AIA 10 & 15 PAY LIFE (Non Par) For Coverage

"AIA 10 & 15 PAY LIFE (Non Par)" from AIA Thailand, a life insurance form that pays premiums for a selected period of 10 years or 15 years without a non Par dividend. This brochure contains the following details and examples:

# # # Insurance type

- It is life insurance. The premium is paid for a period of 10 or 15 years, whichever the insured chooses the payment period.

- Protection for life up to the age of 99.

# # # Pawn payment benefits and coverage

- In the case of the death of the insured person, the company will pay the maximum benefit in any of the 3 items:

- 100% of the insured amount (insured capital)

- Policy expropriation money (policy return value)

- Amount of paid principal premiums (including substandard premiums), calculated on the basis of the number of monthly payment periods from the policy to the year of death.

- If the insured lives to the age of 99, the company will pay the benefit in accordance with the same criteria (refund at contract maturity).

- There is an additional contract for a premium exemption in cases of permanent stark disability before the age of 60.

# # # Key properties and conditions

- Warranty age 15 days to 65 years old

- Minimum Insurance Amount 300,000 - 9,999,999 Baht

- The medical examination is subject to company consideration.

- Premiums can be tax deductible as required by law, only for premiums, entry, IRS criteria.

# # # Premium rate table

- There is a table of annual premium rates per insured capital of 1,000 baht, by insured age and sex.

- Available on a 10-year and 15-year basis.

- For example.

- 35 years old, male, 15 years old, interest rate 39.18 baht per 1,000 baht.

# # # Case study example

- You're 45 years old, in private business, with two children.

- Choose 15-year insurance, pay 207,000 baht per year, take out 5,000,000 baht

- Pawn paid for 11 years. Accidents died.

- The company pays the maximum benefit of three fees:

- Insurance amount of 5,000,000 baht

- Policy Expropriation Money 1,565,000 Baht

- Amount of paid premium 2,277,000 Baht

- The benefit is 5,000,000 baht (due to the maximum amount).

# # # Summary

- This product is suitable for those who want to plan long-term life protection, opting to pay their allowance in the short term (10 or 15 years).

- Protected to the age of 99.

- There are protections in disability cases and tax deductible premiums can be used.

- Death or policy due benefit is the maximum amount from the insurance grant, policy return or paid allowance.

# Aia insurance # Aia life insurance # Aia health insurance # Aia accident insurance # AIA Life Insurance