566 followers

Follow

Follow

Follow

1/3

0 saved

2025 ROTH IRA RESULTS 📈

unfortunately could not max out the accounts with $7,000, since i recently started them, but there is still time to contribute till april. UP 16% and 18% on two different accounts 🥳, really curious if anyone has higher returns?

#2025recap #rothira

1/5 Edited to

Related posts

The image displays the title 'How to open a ROTH IRA' in pink and white script. Below, a checkered clutch purse holds fanned-out US dollar bills, surrounded by yellow and pink hibiscus flowers and decorative white dots on a dark background.

The image, titled 'pick your platform,' lists three investment platforms: Vanguard, Fidelity, and Charles Schwab, along with their key features like suitability for investors, low costs, customer support, and $0 minimums. A yellow hibiscus flower and white dots decorate the dark background.

Titled 'get your account,' this image outlines steps: go to the brokerage's website/app, create an account, and choose to open a Roth IRA. A checkered clutch purse, a yellow hibiscus, and white dots are visible on a dark background.

Steps to open your first Roth IRA ✨🌸

Opening a Roth IRA sounds way more complicated than it actually is 🤍 A Roth IRA can be such a great long term tool because your money grows tax free, and once it’s set up, it can be pretty hands off. Slow, consistent investing really does add up over time. If this still feels confusing, that’

2007 likes

WTF is a Roth IRA??

Don’t let lack of knowledge stop you from investing RIGHT NOW! It’s so important to start early, so you can retire RICH!!! I’ll be going through the ROTH IRA and investment process step by step on my account! (pls ignore my hair on the paper that’s embarrassing) #investments #investingfor

4355 likes

A red wallet overflowing with dollar bills, with text overlay "Where to Open a Roth IRA" and decorative flowers, indicating a guide to financial accounts.

A red wallet with money, overlaid with text detailing features of Charles Schwab, including no deposit minimum, no trading commissions, and educational resources.

A red wallet with money, overlaid with text describing Vanguard's benefits like no account opening fees, no trading commissions, and planning tools.

Open a Roth IRA on these platforms 💸💰

Have you ever wanted to open a Roth IRA? Here’s your sign to do so. A Roth IRA individual retirement account. You contribute after tax money, but it grows tax-free and you can withdraw it all Tax-free in retirement. You can withdraw what you contributed at any time. Here are some suggestion

3579 likes

Open a Roth IRA - tips for beginners 💕

A Roth IRA is a retirement account. Money goes in after it’s already been taxed. The money grows tax-free. You can withdraw both of money and the growth during retirement tax-free. If you need to withdraw your principal at any time prior to that, you are able to without penalty. It’s very easy t

3013 likes

SMART GIRLIES have a Roth IRA & here’s why 💖💅🏼💸

Have you ever heard of a Roth IRA?! Do you have one?! Here is why you should have one: A Roth IRA is a retirement account that is advantageous to have due to its tax advantage! You can contribute up to $7000 per year into your Roth IRA if you’re under the age of 50. How it works is that yo

2790 likes

The image introduces a Roth IRA explanation for non-finance people, set against a cozy background with a candle, mug, and books.

This image defines a Roth IRA as an investment account for future tax benefits, illustrated with a piggy bank and coins.

The image explains that a Roth IRA is independent of employment, emphasizing that the individual opens and directs it, with a phone showing financial data.

✨ Roth IRA Explained ✨

Saving for retirement sounds intimidating until you realize a Roth IRA is basically just: pay taxes now, let it grow quietly, and future-you gets the money tax-free. No spreadsheets required. ☕✨ #moneyhabits #lemon8challenge #rothira #investing #lillyb116

998 likes

what investment available with fidelity Roth Ira

Before we begin don't forget to follow 😊😊 Fidelity Investments offers a variety of investment options for its Roth IRA accounts, including: Exchange-traded funds (ETFs) Provides low-cost investing options that can provide diversification, tax efficiency, and broad market exposure, wit

81 likes

Smart Girls Guide to a Roth IRA 💵

One of the reasons I love Roth IRAs so much is that you don’t have to be rich to start. There’s no minimum you have to put in, and you can start with whatever amount makes sense for you even $25 a month. It’s one of the simplest ways to let your money grow over time, and the best part is that fu

381 likes

A dark background with coins falling, featuring the text "ROTH IRA VS 401k" in green and yellow, indicating a comparison of retirement accounts.

