One surgery. How much can health insurance cover?

Many people think that just having health insurance can claim everything, but in fact, coverage depends on the type of surgery and coverage in the policies we hold.

The first thing to know is that our surgeries are small surgeries or large surgeries, because most health insurance is separate by the nature of the treatment.

If it is a major surgery, it is generally possible to claim surgery in the major surgery category, and if the insurance plan provides coverage, it can also claim follow-up or post-hospital incision, as well as some cases of non-sleep-free major surgery (Day Surgery), depending on the policy conditions.

But if it is a small surgery, it is generally only possible to claim the costs incurred on the day of the operation or surgery, and returning to the incision or following the symptoms the next day is usually not possible.

However, if your health insurance has OPD (outpatient) coverage, it can adopt OPD permissions for symptom tracking or small postoperative incision, according to the conditions of the insurance plan.

So before undergoing surgery, don't just think "there's insurance and it's over." Let's make sure what kind of surgery we have and what our policies protect, because the slightest details can make the rights very different.

Better know your rights before treatment than later know that the claim is not sure. If you are not sure, ask the agent or insurance company before admission so that you can use it fully and without benefit.

# Medical insurance # Health insurance # Health insurance # Accident # Accidents can happen