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節約大好き主婦moco🌿
節約大好き主婦moco🌿

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Payday Routine

Payday routine 👛

Good evening! This is Moco 🕊️

[Payday routine details]

📍 husband's payday

to pull out an automatic reserve

(Withdrawal of 640,000-260,000 = 380,000 this month)

📍 sumishin sbi automatic reserve

Car replacement reserve, vehicle inspection reserve,

Home appliance reserve, etc.

📍 then distribute it as shown in the video.

📍 Creca Withdrawal

Utility charges and smartphone stand, etc.

Outcomes other than redemption expenses

(124,000 this month).

along with the money.

Go to the debit account 🏦

📍 husband's pocket money,

Mainly lunch and coffee on work days.

Beauty salon fee is medical expenses from household expenses.

If the drinking fee is not enough, add it

From household expenses 👨

Be sure to set a routine on your payday 🪄

so that we can make fewer decisions

Household management is easy to continue

It will also be easier to manage, so it will be shorter 🧸

If there's something you don't understand

Ask me questions in the comments or DMs 🧺🤍

I will post again!

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\ Life was improved by life plan and household management /

📍 housewives saved 0 to 10 million yen ㊙️

📍 Household management that can be done by super wasters with 0 knowledge

📍 follow saves 360,000 a year 👛

- Yeah.

Updating the secret to save 10 million in the story 🤫

🎧 Yahoo! News Expert

- Yeah.

30 s couple + 2boys (7y 👦🏻 2y 👶)

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Find knowledge with # lemon8

6/9 Edited to

... Read more私もお給料日には決まったルーティンを設けることで家計のやりくりが非常にスムーズになりました。特に住信SBI銀行の自動積み立てを活用して、車の買い替えや車検、家電の買い替え資金などを毎月確実に準備しておくのは、突発的な大きな出費を無理なく乗り切るのにとても役立っています。 実際に積立を取り出して使う際も、月々のお金の動きを把握しやすく、銀行に行くときにはクレジットカードの引き落とし額も一緒に預け入れ口座に入れることで、支払い忘れや不足を防げます。私も以前は家計を細かく管理できず、気づくと公共料金やスマホ代などの引き落とし金額が足りていなかったこともありましたが、このルーティンを決めてからは毎月の支出が見通せて安定しました。 また、夫のお小遣いはランチ代やコーヒーなどの仕事中の軽食に限定し、美容室代や医療費は家計費から出すことで、支出の分類がはっきりし、お金の使い道をクリアにできます。私も実際にお小遣いと家計費の役割分担をはっきりさせたことで、お互いの支出管理がしやすくなりました。 お給料日にルーティンを作るメリットとしては、意思決定の回数を減らせることでストレスが減り、家計管理を長続きさせやすい点です。繰り返し行うことで習慣化でき、時間の節約にもつながるので、ぜひ自分の生活に合わせてルーティンを作ってみてください。 不明点があればコメントやDMなどで質問できるコミュニティがあるのも心強いですね。私も節約や家計管理について悩んだ際は、こうした情報交換の場を活用しています。これからも効率的なお給料日ルーティンを続けて、家計の安定と節約効果を高めたいと思います。

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