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Don't quit if you don't do this! ✋⛔

So far, we've resigned three times.

One thing you do every time you leave work is

"Make more credit cards!"

I think it's the Must do it before resigning.

📌 why do you have to make a credit card before resigning?

When we are still working for a salary, when we have the best credit, when we become a freelance or a private business, even with the same or more revenue, the bank will see our finances as uncertain.

Can say that it is very difficult to make a card. The chance is almost no.

Even if you quit to start a new job, there will be another promotion period, which has to wait a long time to make more cards.

✨ our technique is

We make cards with "many banks." When there is a promotion of which card, we can swipe. Or if there are many promotions, we have the opportunity to choose the most valuable card.

And "make many categories" (restaurant / home decor / online shopping / etc.)

✅ to use the installment of

This is necessary. The more we quit without a job, the income may not be certain. To buy big things, you do not want to pay big things, such as mobile phones, refrigerators, washing machines.

* * * Suggest that there should always be a reserve equal to the swipe balance. Try not to use future money * * *

💸 get a discount / refund credit.

Sometimes eating or buying things that already need to be used, we can see that the refund credit is our bonus. It reduces the cost a little.

Caution

⚠️ emergency cash press.

This one * * is not recommended to do strongly * * because pressing money from the credit card is very high interest. If really necessary, it is better to press from the cash card.

Who is leaving work, try it and don't forget to always plan money. ✨💰

# One post a day # Resign # Credit card # firstjobber # First credit card

2025/10/16 Edited to

... Read moreสำหรับใครที่เปลี่ยนงานบ่อยๆ หรือกำลังคิดจะลาออก การมีบัตรเครดิตหลายใบจากธนาคารต่างๆ นั้นช่วยได้มาก เพราะคุณจะมีตัวเลือกใช้โปรโมชันและเครดิตเงินคืนที่หลากหลายตามแต่ละบัตร เหมือนกับการมีเครื่องมือช่วยวางแผนใช้จ่ายในช่วงรายรับไม่แน่นอน การสมัครบัตรเครดิตในช่วงที่ทำงานประจำง่ายกว่าช่วงเป็นฟรีแลนซ์มาก เพราะธนาคารพิจารณาฐานรายได้และสภาพการเงินที่มั่นคง แต่ถ้าออกมาแล้วโอกาสจะลดลงอย่างมาก นอกจากนี้การกดเงินสดฉุกเฉินจากบัตรเครดิตไม่แนะนำเลย เพราะดอกเบี้ยสูงมาก แนะนำให้ใช้บัตรกดเงินสดแทนจะดีกว่า เทคนิคส่วนตัวอีกอย่างคือแบ่งบัตรเครดิตเป็นหลายหมวดหมู่ เช่น สำหรับร้านอาหาร ของใช้ตามบ้าน หรือช้อปออนไลน์ เพื่อเพิ่มโอกาสรับโปรส่วนลดที่เหมาะกับไลฟ์สไตล์ของคุณ อย่าลืมเก็บเงินสำรองตลอดเวลา เผื่อรองรับการผ่อนจ่ายของชิ้นใหญ่ๆ อย่างมือถือหรือตู้เย็น โดยไม่ต้องใช้เงินก้อนเยอะ ในยุคที่เปลี่ยนงานบ่อยและสมัครบัตรกดเงินสดยาก การวางแผนเรื่องบัตรเครดิตตั้งแต่ต้นจะทำให้คุณไม่ถูกจำกัดสิทธิการทำธุรกรรมทางการเงิน และยังช่วยรักษาการเงินให้มั่นคงได้ดีขึ้นด้วยค่ะ

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