They never told you about the “Surprise Fees” huh?
Before you start saving, let’s break down ALL the costs so you’re not shocked: 💰 Down Payment: 3.5% (FHA) to 20% (to avoid PMI). The typical first-time buyer puts down 9%. 📝 Closing Costs: Another 2–5% of the home’s price. Yep, on top of your down payment. 🔍 Appraisal & Inspection: $40