Automatically translated.View original post

Insurance is not bad luck.

2/22 Edited to

... Read moreจากประสบการณ์ส่วนตัว การทำประกันชีวิตเป็นเหมือนการวางแผนเพื่อรับมือกับเหตุการณ์ที่ไม่คาดฝัน ซึ่งไม่ใช่เรื่องโชคร้ายอย่างที่หลายคนคิด แต่เป็นการเตรียมความพร้อมให้กับชีวิตและครอบครัวของเราในอนาคต หลายครั้งที่ผู้คนมักเข้าใจผิดว่าการซื้อประกันคือการคาดหวังเหตุร้าย แต่แท้จริงแล้ว ประกันคือเครื่องมือทางการเงินที่ช่วยปกป้องเราและคนที่เรารัก เมื่อเกิดเหตุการณ์ไม่คาดฝันขึ้น เช่น การเจ็บป่วยหรืออุบัติเหตุ ประกันจะช่วยบรรเทาภาระทางการเงินและทำให้เรามีโอกาสฟื้นฟูชีวิตได้รวดเร็วขึ้น นอกจากนี้ การเลือกแบบประกันที่เหมาะสมกับไลฟ์สไตล์และความต้องการส่วนตัวก็สำคัญมาก เช่น ประกันชีวิตที่คุ้มครองทั้งชีวิตหรือแบบออมทรัพย์ และควรศึกษารายละเอียดกรมธรรม์อย่างละเอียดเพื่อให้เข้าใจเงื่อนไขและสิทธิประโยชน์ที่ได้รับ ท้ายที่สุด การวางแผนการเงินโดยมีประกันเป็นส่วนหนึ่ง ช่วยให้เรารู้สึกอุ่นใจ ไม่ต้องกังวลกับความไม่แน่นอนในชีวิต และสามารถใช้ชีวิตอย่างมั่นใจมากขึ้น อย่างที่คำกล่าวว่า “ประกันไม่ใช่เรื่องโชคร้าย แต่คือการวางแผน” จริงแท้แน่นอน

Related posts

A black car is parked outdoors with text overlaid asking "I need help Finding Cheap Car Insurance???. A pink air freshener hangs from the rearview mirror inside the car.
Cheap Car Insurance???
Idk Besties… paying nearly $300 for car insurance is kinda crazy… where can i find something cheaper? Ive tried progressive, Geico, and national general and they all are over budget. Any recommendations?
Raven McNeal

Raven McNeal

646 likes

the right health insurance for college students
Each student's situation is unique. Take the time to explore options and find the plan that aligns with your specific needs. 🌟 If you'd like more examples or additional information, feel free to ask! #Lemon8 #lemon8partner #personalfinance #financebabeash #finance #insurance
Inashwealth

Inashwealth

756 likes

A digital screen displays an auto insurance quote showing a payment of $242.83 due today, which is also the 6-month total premium. It notes potential savings of $88.07 and options to bundle and save or proceed to the next step.
Where is everyone getting their car insurance?
Just got the news from GEICO that my car insurance is going up next month due to ""Rising repair and medical costs"". I was origianlly paying $187.34 and is now going to be $242.83. Who is everyone using? Hopefully there are cheaper options out there to jump ship to. #car pay
Esha

Esha

294 likes

Car insurance for full coverage is a SCAM 😭
I cannot believe this! I got into a car accident, I have a $1k deductible and they are telling me my cars worth $2k 😭 I bought it LESS than a year ago for $10k CASH!! And dealerships are selling my exact car with higher mileage for $11k… but Kelly blue book estimated $2k (which is what AAA is going
LifeW/Ana

LifeW/Ana

217 likes

Passed Life insurance exam ✨
🌟 Exciting News! 🌟 I am beyond ecstatic to share that I am embarking on a brand new journey as a life insurance agent! 🎉 This marks the beginning of an exciting chapter in my professional life, and I couldn’t be more thrilled about it! Stepping into the world of life insurance feels like a pe
Lainey

