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What saved my life when I was in debt. 💸

People ask a lot, read what books. This always answers that every book that says finance (and then people will say like I didn't mean to tell him)

I didn't mean to tell you, but we actually read all the books. There are a lot more than this. Most of the young Coach, every book. Mr. Dew read it, and Sien Pae liked it, but he read it and sold it all. There are only photos left. 😂

The other books are read by anyone who doesn't know, doesn't care about which page, hahahaha. Read it. Find which one says "Financial" and it's on sale. Buy that one 😂 and read it!!

Believe it? When I'm in debt, not going anywhere, not socializing with anyone, reading at home, Heal is very kind, calmer, smarter, more brain-distinguished, more mellow, to become me in a new version where Finance 101 is much better. 💸

# Finance # Financial book # Books # frugal

7/21 Edited to

... Read moreจากประสบการณ์ของหลายคนที่ต้องเผชิญกับปัญหาหนี้สิน การมีแนวทางและแนวคิดที่ถูกต้องเกี่ยวกับการเงินสามารถเปลี่ยนแปลงชีวิตได้อย่างมาก ในบทความนี้ ผู้เขียนได้รวมคำแนะนำจากหลากหลายแหล่งที่มีชื่อเสียง เช่น หนังสือ "RICH DAD POOR DAD" ของ Robert T. Kiyosaki, หนังสือ "ATOMIC HABITS" ของ James Clear และแนวคิด "MANIFEST" ที่เน้นการสร้างพฤติกรรมเชิงบวกในชีวิตประจำวัน สิ่งที่ช่วยชีวิตฉันได้จริง ๆ คือการเปลี่ยนวิธีคิดเกี่ยวกับเงินและหนี้สิน แทนที่จะมองว่าหนี้เป็นภาระหนัก ฉันเริ่มมองว่าการบริหารหนี้อย่างมีสติและวางแผนงบประมาณเป็นขั้นตอนสำคัญในการพัฒนาตัวเอง นอกจากนี้ การเรียนรู้วิธีลงทุนอย่างมีสติและรู้จักใช้เงินอย่างชาญฉลาดทำให้ชีวิตมีความมั่นคงมากขึ้น ตัวอย่างเช่น การใช้กลยุทธ์ "LOW COST LIVING" หรือลดค่าใช้จ่ายที่ไม่จำเป็น และเปลี่ยนมาเก็บออมอย่างต่อเนื่อง ช่วยให้ฉันสามารถสะสมเงินได้มากขึ้น ด้วยคำแนะนำจากผู้เชี่ยวชาญและการศึกษาความรู้ด้านการเงินอย่างสม่ำเสมอ เช่น การติดตามหนังสือและคอร์สเรียนเกี่ยวกับการบริหารเงิน ทำให้ฉันเข้าใจระบบการเงินส่วนบุคคลได้ดีขึ้น การแบ่งปันสิ่งเหล่านี้และประสบการณ์จริงของตัวเองถือเป็นแรงบันดาลใจสำหรับผู้ที่กำลังเผชิญกับสถานการณ์ที่ยากลำบาก ทั้งนี้ สิ่งที่สำคัญที่สุดคือความตั้งใจและความสม่ำเสมอที่จะเปลี่ยนแปลงตัวเองและสร้างนิสัยการเงินที่ดี เพื่อชีวิตที่มั่นคงและสดใสในอนาคต

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A woman is pictured with various types of debt listed around her, including "Student Loans," "Rent," "Credit Card Debt," "Car Payments," "Gas," and "Utilities," asking "How Did I Manage?"
A sleeping baby is shown with a list of five debt elimination strategies: "1. Eliminated Unnecessary Spending," "2. Used the Debt Snowball Method," "3. Avoided Creating New Debt," "4. Picked Up Extra Shifts," and "5. Had A Good Support System and Partner."
I Was $70,000 in Debt When I Got Pregnant
Being a first time mom is stressful enough. Add on a sh*t tone of debt and its enough to make you go crazy. Student loans, car payments, credit card debt, etc. It all adds up. I was comfortable and was working on paying it all off, but once I got pregnant I wanted to it all immediately. These are j
Marilynn Davis

Marilynn Davis

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A woman with dark hair and sunglasses on her head smiles, partially covering her face with her hand, wearing a ring. Text overlay reads: "5 THINGS I WISH SOMEONE HAD TAUGHT ME ABOUT DEBT IN MY 20S @stewardherco". The background features green foliage.
The image displays text on a light background with green foliage: "1. DEBT ISN'T ALWAYS THE PROBLEM... POOR MONEY HABITS ARE. I kept thinking one more loan or one more credit card would solve my problems, when what I really needed was a plan. @stewardherco".
The image displays text on a light background with green foliage: "2. BUDGETING ISN'T RESTRICTIVE. IT'S PERMISSION TO SPEND WITH PURPOSE. Once I started telling my money where to go, I stopped wondering where it went. @stewardherco".
5 Things about Debt I Wish I Knew Sooner
If I could go back and talk to my younger self, I'd tell her this: Stop chasing quick fixes. Learn how money works. Live below your means. Create extra income. Trust God through the process. I'm currently documenting my journey of paying off nearly $317,000 of debt while learning
Tasha S.

Tasha S.

1 like

Adulting 101: Get out of debt
We all been there. Some of us are still there! See if this will help you get out of or better your situation. I wish I had this info a long time ago. Especially when my money was not long 😭 1. Create a budget. Start by creating a detailed budget that outlines your income and expenses. Track you
Dee Dee

Dee Dee

104 likes

An image overlaying the title 'DEALING WITH DEBT COLLECTORS DO'S & DON'TS' on a financial dashboard. The dashboard displays monthly expenses, incomes, credit card usage, and transaction logs, illustrating financial management concepts relevant to debt.
An image titled 'DO's' listing six actions for dealing with debt collectors, including requesting validation, verifying debt, disputing incorrect information, negotiating, recording everything, and seeking help from the CFPB. The background is a financial planning template.
An image titled 'DON'TS' listing three actions to avoid when dealing with debt collectors: don't communicate before validation, don't do nothing, and don't forget to pay taxes on canceled debt. The background is a transaction log template.
👇KNOW your Rights - Dealing with Debt Collectors
#debtcollector prey on negative feelings and all they care about is meeting their quotas. They don’t care if the debt is legitimately yours so here are some things that you shouldn’t should not do when interacting with them. DO’S: 1. Request a validation letter - they have 5 business days f
TheHappyPlanner

TheHappyPlanner

526 likes

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