A decorative setting with perfume bottles and gold jewelry, overlaid with text stating Roth 401(k)s have higher contribution limits and allow employer matching contributions.

A warm-toned image with lit candles and a dish of pearls, displaying text about Roth IRAs offering more investment options, flexibility, and penalty-free withdrawals.

ROTH IRA vs 401k

While both Roth IRAs and Roth 401(k)s offer tax-free growth and withdrawals in retirement, they differ in contribution limits, investment options, and flexibility. Roth 401(k)s allow higher contributions and employer matches, while Roth IRAs have more investment choices and no RMDs. The best option

291 likes

How To Invest In a Roth IRA

@Welcome Baddies To effectively invest in a Roth IRA, follow these steps: 1. Assess Your Eligibility: Check your income level and filing status to determine if you are eligible to contribute to a Roth IRA. 2. Determine Your Contribution Limit: For 2024, the contribution limit for a Roth

214 likes

Invest in ROTH IRA in 2025

Learn the unique tax benefit with Roth IRA #rothira #moneymakingideas #investing #retirementgoals

11 likes

Steps to open a Roth IRA 💵✨💰

Here is how you can open a Roth IRA. First - pick a company to open it with. There are a lot who offer it so do research and pick what’s a good fit for you. You want to deposit up to $7,000 from your bank account to the Roth IRA! This can be done every year. Choose investments for your

949 likes

Roth IRA vs 401K

@Welcome Baddies Here are the Withdrawals and Required Minimum Distributions (RMDs): (Roth IRA) - Contributions can be withdrawn at any time without penalties or taxes. - No RMDs during the account owner's lifetime, allowing for continued tax-free growth. (401k) - Withdra

85 likes

How to invest in Roth IRA

To invest in a Roth IRA, you typically need to select a brokerage or financial institution, open a Roth IRA account, and choose your investments based on your risk tolerance and financial goals. It's important to understand the contribution limits and eligibility criteria. For detailed steps an

424 likes

✨My list of books to read in 2025✨

Leave your book recommendations in the comments 🫶🏻📚 #reading📚 #books 🫶🏼 #reading #readersoflemon8 #bookrecommemdations

666 likes

Difference between a Traditional IRA & a Roth IRA💸

Let me try to simplify this for all the GIRLS! Los Angeles Traditional IRAs: - You contribute with pre-taxed dollars - You are taxed on ALL your money (contributions and earnings) when you withdraw your money at age 59 1/2 - If you withdraw before age 59 1/2, there will be a 10% penalty fee

135 likes

Go Invest in a Roth IRA!!!

We are now in 2026 you guys! All of the information you need to better your future is right in front of our eyes. Study the information ask questions learn it & APPLY IT!!!

136 likes

Why you need a Roth IRA 💰♥️🫶💵

Roth IRAs are great to have for your future self! You put money in now, you can choose your investments, and it grows tax free! You get to withdraw all the money tax free in retirement age! You can deposit up to $7,000 per year. If you ever need to access the money you deposited, you ca

1129 likes

2025 Financial Goals🤌

🌟✨ 2025 Financial Goals Unlocked! ✨🌟 2025, here I come with my money moves! 💰💪 1️⃣ Build a $1,000 emergency fund - because life is full of surprises! 2️⃣ Get 1 month ahead on expenses - financial freedom feels good! 3️⃣ Improve my credit score - let’s boost those numbers! 4️⃣ Keep m