Lainey

22 likes

Life insurance is the most side hustle join us.
It never be late to change your life #insurance #insuranceprotection #financialfreedom connect with us to day.
Therese Mukantu

Therese Mukantu

6 likes

This is a breakdown of Cash Value Life Insurance 💸
Here’s the truth about how cash value life insurance REALLY works (and what they don’t want you to know) Full Breakdown👆💡 #cashvaluelifeinsurance #wealth #financialfreedom #finance #infinitebanking
FullSendFinance

FullSendFinance

36 likes

A flat lay of wellness and study items, including a white water bottle, cork yoga blocks, and a pink pencil case, with the title "WHY COLLEGE STUDENTS NEED HEALTH INSURANCE" overlaid in blue text.
A flat lay of wellness and study items, including a white water bottle and yoga blocks, with blue text explaining that college students are prone to unexpected and costly illnesses.
A flat lay of wellness and study items, including a white water bottle and yoga blocks, with blue text stating that campus health services are limited, making insurance essential.
Why College Students Need Health Insurance
In summary, health insurance is essential for college students to manage unexpected medical costs, access comprehensive care, and meet enrollment requirements set by their institutions. The affordable and flexible nature of student health plans makes them a wise choice for this population. #lemon
Inashwealth

Inashwealth

54 likes

✨Insurance Girlie🤍
#wfh #sahmlife #momsoflemon8 #wfhm #fyp
Vanessa

Vanessa

186 likes

The image displays the title 'INSURANCE COMPANY YOU NEED' over a cozy living room scene with a brown sofa, coffee table, and large windows, introducing the topic of best insurance companies.
This image highlights 'Auto Insurance' companies, listing Erie for customer service, Allstate for claims, and Nationwide as Forbes Advisor's pick, set against a background of a person by a black SUV.
The image focuses on 'Home Insurance' providers, featuring Amica for consumer satisfaction and Andover Companies for comprehensive coverage, overlaid on a serene outdoor balcony setting.
Best insurance companies you need to know
Let's explore some of the best insurance companies based on different categories. Whether you're looking for car, home, or life insurance, there are reputable providers to consider: Remember to compare quotes and consider your specific needs when choosing an insurance company. Each person&
Inashwealth

Inashwealth

83 likes

A person's hand holds a Pearson VUE exam result document from the Florida Department of Financial Services. The document shows a 'PASS' for the FLA Health Agent exam with a score of 75 (passing score 70) on 09/14/2024, along with a section analysis.
I PASSED my insurance exam on the 5TH try!
Lord knows that it has been a journey but all that hard work did pay off although this is my fifth time taking this two hour test it was very much worth it because now I have been available to many opportunities. I’m currently enrolled with an insurance company and am active in training at the mome
jaekira

jaekira

178 likes

A baby in a monster-patterned onesie with medical tubes, highlighting the #1 tip for baby health insurance. The text overlay reads: "#1 TIP: HEALTH iNSURANCE FOR BABY."
A baby in a patterned onesie, with text advising to look into a separate plan for baby, suggesting CHIP. A search bar graphic shows "CHIP [STATE NAME]."
A baby in a brown onesie, with text describing CHIP benefits: medical, dental, vision, monthly fees based on income, and often cheaper than family plans.
Need Baby Health Insurance? Read This First! ⬇️
When I found out I was having twins, one of the first things I thought about was health insurance. Heath insurance for TWO babies seemed like it was going to be expensive! My health insurance bill would double to $600/mo to get the family plan on my jobs health insurance! Wow! So I researched
Modern Mom | Shannon

Modern Mom | Shannon

283 likes

Tips Before You Take Your Insurance Exam
3 essentials I feel you should think about before you sit for ANY license exam. I have 3 of them and I did this for all 3 insurance exams #insurance #exams #insuranceagent
versatilechi

versatilechi

63 likes

Longevity is luck..
#trainwithintention #naturalbodybuilder #mma #stretching #longevity
Alexandra

