Automatically translated.View original post

2874 followers

2 saved

The ratio is not ❌ interest rate!

But it's... ⁉️ Let's go in the clip! 😉👆🏻

Understand in 3 minutes! ⏱️

# The butler tutored math # phorbantutor

# Math

# math # Education

2025/8/7 Edited to

แบบฟอร์มตั๋วสัญญาใช้เงินเป็นเอกสารสำคัญที่ช่วยยืนยันการกู้ยืมหรือการทำธุรกรรมทางการเงินระหว่างบุคคลหรือองค์กร การเข้าใจวิธีกรอกและรายละเอียดของแบบฟอร์มนี้ถือเป็นสิ่งจำเป็นอย่างยิ่งเพื่อป้องกันปัญหาที่อาจเกิดขึ้นในอนาคต โดยทั่วไป แบบฟอร์มตั๋วสัญญาใช้เงินจะประกอบด้วยข้อมูลสำคัญเช่น ชื่อผู้กู้และผู้ให้กู้ จำนวนเงิน วันกำหนดชำระและอัตราดอกเบี้ย (ถ้ามี) ซึ่งถ้าคุณเข้าใจหลักของอัตราส่วนที่ถูกต้อง ไม่สับสนกับอัตราดอกเบี้ย จะช่วยให้การคำนวณและการจัดการเงินในตั๋วสัญญาทำได้อย่างแม่นยำมากขึ้น จากภาพ OCR ที่ปรากฏในบทความ เราจะเห็นตัวอย่างของการคำนวณอัตราส่วนร้อยละ เช่น 85% ของ 340 เท่ากับ 289 เป็นต้น การเข้าใจสูตรนี้จะช่วยให้คุณประเมินเงื่อนไขทางการเงินได้ดีขึ้น สำหรับมือใหม่ ผมแนะนำให้ลองหาแบบฟอร์มตั๋วสัญญาใช้เงินตัวอย่างออนไลน์ หรือลงมือเขียนแบบฟอร์มด้วยตัวเอง จากนั้นฝึกคำนวณดอกเบี้ยและอัตราส่วนอย่างถูกต้อง เพื่อเพิ่มความมั่นใจและลดโอกาสผิดพลาดในการทำธุรกรรมจริงๆ การฝึกฝนสิ่งเหล่านี้เองจะทำให้เรื่องที่ดูซับซ้อนอย่างอัตราดอกเบี้ยและอัตราส่วนกลายเป็นเรื่องง่ายและเข้าใจได้ภายในเวลาไม่นาน เหมือนที่ผมแชร์ในบทความนี้เลยครับ

Loan Options for First Time Homebuyers

These are the PROS AND CONS of the Most Common Mortgages above ⬆️: 1. Conventional Loans Pros: •Flexible terms (15, 20, or 30 years). •Lower interest rates for strong credit scores. •No upfront mortgage insurance (if you put down 20%). Cons: •Requires a higher credit score and debt-to-income

7484 likes

Finance Cheat Sheet for Creators and Beginners

Finance Cheat Sheet That Makes Money Make Sense for Everyday Creators and Business Builders Most people were never taught how money works, but understanding finance is one of the most powerful skills you can learn. This post breaks down the full Finance Cheat Sheet, every section explained

330 likes

How I passed my nurse interview on the 1st try🩺✨

If you ever bombed an interview or spiraled about what you could have done better, I got you. This 3 tiered method has successfully landed me every job I have ever applied to! 1. Research Before I went I learned 2 things that facility or organization is known for. This showed my interest and se

20 likes

A split image with a black and white portrait on the left and a news article on the right. Red text overlay reads "O KINGS DAY 28 MA 2026. FDT". The article headline mentions "I RUN THE COU AND THE WO" and "Donald Trump believes he's invincible."

A close-up image of glowing orange text on a red background. The visible text fragments appear to spell out "ORIGINAL BIRTH CERTIFICATE BEFORE VOTING".

The United States government has been borrowing at a significant rate, but it's actually around $43.5 billion per week, not $50 billion. This borrowing has contributed to a total national debt of approximately $38.43 trillion, with the debt-to-GDP ratio standing at 120% as of February 2026.

0 likes

Follower to like ratio!!!