406 likes

The BEST 3 places to open a Roth IRA💰

1. Vanguard 2. Fidelity 3. Charles Schwab Other companies to consider: TD Ameritrade, Betterment, Wealthfront. When choosing a financial company to open a Roth IRA make sure to look at each company/fund fees, investment options, customer service, and the overall capabilities. Tag a woman

1114 likes

Roth IRA vs Traditional Ira

@Welcome Baddies Things To Consider: 1. Tax Treatment - Traditional: Tax-deductible contributions, taxable withdrawals - Roth: After-tax contributions, tax-free withdrawals 2. Income Limits - Traditional: No income limits for contributions - Roth: Income limits apply for direct cont

48 likes

Why You Need a Roth IRA

A Roth IRA is a powerful financial tool. A Roth IRA is a retirement account where the contributions are taxed. This allows for tax-free growth on your money, which is a huge benefit. If you are young, opening a Roth IRA is a wise decision as it allows for you to benefit from the power of compound i

2059 likes

A pink wallet overflowing with US dollar bills, with text asking "What is a Roth 401(k)" and decorative pink hearts, introducing the topic of this retirement plan.

A pink wallet filled with US dollar bills, overlaid with text explaining that a Roth 401(k) is an employer-sponsored retirement plan, similar to a traditional 401(k).

A pink wallet with money, featuring text explaining the key difference: Roth 401(k) contributions are taxed before deposit, unlike traditional 401(k)s which are deposited pre-tax.

Roth 401(k) explained! 💰💵🫶💕

Have you heard of a Roth 401(k) but you don’t know what it is? This post is for you It is an employee sponsored retirement plan where a portion of your paycheck will be deposited into this account. Where it differs from a traditional 401(k) is that the money will be taxed before it’s deposite

194 likes

What are Traditional & Roth IRA’s? 🤔

When you know better, you do better 🫶🏽🍵💜 Let's simplify this for all the GIRLS ⤵️: In Traditional IRAs: - You contribute with pre-taxed dollars - If you withdraw before age 59 1/2, there will be a 10% penalty fee - You are required to withdraw all funds by age 72 In Roth IRAS: - You

39 likes

witchselthira 🧙🪄

witchselthira 🧙🪄 love spell for love birds🤩 Be careful and sure who you do it for ⚠️ #lovebirds #love #amor

75 likes

How To Open a IRA | Personal Finance

Here's a walk-through on how to open a brokerage account, choosing a brokerage firm, and funding it: Choosing a Brokerage: Research: Look into different brokerage firms to find one that aligns with your needs. Consider factors like commissions and fees, investment options (stocks, ETFs, m

739 likes

Roth IRA & Traditional 401k Explained

A Roth IRA and 401k are both great avenues to invest in, as they are tax-advantaged investment accounts. But they have different benefits, so what are their differences: - Roth IRA: This is an after-tax investment account. The money you invest here was taxed when you earned it, so it can be wit

57 likes

My 3 favorite Roth Ira companies

These are the companies that I am in and strongly recommend them to you guys but there are others. Do your research and find which one works for you. And don't forget to follow me I share #personalfinance #MoneyTips #investing etc posts to help you guys have a better life Now l

29 likes

A minimalist desk setup with a laptop and a cup, overlaid with the title "How to make the most of a 401(k) and a Roth IRA," introducing financial planning steps.

A laptop and a cup on white bedding, with text overlay "Step 1: Invest in your 401(k) up to your company's match," illustrating the first financial planning step.

A desk setup with a computer monitor, lamp, and decorative items, overlaid with "Step 2: Max out your Roth IRA," detailing the second financial planning action.

