Automatically translated.View original post

2939 followers

3 saved

The ratio is not ❌ interest rate!

But it's... ⁉️ Let's go in the clip! 😉👆🏻

Understand in 3 minutes! ⏱️

# The butler tutored math # phorbantutor

# Math

# math # Education

2025/8/7 Edited to

แบบฟอร์มตั๋วสัญญาใช้เงินเป็นเอกสารสำคัญที่ช่วยยืนยันการกู้ยืมหรือการทำธุรกรรมทางการเงินระหว่างบุคคลหรือองค์กร การเข้าใจวิธีกรอกและรายละเอียดของแบบฟอร์มนี้ถือเป็นสิ่งจำเป็นอย่างยิ่งเพื่อป้องกันปัญหาที่อาจเกิดขึ้นในอนาคต โดยทั่วไป แบบฟอร์มตั๋วสัญญาใช้เงินจะประกอบด้วยข้อมูลสำคัญเช่น ชื่อผู้กู้และผู้ให้กู้ จำนวนเงิน วันกำหนดชำระและอัตราดอกเบี้ย (ถ้ามี) ซึ่งถ้าคุณเข้าใจหลักของอัตราส่วนที่ถูกต้อง ไม่สับสนกับอัตราดอกเบี้ย จะช่วยให้การคำนวณและการจัดการเงินในตั๋วสัญญาทำได้อย่างแม่นยำมากขึ้น จากภาพ OCR ที่ปรากฏในบทความ เราจะเห็นตัวอย่างของการคำนวณอัตราส่วนร้อยละ เช่น 85% ของ 340 เท่ากับ 289 เป็นต้น การเข้าใจสูตรนี้จะช่วยให้คุณประเมินเงื่อนไขทางการเงินได้ดีขึ้น สำหรับมือใหม่ ผมแนะนำให้ลองหาแบบฟอร์มตั๋วสัญญาใช้เงินตัวอย่างออนไลน์ หรือลงมือเขียนแบบฟอร์มด้วยตัวเอง จากนั้นฝึกคำนวณดอกเบี้ยและอัตราส่วนอย่างถูกต้อง เพื่อเพิ่มความมั่นใจและลดโอกาสผิดพลาดในการทำธุรกรรมจริงๆ การฝึกฝนสิ่งเหล่านี้เองจะทำให้เรื่องที่ดูซับซ้อนอย่างอัตราดอกเบี้ยและอัตราส่วนกลายเป็นเรื่องง่ายและเข้าใจได้ภายในเวลาไม่นาน เหมือนที่ผมแชร์ในบทความนี้เลยครับ

Loan Options for First Time Homebuyers

These are the PROS AND CONS of the Most Common Mortgages above ⬆️: 1. Conventional Loans Pros: •Flexible terms (15, 20, or 30 years). •Lower interest rates for strong credit scores. •No upfront mortgage insurance (if you put down 20%). Cons: •Requires a higher credit score and debt-to-income

7539 likes

How I passed my nurse interview on the 1st try🩺✨

If you ever bombed an interview or spiraled about what you could have done better, I got you. This 3 tiered method has successfully landed me every job I have ever applied to! 1. Research Before I went I learned 2 things that facility or organization is known for. This showed my interest and se

22 likes

Your interest rates are TOO HIGH☝🏾☝🏾

💳 Negotiating lower interest rates: Here's how! - Do Your Research: Understand current market rates and your creditworthiness to have leverage in negotiations. - Call Your Lender: Reach out to your lender and politely request a lower interest rate, citing your good payment history or offe

1327 likes

3.875% interest rate in 2026!

Congratulations to my buyer who just went under contract on a BEAUTIFUL brand new home! 🎉🏡 This one checked all the boxes: ✨ 4 bedrooms ✨ 2.5 bathrooms ✨ 2 car garage ✨ 2,377 sq ft ✨ Large backyard And the deal? 👀 🔥 3.875% interest rate (compared to today’s market around 6.75%) 🔥 Sav

4 likes

Finance Cheat Sheet for Creators and Beginners

Finance Cheat Sheet That Makes Money Make Sense for Everyday Creators and Business Builders Most people were never taught how money works, but understanding finance is one of the most powerful skills you can learn. This post breaks down the full Finance Cheat Sheet, every section explained

359 likes

The ratio 🥗

Could not suggest snack plates MORE! • • • #foodideas #healthyrecipes #snackplate #snackingishealthy #snacksforweightloss

90 likes

Daily Daycare Rate Breakdown

Let’s make $445.50 in my in home daycare today! 💗

755 likes

Follower to like ratio!!!

