Why does Lifestyle Inflation lock you in the "payroll human cycle" forever?

Many people think...

"Salaries go up. Life should be more comfortable."

But in fact, many people feel that the money is not enough.

That's probably because you're stuck in something called Lifestyle Inflation or "salary increase...But the expenditure went up. "

Something scary. Not a better use.

But is...

You're unknowingly adding "fetters" to yourself.

Imagine it simply.

When the salary is 20,000 baht,

The cost is 15,000 baht.

If you lose your job or want to quit, you still need $15,000 a month to survive.

But over time...

Salary increased to 50,000 baht

You start.

Relaxing more expensive cars

Move to a better condo.

Eat more expensive shops

Buy more brand names.

Finally...

The cost became 45,000 baht per month.

Now, if you want to quit business,

Or want to be a Digital Nomad.

Or just a few months of suspension.

You have to earn $45,000 every month.

Not 15,000 baht as before.

Both income increased...

Instead, there is less freedom to choose life.

This is why many people "can't resign."

It's not because there's no talent.

But because...

The expenditure forced it to continue working.

Every month there

Car installment

Condo fee

Credit card fee

Expenditures used to think "well, buy."

Waiting everywhere.

Finally, the work must continue.

Not happy with that job, though.

How to get out of the Lifestyle Inflation trap?

1. Save immediately when salary increases

If the salary increases by 10,000 baht,

Don't increase the total expenditure.

Try dividing like this

Savings and investments 5,000 baht

Use an additional 5,000 baht

Make it automated.

And think of the savings as "non-existent."

2. Separate whether to buy because "necessary" or "want others to see."

Before buying a big one, ask yourself,

This piece really helps our lives.

Or...

We just want people to see that we look successful.

This kind of short question saves more money than I thought.

3. Write down revenue-expenditure

Many believe that

"Probably still left."

But the truth is...

Money is often lost on invisible small expenditures.

When starting to take notes,

You'll immediately see that.

Where does the money flow out?

And where to reduce

The design of life begins with the control of numbers.

Having a hundred thousand main income

Doesn't mean there's financial freedom.

Many people have high incomes.

But still can't stop working.

While some people earn not much.

But live freely.

Because they control "costs."

Finally...

Quality of life is not measured by "how much money to make."

But measured from

"How much freedom do you have to choose your life?"