Give out the formula for closing the debt quickly. Version is practical. 💵💫

🩷 give out the closed-debt formula that Pear actually used, the Pear version itself.# Hope to benefit many people

1. Set your mind first, and then list all the debts out, every baht, every cent, how many debts, which bank, how much, how much to pay.

For example, UOB, 200,000 flowers, 21% pay 5,640 baht every month. On the seventh day, this will let us know which one to pay.

2. Choose to close the debt. There are 2 types of closing the debt: (choose to close a lot of debt first or close a small amount first) Pear choose to close a little first because you will have encouragement, but cut it off one by one, not interested in flowers at all.

3. Make as much money as possible. Calculate for 24 hours, 1 day. Eat, sleep enough. The rest of the work is not distracted, do not travel, take time to do nonsense. Find an extra job. Pears will work regularly 8: 00-16: 00 and then continue to teach. Do this every day. Pillar-such as getting an extra job. Do not rest at all. Activity is sleeping. 😂

4. Find people around you who are good at consulting, people who are good at finances. If your partner is better than surviving, because they will take care of money, encourage, give good counseling, or listen to Poscas, read a lot of financial books, we will be smarter and sane. Pear likes Mr. Dew and the young coach.

5. The goods in Pear House are sold out, antiques, non-use, perfume bottles, water bottles are still sold, everyone 555, clothes are sold, how many baht are sold, because the money can be paid for the debt, and the advantage is not to clutter the room at all.

6. Lifestyle adjustment This is very important 🖌️ Pear likes to eat luxury, stay expensive, travel expensive, now do not eat, do not travel, do not socialize, focus on calling friends, call at home, do not eat at all, because there is Vat 7-10%, do not travel in the country for a while, do not drink, do not smoke, coffee, snacks, do not stop, focus on cheap but delicious street shops.

7. Do not buy unnecessary things, crazy things of bots, ridiculous, fussy, cute, 10-20 baht, do not buy cosmetics, use all things before buying every time, do not buy stock, do not buy on sale, but will only buy the required items of brand name, IT equipment, Say No to all things.

The current. Take a break. Recite that.# It doesn't have to beEverything is fine.

8. Make income, expenditure, every baht, every cent, we will know where the money has gone (according to the picture paired to see) and how much money to put in full, retire all the debt, do not have to eat "fuck it" 55 because the interest is more brutal than we work, how much work is not enough to pay, so close it.

9. Don't owe again!! Don't overspend!!!Don't care about society!!!Don't be big!! No one can help us. If we are unconscious, remember this word. Personal finance (personal is about that person). So money is what we have to take care of. If we don't have a plan, no one can give us money.

Please everyone to pass it 📚💕🥰 or anyone who has anything to share. Consult and comment.♪ Release the debt faster ♪ # Debt discharge

P.S. Pears has 3 peaks to focus on. Anyone can have a trick?