Automatically translated.View original post

Accident insurance alone may not be enough!

Before coming to unravel the doubts of today's topic.

Let's get to know the word "accident insurance."

Better first

Accident insurance has a very wide variety of fillings, whether it's

- Deaths in accidents will receive a standard sum of money.

- Loss of organs according to specified conditions. Lump sum received (according to the condition of how many% of the capital).

- Compensation if you have to stay from the accident.

- Treatment cost per accident (such as being bitten by a dog, multiple injections can be used for continuous treatment)

Which is the cost of treatment

So we will tell that

Why isn't accident insurance enough?

If we have a mild lesion, not severe, not very serious.

Without having to sleep in the hospital

I can say that the cost per accident is 30,000-50,000 baht.

May even feel too much

But the truth of the accident is,

Not every time an accident is a little forever.

We used to have customers whose cars fell into the hospital.

Stay in the hospital and need surgery.

Tell me this client has accident insurance.

Treatment fee 100,000 baht / accident

But the treatment cost that time was about 120,000.

Fortunately, even if there is a surplus, it is only $20,000.

Better not have any insurance and pay in full.

(If a road accident, don't let the blessings lack. He also has a preliminary treatment fee for us.)

But anyway, the limit for tracking the symptoms of the accident

It ran out immediately since the first treatment.

So what I want everyone to have in tandem is

"Health insurance."

If we have an accident, we have to sleep in the hospital.

The part that keeps from sleeping in the hospital.

Will be called from health insurance first.

Causing us to still have a limit to follow the symptoms

From the accident

Anyone who can have health insurance

Recommended. Take the fee first.

Health is like an accident.

A little sick today.

Will be seriously ill in the future?

There is better. There is not enough on the day that is too late. 🫡

Anyone interested or wanting to inquire, wondering where, can tell

Ready to answer the full question.

Or want to inquire about insurance, can tell

Ready to take care of, consult 😘

# Ploy, reader, love insurance # Accident insurance # Health insurance # My story # Warned

2025/11/9 Edited to

... Read moreในชีวิตประจำวัน อุบัติเหตุสามารถเกิดขึ้นได้โดยไม่คาดคิด และแม้ว่าเราจะมี "ประกันอุบัติเหตุ" ที่ให้ความคุ้มครองค่ารักษาต่อเหตุการณ์ อาทิ การเสียชีวิต สูญเสียอวัยวะ หรือช่องทางชดเชยการพักงาน แต่ในความเป็นจริง ค่าใช้จ่ายหลังเกิดอุบัติเหตุอาจเกินวงเงินที่ประกันคุ้มครองไว้ได้ โดยเฉพาะในกรณีที่ต้องเข้ารับการรักษาในโรงพยาบาล หรือมีขั้นตอนการรักษาที่ซับซ้อน นอกจากนี้วงเงินสำหรับค่ารักษาต่อเนื่องจากประกันอุบัติเหตุมักจำกัดและหมดไปหลังการเรียกร้องครั้งแรก ทำให้ความคุ้มครองไม่เพียงพอต่อการติดตามอาการในระยะยาว ดังนั้น การมีประกันสุขภาพเสริมควบคู่จึงเป็นทางเลือกที่ชาญฉลาด เพราะประกันสุขภาพจะช่วยรับผิดชอบค่าใช้จ่ายในการรักษาพยาบาลโดยทั่วไป ทั้งในกรณีอุบัติเหตุและโรคภัยไข้เจ็บทั่วไป ทำให้เราสามารถใช้วงเงินประกันอุบัติเหตุไปกับส่วนของค่ารักษาพยาบาลเฉพาะอุบัติเหตุได้อย่างเต็มที่ อีกทั้งประกันสุขภาพแบบเหมาจ่ายยังให้ความคุ้มครองในกรณีเจ็บป่วยทั่วไป ซึ่งช่วยลดภาระค่าใช้จ่ายที่อาจเกิดขึ้นจากอาการป่วยเล็กน้อยที่อาจนำไปสู่โรคร้ายแรงในอนาคต อีกเรื่องที่ควรให้ความสำคัญคือการต่อ พ.ร.บ. รถยนต์อย่างสม่ำเสมอ เพราะจะช่วยเคลมค่ารักษาพยาบาลเบื้องต้นในกรณีอุบัติเหตุทางถนนโดยตรง รวมถึงกรณีที่สุนัขทำร้ายหรือสัตว์กัดต้องรักษาต่อเนื่อง เช่น ฉีดยาป้องกันโรคพิษสุนัขบ้า ซึ่งค่ารักษาต่อเนื่องนี้สามารถเบิกได้ภายใต้วงเงินประกันอุบัติเหตุ ทำให้ลดภาระค่าใช้จ่ายสำหรับการรักษาที่ยาวนาน สุดท้าย อยากแนะนำให้ทุกคนทบทวนแผนประกันภัยของตนเองอย่างสม่ำเสมอ เพื่อให้สอดคล้องกับความเสี่ยงที่แท้จริง และมั่นใจว่าคุณมีวงเงินเพียงพอสำหรับการรักษาที่จำเป็น เพื่อป้องกันสถานการณ์ที่ต้องจ่ายเงินส่วนเกินจำนวนมากหรือไม่มีประกันคุ้มครองเลยในวันที่เกิดเหตุการณ์ไม่คาดฝันนี้ขึ้นจริง