I am grateful for all of the support that I’ve gotten on every platform, I just think it’s crazy how drastically different the ratios can be!!! For anyone who doesn’t know I post on YouTube, tiktok, and lemons 8!!! Everything is available in my bio!!! #interactwiththis #socialmediatipsandtricks

4 likes

THE APPROVAL FELT LIKE A VICTORY 👀

They found the house. The lender said yes. Everything seemed to be falling into place. They thought they had won. WHAT THEY DIDN'T KNOW 📊 The approval answered one question. It never answered the one that mattered most. Would this payment still work after groceries, daycare, vaca

8 likes

Simple Interest

#mathematics #simpleinterest

1 like

20 money Terms you NEED to know💰

it’s just a language — once you learn the words, it all starts to make sense 💚 here’s 20 finance terms everyone should know (and what they actually mean): The Core Concepts: 1. Assets: anything you own that has value (cash, car, stocks, property) 2. Liabilities: debts or obl

167 likes

A yellow background with a white box stating "Develop a Dividend Investing Strategy." Below, a search result snippet from lemon8-app.com/ashleynicola explains choosing a strategy like dividend growth, value, or income investing.

A yellow background with a white box stating "Research Dividend Stocks." Below, a search result snippet from lemon8-app.com/ashleynicola advises looking for companies with strong dividend track records, financial health, and consistent growth.

How to make money with Dividend Investing?

Remember, while dividend investing can provide income, it's also important to consider the risks, such as interest rate risk and the possibility of a company reducing or eliminating its dividend. #lemon8partner #personalfinance #money #investing #ashleynicola

32 likes

Calculate Your Debt-To-Income Ratio

@Welcome Baddies 1. Calculate Your Monthly Debt Payments - Add up minimum monthly payments for all debts (credit cards, loans, etc.) - Do not include rent/mortgage, utilities, or other non-debt expenses 2. Divide by Your Gross Monthly Income - Debt Payments / Gross Income = Debt-to-In

161 likes

A split image with a black and white portrait on the left and a news article on the right. Red text overlay reads "O KINGS DAY 28 MA 2026. FDT". The article headline mentions "I RUN THE COU AND THE WO" and "Donald Trump believes he's invincible."

A close-up image of glowing orange text on a red background. The visible text fragments appear to spell out "ORIGINAL BIRTH CERTIFICATE BEFORE VOTING".

The United States government has been borrowing at a significant rate, but it's actually around $43.5 billion per week, not $50 billion. This borrowing has contributed to a total national debt of approximately $38.43 trillion, with the debt-to-GDP ratio standing at 120% as of February 2026.

0 likes

Compound Interest 101

#finance #personalfinance

1 like

Fixed Ratio

Studying for a ABA exam? #fixedratio #aba #rbtflashcards #rbt #reinforcement

4 likes

#hiptowaistratio 💪 #over50

142 likes

I will post any edits EnhypenStray kidsATEEZAnything forThe 20k likes celebratio

20 likes

ratio of doom💔💔

#ratio

2 likes

New Bible Setup | Aesthetic Bible Study Inspiratio

Starting fresh with my new Bible setup. Tabs, notes, and highlights to make my quiet time feel more personal and inviting. Every page is a chance to go deeper into God’s Word. #decoratemybible #faithjourney #bibleready #creativebible #biblestyle

451 likes

20 Most Confused Finance Topics

Here are the 20 Most Confused Finance Topics you shouldn't confuse. -------- 1. Cash Flow vs. Profit - Profit can exist on paper due to non-cash expenses like depreciation, cash flow links to the actual cash on hand. 2. Assets vs. Liabilities - Assets add value; liabilities represe

270 likes

Lower Your Credit Card Interest-The Secret Script

💎 REVEALED: The Secret Script to Lower Your Credit Card Interest! The Magic Words: "I've been a loyal customer, always pay on time, and got better offers... but I'd rather stay with you!" If They Say No: ✨ Ask about retention offers ✨ Request promotional rates ✨ Get fu

1 like

How to Get the Lowest Auto Loan Interest Rate 🫶

At 21, I brought 2 new cars. The first one was my dream car purchased May 2021 and got totaled 3 months later. The second one was purchased October 2021. Both times, I went alone to the dealership and hackled the dealership to make sure I was not paying more than I should have for a loan. So here i

167 likes

A split image showing raw pork belly and ingredients on a cutting board on top, and finished glossy braised pork belly in a pan below.

Raw pork belly strips, sliced ginger, green onions, and spices on a cutting board, with soy sauces and rock sugar in bowls, ready for braising.

Raw pork belly strips are submerged in water in a black wok on a stove, preparing for blanching.

Golden Ratio Braised Pork Belly So Simple So Good

Braised Pork Belly (Hong Shao Rou)🐖 500g pork belly, 20g light soy sauce, 25g dark soy sauce, 30g rock sugar, 40g cooking wine, 2–3 slices of ginger. Stick to this golden ratio and it turns out delicious every time—rich, glossy, and melt-in-your-mouth tender. The spices in the photo—star anise, b

117 likes

$A table illustrates the conversion of the ratio 3:5 to its equivalent fraction (3/5), percentage (60%), and decimal (0.6). Below, a 10x10 grid visually represents 60% with 60 magenta squares shaded. The image is titled "Ratio and Percentages".$