🚨 A public accident... if it happens to us, what is the protection of life insurance policies?

🚨 a public accident... if it happens to us, what are the life insurance policies?

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News of public accidents, such as

🚆 The train hit the bus.

✈️. The plane crashed.

🚌 The tour bus rolled over.

🚢 Passenger ship capsized.

🔥 a fire in a public place.

..

It's an event no one wants...

But when it happens, the loss is not just "life."

Because it is also followed by the burden of many people behind

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Many people may still not know that.

Life Insurance Policy + Some Accidental Additional Promises, May Provide Higher Coverage Than Thought

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Coverage that may be granted

✅ 1. The principal life insurance death sum. If the insured dies, the company will pay the beneficiary the life insurance capital specified in the policy.

✅ 2. Accident additional contract (case of accidental death) if the accident contract is attached.

The company will pay an additional "accident capital" from the main life insurance capital.

Sample

Life capital 1,000,000 baht

Accident capital 1,000,000 baht

Died in a common accident.

Total receive = 2,000,000 baht

🚨 3. Public Disaster Accident. This is what many people do not know.

If an accident is caused by a disaster, for example,

🚆 train crash.

✈️ passenger plane crash.

🚌 public bus accident.

🚢 Passenger ship capsized.

And the policy has an additional contract, an accident that covers this condition.

Accident capital may pay double.

Sample

Life capital 1,000,000 baht

Accident capital 1,000,000 baht

Died in a common accident.

= 2,000,000 baht

But if it's a public accident,

Accident capital 1,000,000 x 2 = 2,000,000 baht

Total Receipt = 3,000,000 Baht

✅ 4. Medical expenses from an accident. If not killed but injured.

May apply from

Health insurance

Medical expenses from the accident

Surgery cost

Hospital sleep fee

According to policy terms

✅ 5. Completely permanent disability. If an accident causes

Disabled organ loss

Can't work for life.

Compensation may be received on a specified basis.

💔 Life insurance is not just for us, it is the "shield" of our loved ones.

Because if one day the main money collector leaves...

Who will take the burden?

🏠 Home installment

🎓, school fees.

👨‍👩‍👧 Family care

💳 remaining liabilities

⚠️ Important note. Coverage depends.

✔️, insurance.

✔️ Additional contracts purchased

✔️ Terms and exceptions of each company.

.# Accident insurance # AIA Life Insurance # HoneyAIA 084-4624041