Related posts

A baby in a monster-patterned onesie with medical tubes, highlighting the #1 tip for baby health insurance. The text overlay reads: "#1 TIP: HEALTH iNSURANCE FOR BABY."
A baby in a patterned onesie, with text advising to look into a separate plan for baby, suggesting CHIP. A search bar graphic shows "CHIP [STATE NAME]."
A baby in a brown onesie, with text describing CHIP benefits: medical, dental, vision, monthly fees based on income, and often cheaper than family plans.
Need Baby Health Insurance? Read This First! ⬇️
When I found out I was having twins, one of the first things I thought about was health insurance. Heath insurance for TWO babies seemed like it was going to be expensive! My health insurance bill would double to $600/mo to get the family plan on my jobs health insurance! Wow! So I researched
Modern Mom | Shannon

Modern Mom | Shannon

283 likes

An advertisement for Pull Up Agent LLC, featuring Keke Whiteside, offering life insurance and notary services. It lists services, licensed states (TX, VA, SC, MI, NM), and contact information, emphasizing care, protection, and peace of mind.
PullUpAgentLLC Life Insurance & Notary
#businesscasual
Pull Up Agent LLC

Pull Up Agent LLC

5 likes

A black and white kitten lies in a pink bed, with text asking if pet insurance is worth it, featuring logos for Chewy and Lemonade.
This image details pet insurance accident policy coverage, including diagnostics, procedures, medication, accidents, and illnesses, with a monthly cost and discount information.
The image explains pet insurance coverage details: 80% coverage after a $250 annual deductible, with a $20,000 annual maximum, illustrated by a claim example.
Should you get pet insurance?
I’ve had Lemonade pet insurance for a few months and it’s been great! Recently got a new kitten and so many of the costs have been covered for her testing and vaccines. -The basics of lemonade: 📝The insurance is broken down into accident/injury ($37) and wellness ($22). 📝The insurance is ru
Jewell 🐠🦀🪼

Jewell 🐠🦀🪼

38 likes

Feeling not enough? This may be why…
#nursingstudenttips #improvehappiness #nursingschool
Lexi✨

Lexi✨

29 likes

Can life insurance help build wealth? 🏦
💡 Why do the wealthy use life insurance in their portfolio to grow wealth? Here’s your answer in under 60 seconds! 🏦 #wealth #financialfreedom #bank #hack #insurance
FullSendFinance

FullSendFinance

21 likes

Car insurance for full coverage is a SCAM 😭
I cannot believe this! I got into a car accident, I have a $1k deductible and they are telling me my cars worth $2k 😭 I bought it LESS than a year ago for $10k CASH!! And dealerships are selling my exact car with higher mileage for $11k… but Kelly blue book estimated $2k (which is what AAA is going
LifeW/Ana

LifeW/Ana

217 likes

A young boy with noise-canceling headphones sits on an orange chair, looking away. The image has a text overlay: "TOP 5 Things Your Health Insurance May Cover for Your Autistic Child."
An assortment of "everylife" brand diaper packages and wipes is displayed against a white background. A red text overlay reads "Diapers & Wipes," indicating a potential insurance coverage item.
A woman, wearing an "Action Behavior Centers" shirt, smiles at a young boy playing with colorful toys at a table. A blue text overlay highlights "ABA, Speech, OT & PT Therapy" as a covered service.
5 things your insurance may cover for autism
We have CMS health insurance for my son and it covers all of these things and MORE! 🥰 Having the right health insurance for your autistic child is VERY important! Do you have the right one? #autismawareness #healthinsurance #specialneedsmom #autism #autismsupport
Autism_Glow

