💸Ghosh. + Allied agencies. Signed MOU. Lottery Ghosh.🍋

On December 9, 2025, the National Savings Fund (Ghosh.) held a press conference on the MOU of the National Savings Fund's old-age savings program with its partner agency, "Friday has won savings with the Ghosh lottery." To upgrade Thai savings into digital savings that are convenient, fast, cover all channels, and win a grand prize of $1 million every week at the 21st floor of the 150-year-old gold building, the Ministry of Finance, with the launch of the Ghosh application. A new model that will be able to transact, open an account, track the savings, information of Ghosh members, including the future distribution of the Ghosh lottery.

Mr. Thiralam, Intense Light, Deputy Permanent Secretary for the Treasury, Chairman of the National Savings Fund

Thailand is entering a "super-Aged Society" that worries for the income security of the population in retirement, especially informal workers such as merchants, farmers, and the self-employed who lack security and do not see the importance of retirement savings, so that "savings" is the foundation of life security. Ghosh was established to promote savings for self-employed groups, especially during retirement, when income is reduced, but expenditure remains. So he accelerated the policy to replenish Thai savings and create incentives to start saving.

And thanks to the behavior of Thai people who like to gamble, studies by many institutions have found that the money circulating in the lottery market and its various forms of gamble amount to $400 billion a year, unfortunately, these huge amounts of money become wasted when not rewarded, and they do not generate returns to the money owners, thus the Ministry of Finance, Ghosh. The Fiscal Economy Agency and the Government Lottery Office have initiated the concept of "money fortune does not disappear, every baht becomes savings," by bringing the luck behavior in Thai culture into a sustainable savings discipline, in line with Quick Big Win measures, reviving the economy in four months. Article 4, "Increase People's Saving," of the current government, through a financial tool specifically designed to answer this problem, has developed a new form of savings innovation called lottery gosh to make it easier, fun and more interesting for all Thais to access savings opportunities.

Miss Espiaru Lingsuwan, secretary of the National Savings Fund Board, said:

Lottery is a digital scraping lottery for 50 baht each. It is a new type of savings option for all Thai nationals aged 15 years and over. Up to 3,000 baht per month (60 issues) can be purchased through the Ghosh application. The prize is issued every Friday at 5: 00 pm. It consists of a 1st prize worth 1 million baht (5 prizes), a second prize worth 1,000 baht (10,000 prizes). And if the lottery is not sold out in that period, the prize will be joined as a jackpot in the next period.

The prize is paid through the system with immediate pay. Every baht of lottery will be accumulated as savings and the lottery buyer will receive savings with a lump sum benefit at once. 4 cases: 1) Complete age of 60 years, 2) Disability, 3) Loss of Thai nationality and 4) Death will be refunded to the listed person or legal heir and special. For those over 60 years of age, all funds will be refunded at the end of 5 years from the date of purchase of the lottery and can continue to purchase for 5 years at a time. Now, the National Savings Fund ( (No. 2) 2025 was announced in the Gazette on November 7, 2025, which will take effect from January 6, 2026. In the meantime, Ghosh is in the process of presenting secondary legislation and obtaining the allocation of the central budget, the list of emergency or necessary reserves for the Minister of Finance to consider. Before presenting the Cabinet, it is expected to be available within the first quarter of 2026 onwards. Interested parties will be able to buy through the "Ghosh" application. And an easy network of partners. Just use 13-digit ID and ID after the award. For those who are rewarded, the prize money will be transferred to your account immediately with your pay. This partnership will build trust in Thais, make saving fun, strengthen financial discipline, and give Thais a stable retirement life.

"The main objectives of this synergy include: 1) to integrate cooperation, develop digital systems and manage lottery distribution in an efficient, transparent, and verifiable manner at all stages; 2) to raise public relations awareness for the public to a correct understanding that" lottery gosh "is a type of savings in which the principal is protected by law and has a return on investment to create a stable future; and 3) to incentivize, attract the public to the savings system with Gosh. Increasingly, through the "Gamification" mechanism that uses the fun of winning as a tool to encourage disciplined savings, "Ms. Jaruch said.

The signing ceremony of this memorandum of cooperation reflects the common spirit of driving this project to take place in a concrete way. Since Ghosh does not have its own branch office, it relies on synergies with 17 public and private partner agencies, covering all dimensions from lottery distribution and payment channels, public relations channels, including the live broadcast of lottery awards, Ghosh.

1) Distribution and payment channel service Lottery Gosh through the application, which will help savings become close to and in line with the digital lifestyle by True Money Co.,

Shopee Pay Limited, Advance Infour Services Limited (My AIS) and Advance Empey Limited (MPAY)

2) Payment Channel Service Lottery Ghosh through financial institution application to make lottery buyers easy to buy and pay. More convenient include Thai Bank Limited, Thai Military Bank Public Limited and Thai Bank Public Limited.

3) Digital lottery distribution publicity channel through applications such as the "State" app, the Digital Government Development Agency, the Agricultural Bank and the Agricultural Corporation (DEC), and the Stock Exchange of Thailand.

4) Services for those who do not have access to the online system through Ghosh. Prepare to build partnerships with network agencies that are ready to open local lottery points. Ghosh can register and buy lottery points at 1,250 Thai postal branches, over 15,500 counter services, over 1,600 branches, over 2,500 Lotus branches, including over 100,000 filled and 7,500 flying turtle cabinets nationwide.

5) The lottery management channels are the Government Lottery Office (GLO) and the live broadcast of LINE Kampani (Thailand) Limited (LINE TODAY).

# National Savings Fund # Lottery # Win luck, money does not disappear # Drug sign with lemon8