I am grateful for all of the support that I’ve gotten on every platform, I just think it’s crazy how drastically different the ratios can be!!! For anyone who doesn’t know I post on YouTube, tiktok, and lemons 8!!! Everything is available in my bio!!! #interactwiththis #socialmediatipsandtricks

4 likes

Your interest rates are TOO HIGH☝🏾☝🏾

💳 Negotiating lower interest rates: Here's how! - Do Your Research: Understand current market rates and your creditworthiness to have leverage in negotiations. - Call Your Lender: Reach out to your lender and politely request a lower interest rate, citing your good payment history or offe

1317 likes

20 money Terms you NEED to know💰

it’s just a language — once you learn the words, it all starts to make sense 💚 here’s 20 finance terms everyone should know (and what they actually mean): The Core Concepts: 1. Assets: anything you own that has value (cash, car, stocks, property) 2. Liabilities: debts or obl

149 likes

The ratio 🥗

Could not suggest snack plates MORE! • • • #foodideas #healthyrecipes #snackplate #snackingishealthy #snacksforweightloss

82 likes

How to make money with Dividend Investing?

Remember, while dividend investing can provide income, it's also important to consider the risks, such as interest rate risk and the possibility of a company reducing or eliminating its dividend. #lemon8partner #personalfinance #money #investing #ashleynicola

32 likes

A title card on a textured beige background reads "The Secret to Love That Lasts," introducing the topic of relationship longevity.

This image lists "The Seven Principles for lasting relationship/marriage," including enhancing love maps, nurturing fondness, turning toward each other, letting your partner influence you, solving solvable problems, overcoming gridlock, and creating shared meaning.

The image explains "The Magic Ratio" for relationships: 5 positive interactions for every 1 negative interaction, emphasizing genuine appreciation, affection, humor, support, and interest.

How to keep attraction alive with your partner

The Seven Principles for making relationship/marriage work: Enhance your love maps by knowing his inner world deeply including his dreams, fears, stressors, and daily experiences. Nurture fondness and admiration through active appreciation, not just feeling it privately. Turn toward each other inst

18 likes

DO NOT buy a house in The Triad NC with 6.5% rate

DO NOT buy a house in The Triad NC with a 6.5% interest rate! Your game-changer 2-1 BUYDOWN Here's how it works: You get an interest rate that's 2% lower in the first year... and 1% lower in the second year. THEN, if rates drop, you can refinance! This strategy lets you buy no

1 like

Golden Ratio Braised Pork Belly So Simple So Good

Braised Pork Belly (Hong Shao Rou)🐖 500g pork belly, 20g light soy sauce, 25g dark soy sauce, 30g rock sugar, 40g cooking wine, 2–3 slices of ginger. Stick to this golden ratio and it turns out delicious every time—rich, glossy, and melt-in-your-mouth tender. The spices in the photo—star anise, b

117 likes

I will post any edits EnhypenStray kidsATEEZAnything forThe 20k likes celebratio

16 likes

Boost your credit score with this one EASY tip!

SAVE THIS POST FOR LATER! So, let's talk credit scores and how to easily see some major improvement. My biggest hack is to use CREDIT UTILIZATION to your advantage. Credit utilization is the ratio that measures the amount of credit you’re using relative to your total credit limit. It is a si

22 likes

Daily Daycare Rate Breakdown

Let’s make $445.50 in my in home daycare today! 💗

750 likes

Calculate Your Debt-To-Income Ratio

@Welcome Baddies 1. Calculate Your Monthly Debt Payments - Add up minimum monthly payments for all debts (credit cards, loans, etc.) - Do not include rent/mortgage, utilities, or other non-debt expenses 2. Divide by Your Gross Monthly Income - Debt Payments / Gross Income = Debt-to-In

160 likes

6% Interest on a home vs 100% Interest in rent

Why rent and pay 100% interest when you can build equity and stability owning a home? Start your journey to homeownership today! Reach out to me and I can guide you #foryou #foryoupage #fyp #realestate #realtortips

3 likes

An anime-style illustration of a muscular male figure from the back, with broad lats and arms spread wide, against a dramatic city background. The text reads "Average back day enjoyer:".

