How to save a hundred thousand before graduation

I have to say, now that we're in Year 4, we have the goal of saving hundreds of thousands before we graduate, which we collected the first hundred thousand at 21, a little proud of ourselves, so today we're going to tell us our first hundred thousand collection techniques.

1️⃣ Save before using 💰

Our objective is to save 1,000 baht a month every month (some months are more than 1,000).

The financial equation is income-savings = expenses. This method really works, everyone. If you deduct your savings first, we have to find a way to use it enough. Try to do it, everyone.

2️⃣ shopping less. 🛒🛍️🏬

Before knowing the investment, we liked to buy clothes, shoes a lot, which in a month was gone for thousands, but I thought that each hundred clothes could be worn as well, so started shopping for clothes dropped. From before, wearing a thousand shirts. Now, wearing a typical shirt, each hundred is also good.

3️⃣ not living a luxurious life. 💳💸💅

Some people see that people have, we want to have, want to be / want like him This thing will make us spend a lot of money. Because we are saving people because we want to save a lot of money, so do not use expensive things, rarely eat expensive things except special occasions.

4️⃣ don't drink alcohol. 🕺🍻

Usually people don't like to drink, but there are some fun with friends, but once in a while, which is a lot of waste. Think about it. If you go to a tavern once a week, you lose 500 baht a month, you lose 2,000 baht if you reduce the cost here - > you will have more savings (we save a lot of money from here because we don't use the party line).

5️⃣ earn extra income during class. 📚📖

Sometimes we are free from school, maybe find Part time to do or to help with faculty work. Considered to get a little snack to save another way.

6️⃣ Invest to make money work. 📈

As we know how to invest quickly, we have invested in mutual funds since the age of 16, using a mother's investment account, and all the money left over from candy will be invested.

Now, investing is not as difficult as you think, and it doesn't take a lot of money. Some 1 baht mutual funds can invest, or if you want to invest in foreign stocks in the dime app, 50 baht. Now we invest US stocks in dime at a pretty good return.

# Save money in school age # Teen finance # Keep student edition money # Financial management in school age # Student Finance Edition