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Still carrying an ATM card?⁉️

Since withdrawing money, can not use the card

We canceled all the ATM cards.

Because I don't want to pay 😅

But today we talked to a friend.

He said it was for insurance.

💭 What about the Lemon 8 🍋 still carrying an ATM card?

# Recap 2025 # atm # Talk about money # Ask to answer # Ask and answer about money

2025/12/22 Edited to

จากประสบการณ์ส่วนตัว หลังจากที่ธนาคารอย่าง KBank เริ่มให้บริการถอนเงินโดยไม่ใช้บัตรผ่านแอปหรือ QR Code การพกบัตร ATM ก็กลายเป็นเรื่องที่หลายคนถามตัวเองเหมือนกันว่า ยังจำเป็นหรือเปล่า เพราะอย่างที่หลายคนทราบกัน บัตร ATM บางทีอาจมีค่าธรรมเนียมหากไม่ใช้งานบ่อย แต่สิ่งที่หลายคนอาจไม่ทราบคือบัตร ATM บางธนาคารยังมีสิทธิประโยชน์อื่นๆ เช่น ประกันอุบัติเหตุหรือประกันชีวิตแถมมา ซึ่งเหมาะกับคนที่อยากได้ประโยชน์เพิ่มเติมจากบัตรใบเดียวโดยไม่ต้องซื้อแยก ส่วนการใช้งานจริง การถอนเงินไม่ใช้บัตร ก็สะดวกและปลอดภัยมากขึ้น เหมาะกับคนที่ไม่อยากพกของเยอะๆ หรือกลัวบัตรหาย แต่ถ้าคุณยังชอบความมั่นใจและต้องการสิทธิประโยชน์ของบัตร ATM อยู่ ก็ควรตรวจสอบเงื่อนไขและค่าธรรมเนียมกับธนาคารที่ใช้บริการก่อน ดังนั้น ในปี 2025 นี้ ตัดสินใจพกหรือไม่พกบัตร ATM ขึ้นอยู่กับความต้องการและไลฟ์สไตล์ส่วนตัวของแต่ละคน แต่ควรศึกษาข้อดีข้อเสียของทั้งสองทางเลือกให้ดีก่อนจะดีที่สุด

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