AIA Legacy Prestige Plus For Coverage

AIA Legacy Prestige Plus is a life insurance model from AIA companies that focuses on caring for wealth to policyholders and passing on property to their offspring in a sustainable manner. It has distinctive protection and benefits characteristics as follows:

# # # AIA Legacy Prestige Plus Main Feature

- Maximum guaranteed age of 75 years.

- Protection for life up to the age of 99.

- There are premium exemption benefits if serious illness (WPCI).

- Benefits for terminal illness (TI)

- Caption payment period of 10, 15 or 20 years can be selected.

- Get premium discount for those who are healthier than standard.

- Tax deductible premium not exceeding 100,000 baht per year.

- Eligible for the Privilege Program without increasing the premium for an insurance limit not exceeding 50 million baht.

# # # Benefits and coverage

- Upon the full life of the contract, the maximum amount of the insurance amount or the policy refund or the amount of the main premium paid (in case of reducing the amount of the insurance amount made during the policy is still applicable).

- In case of death during the contract, life insurance will be paid according to the insured amount or policy rebate or the paid premium amount (greater amount).

- Serious disease sickness cases in accordance with the contract terms, the company shall waive the payment of the rest of the premium.

- Terminal Illness, TI will receive a maximum benefit of 90% of the main insurance amount and waive payment of the premium after payment of the benefit.

# # # Example

For example, a 40-year-old male with life coverage of 20 million baht chooses a 10-year term of payment with an annual allowance of 900,000 baht.

- If killed during the policy, the company will pay 20 million baht for protection.

- If the contract is completed, it will be refunded as an insured amount or a policy refund or paid allowance amount.

- If diagnosed with a serious disease, the company shall waive the payment of the remainder allowance; and pay additional contractual benefits.

- If terminally ill, a maximum benefit of 90% of the main insurance amount (18 million baht in this case) will be paid and the premium will be waived.

# # # Underwriting conditions for people who are healthier than standard (Preferred Rate)

- Guaranteed age from 18 to 70 years;

- No use of tobacco or nicotine products in the past 2 years.

- Contains blood pressure and BMI according to the company's criteria.

- No health history associated with serious diseases prescribed by the company.

In summary, AIA Legacy Prestige Plus is a life insurance model suitable for those in need of long-term life coverage, along with a plan to pass on sustainable assets to families, including special benefits for serious diseases and terminal illnesses. Fits those who want to plan their wealth in life and family concisely and fully from both coverage and long-term returns.

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