2 months...There's almost ten thousand debt! 😍

Many people want to release their debts quickly, but when they think they have to "save a lot of money," they are so discouraged that they do not want to start, try to change it into a small way to do it every day and see more results than they think. 😊

1. Separate the "debt" account from the main account

Open a new account only to pay the debt. Every time you get a salary or income in, transfer the debt out first. This method prevents the money from being spent on anything else.

2. Use "Attenuation" or "Money Scrap" to be useful

When transferring money to buy or swipe a card, try to round it up and collect the excess, such as paying 235 baht, round it up to 250, take 15 baht into a small "debt" pile, add up a large sum.

3. Cut small unnecessary expenditure

Hundred cups of coffee ☕, 50 cups of nectar per week, if reduced 2-3 times a week, the rest of the money is transferred to the debt pile instead.

4. Use the rule "Special money encounter = debt discharge"

Whether it's bonuses, supplemental income or credit card refunds, at least 50% of the debt is paid immediately.

5. Aim for a small 🎯 instead of looking at a large debt balance.

For example, this month, I would like to pay more than 1,000 baht or to reduce interest to 200 baht. This method will not be discouraged and encouraged.

📌 The most important thing is "consistent," no matter how little it starts to collect, if it continues, the large debt can actually get smaller.

# Talk about money ♪ Owe must use # Keep money # How to spend money ♪ Use debt