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Talk to me: How do you owe me your first debt?ðŸĪ”

KTC Cash Card is our first debt in our 20s. After we started working, some friends may wonder why we already have a job. We still have to do it honestly. Follow the older people at work. Hahahahaha And at the end of the year, the working people cheer to do it, so I think this money should be for New Year's travel. Repeat!!!!That he was in his 20s, did not study any details, just had a salary slip, was owed. ðŸĪĢðŸĪĢðŸĪĢ

With a new graduate, just having a job, the end of the year is not a bonus, so I got a sum of money here to eat a New Year's party with my family. Who knows that this debt from the age of 20, the amount of 18,000 baht. Until now, at the age of 26, the principal has not been reduced at all. 😅 Any month with enough money will pay more than the minimum of 7-800 or more. But if there is no money, I have to pay the minimum for years. After we can pay according to the amount on the card that can be pressed, we will use it again and again. Never ending until I found the project of We are interested in KTC, so I asked to join the project. I am not sure if before that KTC had this project because I am not interested in anything. Because I am only interested in working hard to make money to close this card. Who would think? From 1 card to 7-8 cards to this day, it is purely because of myself. Acting purely ðŸĨēðŸ˜ĩðŸĪĶðŸŧ

But that's fine, learning to tie, have to learn to solve by yourself. Now feel comfortable 1, brittle, because at least the interest is still reduced, and have several months to pay off. But if there is enough strength, you can pay more than the top of the project.

And this is "our first debt." The first debt, we also want to close the first one. ✌ðŸŧâœĻ🌈ðŸ§ū📌ðŸ”ī