Autism_Glow

71 likes

This image explains why people get life insurance, listing reasons like replacing income, paying debts, protecting children's future, covering final expenses, and leaving a legacy, then questions what happens to the money after death.
This image details what happens when someone passes away, including family grieving, immediate bills, frozen assets, and court involvement if no legal plan exists, emphasizing the complications that arise.
This image describes the consequences of not having a will or trust, such as probate court, lengthy and costly processes, court-decided distribution, and potential unchosen guardians for minor children.
How to protect your life insurance proceeds!
Life insurance isn’t enough if you have minor kids… Did you know that if your beneficiary is under 18, the life insurance company won’t pay them directly? Instead, the money could get tied up in court, and a judge, not you, decides who manages it. 👶🏽💸 That’s why having a will or trust is jus
Tasha S.

Tasha S.

13 likes

A document from Optum Rx for Mercy Health Plan members, stating that Albuterol HFA (except Prasco-made) will no longer be covered starting April 1, 2025. Patients may pay higher costs or the full cost if not approved for continued coverage.
Insurance doesn't have to pay for meds? 😡
robhamlin4

robhamlin4

16 likes

Nobody becomes “rich” by accident… this is what an 850 credit score actually loo
An 850 credit score isn’t luck. It’s years of habits most people ignore. • Pay every bill on time • Keep credit usage LOW • Don’t open random cards • Keep old accounts alive • Stay patient and consistent Good credit can save you THOUSANDS on: ✔️ Cars ✔️ Homes ✔️ Insurance ✔️ Interest
Gabe

Gabe

704 likes

Life insurance is the most side hustle join us.
It never be late to change your life #insurance #insuranceprotection #financialfreedom connect with us to day.
Therese Mukantu

Therese Mukantu

6 likes

A person takes a mirror selfie, dressed in a plaid blazer, black top, and jeans, holding a phone and a black bag, with the text "MY day in pics office girlie edition".
A golden retriever named Honey and a grey cat named Dobby look out a glass door into a yard with autumn trees, with the caption "Wake Up & Feed the Pets".
A golden retriever, viewed from behind, walks on a leash on a sidewalk next to green grass, with the caption "Time for a Walk".
Day In The Life (Office Manager / Insurance )✨
Today was sooooo busy, I did not get to add as much as I wanted to. Does anyone else bring their pet to work? I swear sometimes I am sooo exhausted by the time I get to work because so much goes into getting her ready and making sure she gets enough exercise in the morning. Still, I am grateful
court 🌿

court 🌿

13 likes

Wild accident
How will you explain this to your insurance company? #crazy #accident #trucktok #cdl
Lyssa T

Lyssa T

206 likes

A box filled with various baby care products like powders, lotions, wipes, and infant medications, highlighting free items available through Medicaid insurance at CVS Pharmacy.
A close-up of baby care essentials, including baby lotion, baby shampoo, and a soothing vapor bath product, suggesting items for infant hygiene.
Infant health products are shown, including concentrated drops for pain and fever, acetaminophen oral suspension, and diaper rash ointment, indicating items for children's health needs.
Free with Medicaid insurance CVS pharmacy
Are you pregnant or have children that’s on Medicaid? check your insurance!! your insurance plan offers you OTC a free Pharmacy items. sometimes it ranges from $50-$60 a month per household and they have a catalog online where you can choose items to get shipped home to you even order online thr
Alisha Singh

Alisha Singh

1208 likes

A person works at a desk with a computer, keyboard, and mouse, with the text 'MONEY STRUGGLES' overlaid, reflecting the article's theme of financial challenges.
A computer screen displays 'Current annual salary $62,608' while a person works at a desk, illustrating the specific income mentioned in the article.
A handwritten list of monthly expenses, including medical, phone, rent, utilities, cable, and insurance, totaling $943 plus a potential $250 for mom.
CEOs, Managers, & HR; $60K is NOT ENOUGH |Salary 🗣️
In high school they used to say all you need was a good job and to make $60K a year and you would be set for life. Well I’m making a little bit over that amount and I’m not set on anything but what bills I’m paying in the weeks to come 🫠. Now now I am extremely grateful for my job and what it al
Cat 🐈‍⬛ | ♎️