Alexandra

5 likes

my 8-5: insurance account representative 🏠🚗💵📞
if you’ve ever thought about going into the insurance industry, this is for you! What do I do specifically? I work in a local State Farm office servicing policies for our current customers. I take payments, review coverages, send paperwork, and overall do all the backend stuff when it comes
𝕄𝕒𝕕𝕚 🫶🏼

𝕄𝕒𝕕𝕚 🫶🏼

112 likes

Insurance Agent (PROS)
Are you considering getting your insurance license? Here is a few pros #insurance #insuranceagent #pros …
versatilechi

versatilechi

37 likes

A white Toyota Corolla sedan is parked in front of a bright yellow building. The car has a California license plate "8CVD008". Overlaid text asks, "How to reduce insurance cost?". This image illustrates a discussion about car insurance.
How can I lowered my monthly car insurance?
I just bought a Corolla SE today and I was quoted $530/month from Geico for full coverage in NYC. I have 2 speeding tickets on my record but still I feel like that is ridiculously high? From reading online on some forums it seems like most people are paying $100-$200 for the same car. They told
Kaia

Kaia

102 likes

INSURANCE INDUSTRY TIPS
I got into the insurance industry 3 years ago with no experience, I was just tired of my 3 jobs and dead end degree. I wanted more out of life and the insurance industry did that for me , girl just go for it ! Application in bio and I’ll reach out with more information ✨ #financialbaddies #fyp
thatgirlbrittzc

thatgirlbrittzc

3 likes

A woman stands in a city plaza with modern buildings and palm trees under a clear sky. The text overlay reads "MY work routine a day in my life," introducing the topic of her daily schedule.
A desk setup features two computer monitors displaying nature scenes, a notebook, pens, glasses, and a floral mousepad. The text overlay indicates "8am-5pm: Insurance Account Representative."
A woman with long brown hair smiles at the camera, wearing a yellow cardigan and jeans, holding her hair. The text overlay states "beauty business: no set time but I work my biz a few hours a day."
my work routine: insurance & beauty 📱💋
saw we were posting our everyday work routine ✌️ 8am-5pm, I am an account representative at a local State Farm office. I service policies and work with our current customers on coverage changes, policy needs, and taking payments. 💻 before & after work, I have an online beauty business. I h
𝕄𝕒𝕕𝕚 🫶🏼

𝕄𝕒𝕕𝕚 🫶🏼

25 likes

My #1 No buy list is a car with low car insurance
#nobuy2025 #lemon8challenge I want to buy a car this year but I need a car that’s decent and I don’t need to spend so much on car insurance, it might not be possible where I live but I really need it.
Sharin

Sharin

6 likes

Insurance is a Scam
#unitedhealthcare #insurance #trans #heydrtucker
Alec Tucker 🏳️‍🌈🏳️‍⚧️

Alec Tucker 🏳️‍🌈🏳️‍⚧️

3 likes

Can life insurance help build wealth? 🏦
💡 Why do the wealthy use life insurance in their portfolio to grow wealth? Here’s your answer in under 60 seconds! 🏦 #wealth #financialfreedom #bank #hack #insurance
FullSendFinance

FullSendFinance

21 likes

She passed her life insurance exam 🥰🥰
My agent passed her life insurance exam on the 1st attempt with a 94! I’ve only been working with her for 4 days!
Mz Hollywood

Mz Hollywood

15 likes

Insurance companies during the LA fires 🥲🔥
#comedy #meme #memes #insurance #fire
Kyle Sorensen

Kyle Sorensen

638 likes

Life Insurance Agent!
Not only do I have my small faith-based business but now I get to help small business owners protect their income. If you have a small business and need to protect it, comment “NOW” let’s get you started! #smallbusiness #protectyourbusiness #smallbusinessowners #insuranceagent #lifeins
Joann | Hope & Finance

