家計の安定につながります。私もDAISOのバインダーで項目ごとに管理し、月ごとの変動もコントロールしています。 お給料日にこうした決まったルーティンを作ることで、意思決定が減りストレスなく家計管理が継続でき、時短にもなります。家計簿の細かい記入や悩みが減り、節約効果もアップしました。これからも家計のやりくりを楽しみながら続けていきたいです。

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