# Credit card debt # Closed ktc debt # First debt # Restructure debt

2025/11/28 Edited to

... Read moreāļāļēāļĢāđ€āļ›āđ‡āļ™āļŦāļ™āļĩāđ‰āļāđ‰āļ­āļ™āđāļĢāļāļĄāļąāļāđ€āļ›āđ‡āļ™āļ›āļĢāļ°āļŠāļšāļāļēāļĢāļ“āđŒāļ—āļĩāđˆāļĒāļēāļāļˆāļ°āļĨāļ·āļĄ āđ‚āļ”āļĒāđ€āļ‰āļžāļēāļ°āđƒāļ™āļ§āļąāļĒāđ€āļĢāļīāđˆāļĄāļ—āļģāļ‡āļēāļ™āļ—āļĩāđˆāļĢāļēāļĒāđ„āļ”āđ‰āļĒāļąāļ‡āđ„āļĄāđˆāļĄāļąāđˆāļ™āļ„āļ‡ āđāļ•āđˆāļāļēāļĢāđ€āļ‚āđ‰āļēāđƒāļˆāđāļĨāļ°āļ§āļēāļ‡āđāļœāļ™āļˆāļąāļ”āļāļēāļĢāļŦāļ™āļĩāđ‰āļ­āļĒāđˆāļēāļ‡āļĢāļ­āļšāļ„āļ­āļšāļˆāļ°āļŠāđˆāļ§āļĒāđƒāļŦāđ‰āļŠāļ–āļēāļ™āļ°āļ—āļēāļ‡āļāļēāļĢāđ€āļ‡āļīāļ™āļ”āļĩāļ‚āļķāđ‰āļ™āđ„āļ”āđ‰āļĄāļēāļ āļāļēāļĢāđƒāļŠāđ‰āļšāļąāļ•āļĢāļāļ”āđ€āļ‡āļīāļ™āļŠāļ” KTC āļ—āļĩāđˆāđ€āļ›āđ‡āļ™āļŦāļ™āļĩāđ‰āļāđ‰āļ­āļ™āđāļĢāļāļ™āļąāđ‰āļ™āļĄāļąāļāđ€āļāļīāļ”āļˆāļēāļāļ„āļ§āļēāļĄāđ„āļĄāđˆāļĢāļđāđ‰āđāļĨāļ°āļ„āļ§āļēāļĄāđ€āļĢāđˆāļ‡āļĢāļĩāļšāđƒāļ™āļŠāđˆāļ§āļ‡āđ€āļ§āļĨāļēāļ™āļąāđ‰āļ™ āđ€āļŠāđˆāļ™ āđ€āļžāļ·āđˆāļ­āļ™āļĢāđˆāļ§āļĄāļ‡āļēāļ™āļŠāļąāļāļˆāļđāļ‡āđƒāļŦāđ‰āļŠāļĄāļąāļ„āļĢ āļŦāļĢāļ·āļ­āļ„āļ§āļēāļĄāļ„āļīāļ”āļ­āļĒāļēāļāđƒāļŠāđ‰āđ€āļ‡āļīāļ™āđ€āļžāļ·āđˆāļ­āļ„āļ§āļēāļĄāļŠāļļāļ‚āđƒāļ™āļŠāđˆāļ§āļ‡āđ€āļ—āļĻāļāļēāļĨ āđāļ•āđˆāļœāļĨāđ€āļŠāļĩāļĒāļ‚āļ­āļ‡āļāļēāļĢāļŠāļģāļĢāļ°āļĒāļ­āļ”āļ‚āļąāđ‰āļ™āļ•āđˆāļģāđƒāļ™āđāļ•āđˆāļĨāļ°āđ€āļ”āļ·āļ­āļ™āļ„āļ·āļ­āļāļēāļĢāļ—āļģāđƒāļŦāđ‰āļĒāļ­āļ”āļŦāļ™āļĩāđ‰āđ€āļ”āļīāļĄāđ„āļĄāđˆāļĨāļ”āļĨāļ‡āđ€āļĨāļĒ āđ€āļ™āļ·āđˆāļ­āļ‡āļˆāļēāļāļ”āļ­āļāđ€āļšāļĩāđ‰āļĒāļ—āļĩāđˆāđ€āļāļīāļ”āļ‚āļķāđ‰āļ™āļĄāļēāļāļāļ§āđˆāļēāļˆāļģāļ™āļ§āļ™āđ€āļ‡āļīāļ™āļ—āļĩāđˆāļˆāđˆāļēāļĒāļ„āļ·āļ™āļˆāļĢāļīāļ‡āđ† āđƒāļ™āļāļĢāļ“āļĩāļ—āļĩāđˆāļĄāļĩāļŦāļ™āļĩāđ‰āļŦāļĨāļēāļĒāļšāļąāļ•āļĢ āļāđ‡āļ„āļ§āļĢāļžāļīāļˆāļēāļĢāļ“āļēāđ‚āļ„āļĢāļ‡āļāļēāļĢāļ›āļĢāļąāļšāđ‚āļ„āļĢāļ‡āļŠāļĢāđ‰āļēāļ‡āļŦāļ™āļĩāđ‰āļˆāļēāļāļ—āļēāļ‡āļŠāļ–āļēāļšāļąāļ™āļāļēāļĢāđ€āļ‡āļīāļ™ āđ€āļŠāđˆāļ™ āđ‚āļ„āļĢāļ‡āļāļēāļĢāļ—āļĩāđˆāļ—āļēāļ‡ KTC āļ™āļģāđ€āļŠāļ™āļ­ āļ—āļĩāđˆāļˆāļ°āļŠāđˆāļ§āļĒāļĨāļ”āļ”āļ­āļāđ€āļšāļĩāđ‰āļĒāđāļĨāļ°āļœāđˆāļ­āļ™āļŠāļģāļĢāļ°āđƒāļ™āļĢāļ°āļĒāļ°āļĒāļēāļ§āđ„āļ”āđ‰āļ‡āđˆāļēāļĒāļ‚āļķāđ‰āļ™ āđāļĨāļ°āļ–āđ‰āļēāļĄāļĩāļāļģāļĨāļąāļ‡āļŠāļēāļĄāļēāļĢāļ–āļŠāļģāļĢāļ°āđ€āļāļīāļ™āļĒāļ­āļ”āļ‚āļąāđ‰āļ™āļ•āđˆāļģāđ„āļ”āđ‰āļāđ‡āļˆāļ°āļŠāđˆāļ§āļĒāļĨāļ”āļĢāļ°āļĒāļ°āđ€āļ§āļĨāļēāļāļēāļĢāđ€āļ›āđ‡āļ™āļŦāļ™āļĩāđ‰āļĨāļ‡āđ„āļ”āđ‰āļĄāļēāļ āļ™āļ­āļāļˆāļēāļāļ™āļĩāđ‰ āļāļēāļĢāļˆāļąāļ”āļ—āļģāļ‡āļšāļ›āļĢāļ°āļĄāļēāļ“āļĢāļēāļĒāđ€āļ”āļ·āļ­āļ™āļ­āļĒāđˆāļēāļ‡āļĨāļ°āđ€āļ­āļĩāļĒāļ” āļĢāļ§āļĄāļ–āļķāļ‡āļ•āļąāļ”āļĢāļēāļĒāļˆāđˆāļēāļĒāļŸāļļāđˆāļĄāđ€āļŸāļ·āļ­āļĒāļ­āļ­āļ āļˆāļ°āđ€āļ›āđ‡āļ™āļ•āļąāļ§āļŠāđˆāļ§āļĒāļŠāļģāļ„āļąāļāđ€āļžāļ·āđˆāļ­āđƒāļŦāđ‰āļĄāļĩāđ€āļ‡āļīāļ™āļĄāļēāļŠāļģāļĢāļ°āļŦāļ™āļĩāđ‰āđ„āļ”āđ‰āđ€āļ•āđ‡āļĄāļ—āļĩāđˆāđāļĨāļ°āđ€āļĢāđ‡āļ§āļ‚āļķāđ‰āļ™ āļ­āļĩāļāļŠāļīāđˆāļ‡āļ—āļĩāđˆāļ„āļ§āļĢāļĢāļ°āļĨāļķāļāļ–āļķāļ‡āļ„āļ·āļ­āļāļēāļĢāđ€āļĢāļĩāļĒāļ™āļĢāļđāđ‰āļ§āļīāļ˜āļĩāļšāļĢāļīāļŦāļēāļĢāļāļēāļĢāđ€āļ‡āļīāļ™āļŠāđˆāļ§āļ™āļšāļļāļ„āļ„āļĨ āđ‚āļ”āļĒāđ€āļ‰āļžāļēāļ°āļāļēāļĢāļŠāļĢāđ‰āļēāļ‡āļ§āļīāļ™āļąāļĒāļāļēāļĢāđ€āļ‡āļīāļ™ āđ€āļŠāđˆāļ™ āļāļēāļĢāļ•āļąāđ‰āļ‡āđ€āļ›āđ‰āļēāļŦāļĄāļēāļĒāļŠāļąāļ”āđ€āļˆāļ™āļ§āđˆāļēāļˆāļ°āļ›āļīāļ”āļŦāļ™āļĩāđ‰āļ āļēāļĒāđƒāļ™āļ›āļĩ āļž.āļĻ. 2569 āļ•āļēāļĄāļ—āļĩāđˆāđ„āļ”āđ‰āļ•āļąāđ‰āļ‡āđƒāļˆāđ„āļ§āđ‰ (#āđāļ›āđ‹āļĄāļˆāļ°āļ›āļīāļ”āļŦāļ™āļĩāđ‰āļ āļēāļĒāđƒāļ™āļ›āļĩ69) āđāļĨāļ°āļāļēāļĢāđ„āļĄāđˆāļāđˆāļ­āļŦāļ™āļĩāđ‰āđ€āļžāļīāđˆāļĄāđ‚āļ”āļĒāđ„āļĄāđˆāļˆāļģāđ€āļ›āđ‡āļ™ āļˆāļ°āļŠāđˆāļ§āļĒāļĨāļ”āļ āļēāļĢāļ°āđāļĨāļ°āļ„āļ§āļēāļĄāļāļąāļ‡āļ§āļĨāđƒāļ™āļ­āļ™āļēāļ„āļ• āļāļēāļĢāđāļŠāļĢāđŒāļ›āļĢāļ°āļŠāļšāļāļēāļĢāļ“āđŒāļ™āļĩāđ‰āļˆāļķāļ‡āđ„āļĄāđˆāđƒāļŠāđˆāđ€āļžāļĩāļĒāļ‡āđ€āļĢāļ·āđˆāļ­āļ‡āđ€āļĨāđˆāļēāļ‚āļ­āļ‡āđƒāļ„āļĢāļ„āļ™āļŦāļ™āļķāđˆāļ‡ āđāļ•āđˆāđ€āļ›āđ‡āļ™āļšāļ—āđ€āļĢāļĩāļĒāļ™āđƒāļŦāđ‰āļāļąāļšāļœāļđāđ‰āļ—āļĩāđˆāļāļģāļĨāļąāļ‡āļāđ‰āļēāļ§āđ€āļ‚āđ‰āļēāļŠāļđāđˆāđ‚āļĨāļāļ‚āļ­āļ‡āļāļēāļĢāđ€āļ‡āļīāļ™āđāļĨāļ°āļāļēāļĢāđ€āļ›āđ‡āļ™āļŦāļ™āļĩāđ‰ āđ€āļ›āđ‰āļēāļŦāļĄāļēāļĒāļŠāļģāļ„āļąāļāļ„āļ·āļ­āļāļēāļĢāđ€āļ›āđ‡āļ™āļŦāļ™āļĩāđ‰āļāđ‰āļ­āļ™āđāļĢāļāđāļĨāđ‰āļ§āļŠāļēāļĄāļēāļĢāļ–āļ›āļīāļ”āđ€āļ›āđ‡āļ™āļāđ‰āļ­āļ™āđāļĢāļāđ„āļ”āđ‰āļ­āļĒāđˆāļēāļ‡āļŠāļšāļēāļĒāđƒāļˆ āļžāļĢāđ‰āļ­āļĄāļāļąāļšāļ„āļ§āļēāļĄāļĢāļđāđ‰āđāļĨāļ°āļ§āļīāļ˜āļĩāļˆāļąāļ”āļāļēāļĢāļŦāļ™āļĩāđ‰āļ—āļĩāđˆāļĄāļĩāļ›āļĢāļ°āļŠāļīāļ—āļ˜āļīāļ āļēāļžāļĄāļēāļāļ‚āļķāđ‰āļ™āļ—āļļāļāļ§āļąāļ™