How to make money in the future 🧐

Anyone who is self-employed, does not have social security, but wants to have money to spend in the future, would like to have a pension to spend in retirement, read this. Let's get to know the easy savings with the Ghosh Fund that makes saving easy, flexible, can choose the savings according to the wealth we have, do not save every month or every year. 👇

The National Savings Fund (Ghosh.) is a government agency that encourages independent occupations, or informal workers, to have collateral and savings available in retirement, and the state contributes more savings by age.

📍 only for people without social security. 📍

The terms of sending savings with Ghosh can send savings. Starting at 50 baht per time, there is no limit on the number of savings sent on Truemanny, but savings can be sent no more than 30,000 baht per year. Saving with Ghosh is voluntary savings. Not mandatory. No need to save every month or every year.

If you save money, you will receive the following benefits:

1️⃣ 50-100% state contributions by age range up to 1,800 Baht / year (see illustration)

2️⃣ Full tax deduction up to 30,000 baht / year

3️⃣ a maximum life pension of 12,000 baht / month (can calculate the pension to be received through the Truemanny app at what age savings start and how much per month should be saved to receive the required pension, but up to 12,000 baht / month)

4️⃣ Guarantee the return on investment equivalent to 12 months of regular deposit interest (not lower than 12 months of regular deposit interest, average 7 banks on the day the member reaches the age of 60 years).

🎯 qualifications of Ghosh members.

1️⃣ Thai nationals

2️⃣ 15-59 years old

3️⃣ Self-employed Student Farmers Merchant Taxi Win Motorcycle General Hire

4️⃣ those without social security, except for M.40 insurers, option 1 (who pay 70 baht a month).

5️⃣ who are not civil servants or members of the B.C. or members of the Provident Fund.

📍, at the age of 60, the Ghosh will send a letter to the member three months in advance to notify the member to confirm the refund document. The member will receive a lifetime pension or subsistence allowance of a minimum of 600 baht per month, depending on the savings of each member at the age of 60 (the threshold for obtaining a subsistence allowance or a lifetime pension calculation, can be enquired with the Ghosh.)

✅, interested parties can open a Gosh account on the Truemanny app for only 1 account per 1 ID card number. The terms of benefits and applications are as specified by Gosh.

⚠️ To edit the subscription information, the subscriber needs to contact Gosh to request a correction of the address, document or name of the beneficiary (the applicant's name is given as the beneficiary in the Truemanny application).

📍 for those who subscribe to Ghosh before entering the job, after entering the social security system or becoming a civil servant, will retain their Ghosh membership (until resigning) and can send the accumulated money to receive tax concessions, but will not receive state contributions.

🔥, if you open a savings account with the National Savings Fund (Gosh.) through Truemanny, you will be entitled to a monthly fortune! There is a total reward of more than $500 million.

From 7 a.m. on October 15, 2025, until 11: 59 p.m. on April 30, 2026.

🎯 How to get the rights

1️⃣ Promotional participants must have a National Savings Fund (Ghosh.) account on the Truemanny application and maintain their National Savings Fund (Ghosh.) membership status for the duration of the promotional item.

2️⃣ Promotional participants must make a savings list into the National Savings Fund (Ghosh.) account for themselves through the Truemanny application within the period for each round of the company's scheduled savings list ("Savings List Day Round") to qualify for the prize sweepstakes for that round of savings days ("Sweepstakes Participation Permission"). Details are as follows:

Every 50 baht savings 🔸 will be eligible to win the prize of one appliance.

Every 🔸 savings of 300 baht will be entitled to a gold prize.

3️⃣ rounds in the prize.

🔹 Round 1 from October 15, 2025 to October 31, 2025 at 11.59 p.m.

🔹 Round 2 from November 1, 2025 to November 30, 2025 at 11.59 p.m.

🔹 Round 3 from December 1, 2025 to December 31, 2025 at 11.59 p.m.

🔹 Round 4 from January 1, 2026 to January 31, 2026 at 11.59 p.m.

🔹 Round 5, from 1 February 2026 to 28 February 2026, at 11.59 p.m.

🔹 Round 6 from March 1, 2026 to March 31, 2026 at 11.59 p.m.

🔹 Round 7 from 1 April 2026 to 30 April 2026 at 11.59 p.m.

⚠️ Note:

1️⃣ Savings that do not reach the specified amount of each savings cycle are not eligible for the sweepstakes and cannot be counted against the savings in the next savings cycle.

2️⃣ Promotional participants who meet the conditions of any round of savings will be eligible to participate in the sweepstakes only in the sweepstakes of that sweepstakes. They cannot accumulate the right to participate in the sweepstakes to apply for the draw of another round of sweepstakes.

🔥 Example: In June, there is a total savings of 330 baht. Participants in the promotion will be entitled to participate in the second round of the sweepstakes: the right to participate in the sweepstakes and the right to participate in the sweepstakes to win the gold prize.

# Investment finance# National Savings Fund # Saving money # Trending # Welcome 2026