Joann | Hope & Finance

0 likes

Auto Insurance Questions
#letschat #autoinsurance #adulting #accidentinsurance Hey everyone! I’m currently an auto adjuster and I’ve noticed that not many people actually know what their insurance covers. Honestly I didn’t think too much about it either until I started working as one. So I want to know
Bounciie

Bounciie

1 like

A person's legs and feet in sneakers on an asphalt path with long shadows, featuring the text "HEALTHY GIRL TIPS" and an arrow.
Text boxes on a grassy background stating "Health Insurance is important for your own health" and that Investopedia evaluated companies based on affordability, plans, programs, and customer satisfaction.
Text boxes on an asphalt path with shadows, listing "BEST OVERALL: KAISER PERMANENTE" for affordability and low complaints, and "BEST WIDELY AVAILABLE PLANS: UNITEDHEALTHCARE."
Best health insurance companies 🫶🏥
In order to be healthy, it’s very important to have health insurance. Something can happen to you at any time so you want to make sure that you have health insurance. Investopedia looked at all of the health insurance companies and rank them based on criteria, such as affordability, types of pla
Kylie 💸🫶🏻

Kylie 💸🫶🏻

24 likes

Get life insurance
You’re standing at the threshold of a crucial decision—to embark on a journey of life insurance awareness. Imagine a future where your family’s financial security is assured, where uncertainties are met with resilience, and where every step you take today builds a foundation for tomorrow. It’s not
olubunmi ewete

olubunmi ewete

8 likes

🔥 Muscle Is Your Insurance Policy
Your body whispers before it screams. ⚠️ Fatigue ⚠️ Mood swings ⚠️ Weight shifting ⚠️ Feeling “off” These aren’t random. They’re early signals. You’re not too young — you’re just early. And that’s your advantage. Start now so your 40s feel strong, not stressful. 🔥 Save this remi
Rebyrthfitness

Rebyrthfitness

2 likes

A black and white kitten lies in a pink bed, with text asking if pet insurance is worth it, featuring logos for Chewy and Lemonade.
This image details pet insurance accident policy coverage, including diagnostics, procedures, medication, accidents, and illnesses, with a monthly cost and discount information.
The image explains pet insurance coverage details: 80% coverage after a $250 annual deductible, with a $20,000 annual maximum, illustrated by a claim example.
Should you get pet insurance?
I’ve had Lemonade pet insurance for a few months and it’s been great! Recently got a new kitten and so many of the costs have been covered for her testing and vaccines. -The basics of lemonade: 📝The insurance is broken down into accident/injury ($37) and wellness ($22). 📝The insurance is ru
Jewell 🐠🦀🪼

Jewell 🐠🦀🪼

38 likes

Car insurance recommendations?
Hi all - coming up on a renewal for my boyfriend's car insurance and Geico is quoting us a 50% increase in my 6-month premium with no changes to our driving record (23, no tickets/accidents). I read through the thread from a month or so ago and lots of folks talked about switching between Geico
Leigh Smith

Leigh Smith

429 likes

The image features a stack of US dollar bills tied with a black ribbon, with the text "MONEY HOW TO USE LIFE INSURANCE WHILE YOU'RE ALIVE." It promotes financial education and life insurance tips.
This image defines "LIVING BENEFITS IN LIFE INSURANCE" as features allowing access to part of a death benefit while alive, providing financial help for serious illnesses or emergencies.
The image explains how living benefits work, detailing that they are part of certain life insurance policies, triggered by conditions like terminal, critical, or chronic illness, allowing early payout.
How to use Life Insurance while you’re Alive
#lifeinsurance #lifeinsurancetips #livingbenefits #financialeducation #financialtips
Davina Nicole