The lat to waist ratio lowk going crazy

3 likes

First time home buyer

Loan Options for First Time Homebuyers These are the PROS AND CONS of the Most Common Mortgages above 0: 1. Conventional Loans Pros: • Flexible terms (15, 20, or 30 years). • Lower interest rates for strong credit scores. • No upfront mortgage insurance (if you put down 20%). Cons: • Requir

2 likes

20 Most Confused Finance Topics

Here are the 20 Most Confused Finance Topics you shouldn't confuse. -------- 1. Cash Flow vs. Profit - Profit can exist on paper due to non-cash expenses like depreciation, cash flow links to the actual cash on hand. 2. Assets vs. Liabilities - Assets add value; liabilities represe

270 likes

Lower Your Credit Card Interest-The Secret Script

💎 REVEALED: The Secret Script to Lower Your Credit Card Interest! The Magic Words: "I've been a loyal customer, always pay on time, and got better offers... but I'd rather stay with you!" If They Say No: ✨ Ask about retention offers ✨ Request promotional rates ✨ Get fu

1 like

How I got an interest rate of 3% ON MY HOUSE

Hi long time no talkie ! I know it’s been a while but I wanted to give you guys some lemons 🍋 Right now housing rates are going down and they’re between 4-6% in Florida. This would be the perfect time to buy because if you have a good realtor you can probably lock in around 4 which is great ! T

7 likes

Read this before you consider buying a house!!🏡🚨

Hidden Truths About Buying a House & Land No One Tells You (But You NEED to Know) Read this before you start house hunting—trust me, the banks won’t tell you this part. ⸻ 1. Pre-Approval Doesn’t Mean You Can Afford It‼️ Just because you’re approved for $300K doesn’t mean that’s your b

22 likes

#hiptowaistratio 💪 #over50

141 likes

Join “Rate My Snack 1–10” Challenge

Some snacks hit, some snacks miss… and some are surprisingly amazing 👀 Whether it’s something you made yourself or a snack you upgraded, we want to see how it turned out. 🔥🍿🍫💪 Snacks, bites, and random combos — rating them 1–10 for maximum honesty 👀 For this challenge, share a snack you made or

92 likes

Interest rates cut or not in December?

How will the FED proceed in December? #federalreserve #interestrate #powell #monetarypolicy

3 likes

The ratio I feed my sourdough starter

Feeding your sourdough starter 🥖 For an established starter (at least 1 month old), a great feeding ratio is 1:3:2 — 1 part starter, 3 parts flour, 2 parts water. Aim for a very thick pancake batter consistency (easy on the water!). ✨ This ratio can scale up or down depending on how much starte

35 likes

How to Get the Lowest Auto Loan Interest Rate 🫶

At 21, I brought 2 new cars. The first one was my dream car purchased May 2021 and got totaled 3 months later. The second one was purchased October 2021. Both times, I went alone to the dealership and hackled the dealership to make sure I was not paying more than I should have for a loan. So here i

167 likes

#TrumpAdministratioBlameEachOther

2 likes

Lower interest rates!

Weak employment data and controlled inflation drove the Fed to cut interest rate by 25bps. Original Source: c-span.org #federalreserve #powell #financialnews #interestrate

6 likes

Fixed Ratio

Studying for a ABA exam? #fixedratio #aba #rbtflashcards #rbt #reinforcement

4 likes

Convinced the first vs second date ratio is 7:1 🙄

#funnydating #datinghumor #funnymeme #firstdate #singlelife

24 likes

First Time Homebuyer Scores 3.99% Interest Rate

🎉 Happy Closing Day! 🎉 A huge congratulations to my clients on becoming first-time homeowners! 🏡✨ They scored big by taking advantage of builder incentives and purchased a beautiful 3-bedroom single-family home with a private yard for $427,000. The perks? ✅ Builder covered all closing cos

29 likes

The Economist: Ten charts to explain Trump’s big, beautiful bill. The overhaul of taxation and spending would spell trouble for America 《經濟學人》：十張圖表解讀川普那份宏大而華麗的法案。稅收和支出改革將給美國帶來麻煩. http://johnsonwkchoi.com/2025/07/01/the-economist-ten-charts-to-explain-trumps-big-beautiful-bill-the-overhaul-of-tax

4 likes

A laptop displays a debt tracker spreadsheet with a bar chart and detailed table of various debts, including credit card, student, and car loans. Books and highlighters are next to the laptop, illustrating financial organization.

