Share knowledge. Call the lack of benefits, the case is not the insurer. 🚗💸

📌 Share knowledge! Call "lack of usefulness" from a non-insurer. 🚗💸

Many people also misunderstand that "car benefit" can only be claimed by insurance companies... ❌ but we can actually claim it directly from the parties.

A fresh example of the MPC: The car was frosted because the parties hired a mechanic to fix the frosted at the company, and the mechanic made a mistake → A-pillar and damaged the roof of the car, having to enter the garage.

✅ First of all, what is the lack of usefulness of using a car?

Is the compensation that the owner of the car is entitled to during the repair of the car during the use of the car, such as:

Car rental used during repairs

Missing income from taking a car to run a job (e.g., Grab, Delivery, etc.)

📌 Legal Reference: Personal car not exceeding 7 seats can be claimed up to 500 baht / day

📂 What does it take to make a claim from a "natural person" or a "non-insurance company"?

What to collect:

- Accident report / claim sheet → Request from our insurance company.

- Damage image → Taken both stills and videos around the itch.

- Parts drawer + Repair car receiver (Generally, since the date of the garage, the parts are recommended to rush the car into the garage in the first place, otherwise it may be claimed to "pull the time").

- Car rental receipt (if available) → Helps increase the weight of the claim

- Claims → Load forms from Google or print them yourself

As follows:

1. Identify the car brand, registration number

2. Number of repair days × money (based on 500 baht / day or suitability)

3. Attach an account number for receiving money

⚖️. Procedure taken.

1. Call our insurance to handle the normal repair costs.

2. Find the cause and the troublemaker → Must be clear who the accident was caused by (e.g. the parties hire a frosted repairman → the parties are responsible)

3. Our insurance will claim the car repair fee and charge it back to the parties. → Next year premiums do not increase in the case that we are

4. The lack of usefulness of the use of the car → We must claim it directly to the parties.

5. Talk to the parties in the first place. Clear that the lack of benefits is a responsibility to pay with * * * If not speaking at first → the latter is definitely a heavy problem (because many people think that paying for repairs is "over").

6. When the repair car is completed → Send documents and claims messages to the parties.

- If you find a good partner and understand → Just wait for the money to enter.

- If you find someone irresponsible → Maybe the next step is to sue for damages.

🎯 Lessons from the real case.

Meet the responsible parties → Send documents for less than 7 days and receive compensation.

Most importantly, keeping complete evidence + communicating with the parties from the beginning.

🔑 Brief summary

The lack of usefulness of the car does not always require a claim from the insurer, but can be claimed by a party who loses the opportunity to use the car.

All car owners already have this right, whether we know the right and claim it. ✨

# Insurance claim # Car insurance # Car insurance claim # Lack of benefits # Lack of benefits from using the car