I don't think you just know how to save 15,000. 🤔
I think it's not always true. The real problem is not the salary numbers, but the order of spending money. It's all in the mind set. Most people like to do it.
His salary pays rent first, pays for his eating, pays for his travel, and tells himself to keep the rest, but you know what?
It will never be left.
Because the more money in hand, the more it costs, it often expands along with it. This month says to keep the rest. Next month says to start collecting. By the end of the year, it's doing the same iteration.
One of my favorite sentences, Warren Buffett, was, "Don't save the rest of the money after you spend it."
Which sounds very simple, but most people do it alternately for the rest of their lives.
This idea is called Pay Yourself First, which is to say, pay yourself first, before paying anyone, before rent, before eating, before everything. The first money to leave the account every month should be your own money before we spend it on things.
Let's say that we have 15,000 savings of just 10% of our salary, which is 1,500 baht per month. That sounds very small, right? But if we do it consistently every month without stopping, then at the end of the year we have 18,000 baht to save without eating less, without doing more work, just changing the order of thought.
Suggest the easiest way to start is
- Open one more separate savings account. Do not keep the same account that you spend every day, because if you see the money in the same account, we may spend all the money that is intended to be collected first.
- Set up an automatic transfer on the salary before you pay anything else.
Let's start collecting at 5-10% first. Don't pressure yourself to save a lot from the beginning. Start with the numbers that feel correct first. Because the next important thing is cash flow. After doing it habitually, gradually increase it a little bit each month.
The most important thing is not how much to save, but to start and do it consistently. 500 baht saved every month is better than intended to save 3,000, but never once, or can only do it for a month.
What about your friends? How many% of your salary is savings now? Let's talk. 😄
# Saving money # Private finance # Lemon 8 Thailand # Financial planning # Salary 15000





















































































































