An illustration shows a hand holding a credit card, accompanied by text advising to call credit card companies directly to negotiate lower interest rates, highlighting potential savings.

An illustration depicts a credit card with a 29% rate, with an arrow pointing to lower rates (22%, 24%, 25%), illustrating the strategy of leveraging competing offers to reduce interest.

Lower Your Credit Card Interest Rate

Lower Your Credit Card Interest Rate If your credit card interest rate feels sky high, here’s the good news—you might be able to lower it with just one phone call. Most credit card companies are open to negotiation, especially if you’ve been making payments on time. All you have to do is call

7 likes

Californians Losing Support for Tougher Immigratio

‘We may be deporting the wrong people’: New poll shows doubts about immigration crackdown A new poll reveals that Californians are increasingly opposed to President Trump's strict immigration enforcement policies, echoing a recent trend in public opinion. #support #reveals #crackdown

1 like

The Impact Interest Rates Have on Your 🏠 Payment

One small number. A huge impact on your monthly payment. Interest rates don’t just change your rate. They can completely change what you can afford. Lately, I’m seeing clients benefit from lower rates in two big ways: • Adding roughly $100k–$200k to their buying power • Or saving about $500

9 likes

The head to body ratio😭

#Petlover #lemon8challenge #jamestheferret #ferret #ferrets #ferretsoflemon8 #ferretmom #ferretlife

55 likes

A young woman takes a selfie from a high vantage point, looking down at a lively street with people and outdoor cafes. In the background, a harbor with yachts and a sunset sky are visible, along with a Croatian flag by the sea. Text overlays read 'Lemon8 my opinion...' and 'lemon8 @masterpaige'.

my opinion on the likes vs views ratio

I have seen some posts about people wondering why their post views are way higher than their likes. The way I see #Lemon8 , is similar to TikTok with the for you page. But, with an aspect of instagram because I see majority photos. I just feel excited someone would even click on my photo!💗

82 likes

Flirt To Roast Ratio❤️🔥

Date night but make it competitive 😏🃏 Flirt To Roast Ratio by Thrilly Games is the card game where sweet compliments meet ruthless comebacks. The goal? Pair a Flirt Card with the perfect Roast Card and land as close to 100 as possible — without going over (and you have to beat 65 to even qualify

14 likes

How to pay off high interest credit card debt

Why you can’t pay off your debt ? Here is what I would do when it comes to starting with high interest debt ! Custom budget plans are available to get you started ! You can also grab these budget planner in my bio🩵 #jaliyahkreationz #budgetplanner #payingoffdebt #finanicalfreed

32 likes

ratio of doom💔💔

#ratio

2 likes

🚫 Marry The House Date The Rate

Let’s talk about refinancing and why it’s not a guaranteed option. Some buyers go into a home purchase expecting to refinance later to get a lower payment. But the truth is, that’s a risky plan. You never know where interest rates or home values will be down the road. If rates go up or your h

6 likes

Rooster vs Hen Ratio

I’m here to break the mold to tell you that it IS POSSIBLE to have an imbalance of #rooster to #hen ratio and not have any fights break out! It is dependent on personality and breed, space and environment. It’s okay to raise more roosters than hens to provide your family more meat. #chickens

2 likes

Build Your Own Tarot Spread: A Creative Exploratio

Are you ready to design Tarot spreads that speak directly to you? In this interactive class, you’ll learn how to create a Tarot spread that’s tailored to your unique questions and intentions. This class will empower you to trust your intuition, get creative, and build spreads that provide clari

1 like

How to set realistic goals with investing plans

🧭Introduction: Setting clear and realistic financial goals is the first step toward achieving financial success. Whether you’re saving for retirement, a down payment on a house, or simply building wealth, having a plan helps you stay focused and motivated. In this post, we’ll guide you through the

6 likes

New Bible Setup | Aesthetic Bible Study Inspiratio

Starting fresh with my new Bible setup. Tabs, notes, and highlights to make my quiet time feel more personal and inviting. Every page is a chance to go deeper into God’s Word. #decoratemybible #faithjourney #bibleready #creativebible #biblestyle

385 likes

$A table illustrates the conversion of the ratio 3:5 to its equivalent fraction (3/5), percentage (60%), and decimal (0.6). Below, a 10x10 grid visually represents 60% with 60 magenta squares shaded. The image is titled "Ratio and Percentages".$