Cat 🐈‍⬛ | ♎️

31 likes

Car got hit in Cali…Insurance or cash?
My car got dinged in a California parking lot the other day, and I actually caught the guy. I asked for his insurance info, called my company, everything. Pretty standard, right? Well, he instantly freaked out and begged me to “just settle it privately.” He even offered me $2K cash on the spot. I
carsick

carsick

68 likes

Work Life insurance Isn’t Enough ✨💼
People think having life insurance through work means their family is fully protected… but that’s not always the case. 👀 Most employer policies only cover 1–2x your salary, and many of them don’t follow you if you leave the job. Your family’s financial protection shouldn’t be tied to your emp
Ashleigh The Agent

Ashleigh The Agent

1 like

A wall decorated with framed art, featuring text overlays 'BECOMING AN INSURANCE BADDIE in Texas' and 'I'm Getting Licensed in Health Insurance'. A laptop and mug are on a small table below, with a 'SWIPE' arrow.
A woman with curly hair sits on a bed, looking thoughtfully while holding a pen and notebook. Text overlay 'PICK YOUR PATH, BADDIE' explains choosing health insurance for its profitability, flexibility, and opportunities.
A woman looks at her phone while studying at a desk with a laptop and notebooks. Text overlay 'FIND YOUR KIND OF COURSE' describes choosing a self-paced course with built-in breaks for Texas's 40-hour requirement.
Becoming An Insurance Baddie…in Texas🤘🏾
I’m on a mission to become a licensed health insurance agent— and yes, I’m making it cute and intentional. I wanted a career where I could: 🍋 help people 🍋 make real money 🍋 still live a soft life. So I chose to get licensed in health insurance, with the goal of becoming a broker who helps f
a neurospicy girl + her ipad🎀

a neurospicy girl + her ipad🎀

68 likes

Like insurance and a car note wasn’t enough
PRETTYPISCES

PRETTYPISCES

1 like

Life Insurance for Inmates
If you have a loved one who's incarcerated or recently got out, you need to know what your options are. Don't wait until it's too late. 🎯💯 #lifeinsurance #getlifeinsurance #familylegacy #lifeinsurancefacts #insurancemadeeasy
Ebonie | Insurance Homegirl

Ebonie | Insurance Homegirl

12 likes

Study with me for the life insurance exam!
Wish me luck!! If you have any tips pls let me know as well! #insurance #lifeinsurance #studywithme
Madison

Madison

17 likes

Best dental insurance companies 🫶🦷🪥
You definitely wan to make sure that you have dental insurance. Dental insurance is great for your six month teeth check ups, but they’re also important if you have any issues with your mouth or teeth. You always want to make sure that you are insured in case something extremely costly happens, the
Kylie 💸🫶🏻

Kylie 💸🫶🏻

24 likes

💡 Did you know BANKS are the LARGEST owners of LIFE INSURANCE? 🏦💰Bank of Amer
Reese

Reese

1 like

A person takes a mirror selfie, with text overlay '5 BIBLE VERSES that keep me motivated as a life Insurance agent' on the image. The background shows blinds and a ceiling fan.
A person's legs are visible in a car, holding a patterned bag. The image features text 'proverbs 13:22' and its verse about leaving an inheritance.
A desk setup includes a pink mug, notebooks, and glasses. The image displays text '1 timothy 5:8' and its verse about caring for relatives.
Life Insurance Agent Biblical Motivation
If you’be been considering a career in life insurance or if you’re new in the industry just know partnering with God makes ALL the difference. Keep going and be encouraged. Rooting for you 🫶🏽🤎✨ • • • #lifeinsuranceagent #lifeinsurancematters #generationalwealthbuilders #mompreneuer
Sidnee Lee

Sidnee Lee

18 likes

Understanding the essence of insurance
not an investment, but a safety net.
ZhenQinLife

ZhenQinLife

1 like

He said it was an accident
In 1975, Leslee Larson was a young newlywed and mother. She disappeared near a river in rural Montana while on a trip with her husband. He said she slipped into the river and drowned, but years later another wife would die under eerily similar circumstances. Some true crime cases don't st
Aimée | GIRLHUNT Media

Aimée | GIRLHUNT Media

32 likes

See more