Davina Nicole

18 likes

life insurance
St. Patrick’s Day celebrates luck. But luck doesn’t pay mortgages. Luck doesn’t replace income. Luck doesn’t remove stress from your family’s hardest day. Most people are hoping nothing happens. But responsible adults don’t build their future on hope — they build it on preparation. A re
Amanda Mcinroy

Amanda Mcinroy

0 likes

How to become a REMOTE INSURANCE AGENT
I've been working from home for 2 years and thought I'd she the process of how I got my job! I was scrolling on Indeed one day and saw a company offering PAID training for their insurance license, so I applied. I thought it was a scam at first, but it turned out to be real! What you wan
Ziewitnotea☕️

Ziewitnotea☕️

38 likes

How to Become a Life Insurance Agent
I never imagined myself working in financial services, let alone life insurance. But becoming a mom changed my life. I wanted to break cycles within my family. And secure my daughter’s future. Building up a fully protected financial house for us all. I wanted to make an impact and show other fa
Isabel

Isabel

16 likes

Study with me for the life insurance exam!
Wish me luck!! If you have any tips pls let me know as well! #insurance #lifeinsurance #studywithme
Madison

Madison

17 likes

🦋5 Steps To Become A Life Insurance Agent
Becoming a life insurance agent/financial specialist changed my life as a young mom. The flexibility, the purpose, the income, and the chance to help families every day. I love helping other people get started the right way. I know how overwhelming it can feel when you don’t know where to start
Isabel

Isabel

21 likes

A person takes a mirror selfie, dressed in a plaid blazer, black top, and jeans, holding a phone and a black bag, with the text "MY day in pics office girlie edition".
A golden retriever named Honey and a grey cat named Dobby look out a glass door into a yard with autumn trees, with the caption "Wake Up & Feed the Pets".
A golden retriever, viewed from behind, walks on a leash on a sidewalk next to green grass, with the caption "Time for a Walk".
Day In The Life (Office Manager / Insurance )✨
Today was sooooo busy, I did not get to add as much as I wanted to. Does anyone else bring their pet to work? I swear sometimes I am sooo exhausted by the time I get to work because so much goes into getting her ready and making sure she gets enough exercise in the morning. Still, I am grateful
court 🌿

court 🌿

13 likes

This image explains why people get life insurance, listing reasons like replacing income, paying debts, protecting children's future, covering final expenses, and leaving a legacy, then questions what happens to the money after death.
This image details what happens when someone passes away, including family grieving, immediate bills, frozen assets, and court involvement if no legal plan exists, emphasizing the complications that arise.
This image describes the consequences of not having a will or trust, such as probate court, lengthy and costly processes, court-decided distribution, and potential unchosen guardians for minor children.
How to protect your life insurance proceeds!
Life insurance isn’t enough if you have minor kids… Did you know that if your beneficiary is under 18, the life insurance company won’t pay them directly? Instead, the money could get tied up in court, and a judge, not you, decides who manages it. 👶🏽💸 That’s why having a will or trust is jus
Tasha S.

Tasha S.

13 likes

Life insurance is the worlds safest industry 🚨🚨🚨
This is why the right kind of life insurance isn’t advertised. 💼 This is why life insurance is a guarantee for you and your family. 👨‍👩‍👧‍👦 This is why you should have it. ✅ #wealth #financialfreedom #bank #insurance #taxfree
FullSendFinance

FullSendFinance

5 likes

A young boy with noise-canceling headphones sits on an orange chair, looking away. The image has a text overlay: "TOP 5 Things Your Health Insurance May Cover for Your Autistic Child."
An assortment of "everylife" brand diaper packages and wipes is displayed against a white background. A red text overlay reads "Diapers & Wipes," indicating a potential insurance coverage item.
A woman, wearing an "Action Behavior Centers" shirt, smiles at a young boy playing with colorful toys at a table. A blue text overlay highlights "ABA, Speech, OT & PT Therapy" as a covered service.
5 things your insurance may cover for autism
We have CMS health insurance for my son and it covers all of these things and MORE! 🥰 Having the right health insurance for your autistic child is VERY important! Do you have the right one? #autismawareness #healthinsurance #specialneedsmom #autism #autismsupport
Autism_Glow

