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Keep a new bank 💵

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... Read moreการเก็บแบงค์ใหม่เป็นอีกหนึ่งเทคนิคการออมเงินที่ได้รับความนิยมไม่น้อย โดยเฉพาะสำหรับคนที่เริ่มต้นเก็บเงินด้วยงบประมาณจำกัด เพราะการเลือกเก็บแบงค์ที่ยังใหม่และสภาพดี เช่น แบงค์ร้อย จะช่วยเสริมความรู้สึกว่าเงินที่เก็บนั้นมีคุณค่าและน่ารักษามากขึ้น ในประสบการณ์ของผู้ที่เริ่มต้นเก็บเงินด้วยวิธีนี้ พบว่าการมีเป้าหมายที่ชัดเจนและการจัดสรรเงินแบงค์ใหม่มีส่วนช่วยให้รู้สึกว่าการออมนั้นไม่น่าเบื่อ และยังสนุกกับการเก็บสะสม โดยบางครั้งเมื่อได้รับเงินทอนมาเป็นแบงค์ใหม่ ก็จะเก็บไว้แยกต่างหาก ทำให้จำนวนเงินในกระปุกหรือในออมทรัพย์เพิ่มขึ้นอย่างช้าๆ แต่มั่นคง นอกจากนี้ การเก็บแบงค์ร้อยที่ดูสวยงามยังเป็นแรงจูงใจอีกอย่างหนึ่ง เพราะทำให้เรามีความรู้สึกภาคภูมิใจในเงินที่เก็บสะสมไว้ และยังอาจนำไปใช้ในโอกาสพิเศษหรือแลกเปลี่ยนเป็นเงินสดได้โดยไม่ยาก สำหรับผู้ที่อยากลองทำตามไอเดียนี้ แนะนำให้กำหนดกฎง่ายๆ เช่น จะเก็บเฉพาะแบงค์ใหม่ที่ไม่ได้ใช้ หรือตั้งเป้าเก็บแบงค์ร้อยให้ครบ 10,000 บาทก่อน แล้วค่อยขยับเป้าหมายต่อไป เทคนิคนี้นอกจากช่วยสร้างวินัยการออมแล้ว ยังช่วยให้เราได้เห็นผลของการออมอย่างชัดเจนและรู้สึกประสบความสำเร็จทุกครั้งที่กดนับแบงค์ใหม่ที่เก็บไว้

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