Autism_Glow

70 likes

A young woman with long brown hair smiles at the camera while sitting at an outdoor table with drinks. The image has overlaid text that reads 'Pros. vs. Cons. Insurance Office', relating to the article's topic.
Pros. vs Cons. - working at an insurance office
before I start this post I just want to state that this is my personal experience and can’t speak of all local insurance offices!! ✅ Pros. 💕 I worked at a local State Farm office, therefore it is considered a small business because my agent opened up his own Agency. With that being said, he
𝕄𝕒𝕕𝕚 🫶🏼

𝕄𝕒𝕕𝕚 🫶🏼

10 likes

Let’s Talk About That Car Insurance Bill
Let’s be real — car insurance feels like a scam sometimes. But there are legit reasons it’s higher than you want… and most people don’t even realize they can negotiate or switch. According to Investopedia, factors like age, location, credit score, and even how much you drive can all push your r
Mari 🦋

Mari 🦋

22 likes

A person's leg is elevated and bandaged in a hospital bed, with a medical professional in the background holding a clipboard. A large text overlay reads 'HELP!', reflecting the user's distress over a large hospital bill after breaking their leg.
$126K hospital bill and insurance paid $0!?
I have Premera Blue Cross through work (high deductible HSA plan: $1,750 deductible, $3,000 max out-of-pocket). In April, I broke my leg and spent 2 nights in a private room at Swedish Hospital First Hill in Seattle. $126,751.79 marked “not covered,” while all other 14 bills were paid normally. I h
Claire💌

Claire💌

6 likes

Car got hit in Cali…Insurance or cash?
My car got dinged in a California parking lot the other day, and I actually caught the guy. I asked for his insurance info, called my company, everything. Pretty standard, right? Well, he instantly freaked out and begged me to “just settle it privately.” He even offered me $2K cash on the spot. I
carsick

carsick

68 likes

Dental insurance. Is it worth it?
I am going off of a group plan this July, signing up for a Medicare Plan G. My question is, is dental insurance worth it? I’ve been quoted prices ranging from $50-$95 a month. Most do not cover more than cleaning, bite wing x rays and an exam. Would I be better off negotiating with my dentist for a
Gaia💌

Gaia💌

43 likes

Do you think pet insurance is necessary?
👣Pet parents of Lemon8, do you think pet insurance is necessary? Why? Do you have one for your pets and how much is it? Any saving tips? Comment below! #letschat #lemon8pet
Captain Lemon8

Captain Lemon8

350 likes

Life Insurance is a priority🗣️
Life insurance is essential!! Tomorrow is not promised. It’s time we stop relying on GoFundMe accounts and take action now to secure our families future and generation. Click the link in my bio to get in touch for more info. 🔗 #lifeinsurance #lifeinsuranceisapriority #financialliteracy #fin
Isabel

Isabel

2 likes

How to choose the right insurance plan ✨
Choosing the right insurance plan isn’t about buying the most expensive option — it’s about selecting the coverage that truly fits your life, your goals, and your family’s needs. 🛡️💼 Here are a few key things to consider: ✔️ Your income and financial responsibilities ✔️ Who depends on you financ
Lexy ✨️

Lexy ✨️

0 likes

Six Figures as an Independent Insurance Adjuster
We talk about how to earn six figures without a traditional 9-to-5 job by becoming an independent insurance adjuster. First, we discuss getting certified and licensed, which is easier than you might think. Next, we emphasize the importance of networking by joining adjuster associations and attendin
LIFEINSURANCEHQ

LIFEINSURANCEHQ

5 likes

Insurance
I just want to share info to let people know there are options other than employer insurance.
whatheatherdid

whatheatherdid

1 like

See more