How to make the most of a 401(k) and a Roth IRA

Step 1: Invest in your 401(k) up to your company's match. Step 2: Max out your Roth IRA. Step 3: Return to your 401(k) and invest the remaining money. #personalfinance #lemon8money

60 likes

witchselthira 🧙🪄

witchselthira 🧙🪄 let's bring him/her back to you #obsessionspell #marriagespells #breakup #breakupspell #comeback

22 likes

A stack of US $100 bills, tied with a white decorative ribbon, is next to a tube of cosmetic liquid. Overlay text announces '2025 ROTH IRA CONTRIBUTION OPENS NOW!' promoting financial investment.

🚨 2025 Roth IRA Contribution Opens Now! 🚨

Here’s the math: 💰 Max Contribution: $7,000/year 💸 $583/month or $135/week = Future Wealth 🌟 Take action today: ✅ Open a Roth IRA ✅ Invest in index funds ✅ Set yourself up for tax-free millionaire status! The best investment you can make is in your future self. Start now. 💼📈 #RothIRA

15 likes

💰 How to Become a Millionaire by 65 (Roth IRA)

Want to be a millionaire by 65? A Roth IRA + 10% growth from mutual or index funds can get you there. Here’s how much you need to invest depending on your age. Start early, stay consistent. 💸 #RothIRA #InvestingTips #DebtFreeJourney #FinancialFreedom

28 likes

Where to put your money in 2025

put your money, not just how you look. Spend less on trends and more on tools that pay you back like your body, your brain, and your network. Every investment compounds into more confidence, peace, and opportunity. Comment what you’re investing in this quarter and save this checklist for y

95 likes

The spreads that I loved in 2025

Because there are things that work out pretty well in my precious planner #planner #plannertok #2026planner #plannersetup 💌 Brand: Sterling Ink Common Plan er@

744 likes

witchselthira 🧙🪄

witchselthira 🧙🪄 “Bottling confidence, drop by drop.”🌹 “Anoint yourself, awaken your glow.”🔮 “This isn’t just oil… it’s a potion of allure.” “Goddess energy in every drop.” “Glow spell activated.” *Book a session for your beauty oil spell*💫 #beauty #oil #spell #love #obsession

94 likes

Visually explained 401k vs Roth IRA differences🤍

#401k #rothira #financialfreedom #retirementplanning #moneysavingtips

6 likes

RICH GIRLS have financial goals for 2025 ✨🫶💸

Here are some realistic money goals that everyone should strive for in 2025! First is having emergency fund. An emergency fund is usually three months worth of expenses. It’s money that you have set aside in case of an emergency. Second is a Roth IRA. You can contribute up to $7000 per year

645 likes

💵2025 Money Cheat Sheet!💵

Not my usual content, but I’m switching it up around here! I want to help people with: their personal financial goals, work towards more self-sufficient living, and decluttering their lives! 💚I’ve always been into money and worked in the financial industry my entire adult life! 2017-2019: Wo

34 likes

Why having a Roth Ira is important

1. Tax-free withdrawals. One of the biggest advantages of a Roth IRA is that qualified withdrawals are tax-free. This means that you won’t have to pay any taxes on the money you withdraw in retirement, allowing you to keep more of your hard-earned savings. 2. Tax diversification. Having a

19 likes

A person's hands are on a steering wheel, driving on a highway at night. The image displays the title 'Why you should NOT cash out your 401K before age 59 1/2' as part of 'Life lessons with Jenny' financial advice.

A person's hands are on a steering wheel, driving on a highway at night. The text explains 'Early Withdrawal Penalties' for 401(k)s, stating a 10% penalty and income taxes apply if funds are withdrawn before age 59½.

A person's hands are on a steering wheel, driving on a highway at night. The text discusses 'Tax Implications' of 401(k) withdrawals, noting they are taxed as ordinary income and can lead to a higher tax bracket.

Difference between a Traditional IRA & a Roth IRA

Let me try to simplify this for all the GRLS! Traditional IRAs: - You contribute with pre-taxed dollars - You are taxed on ALL your money (contributions and earnings) when you withdraw your money at age 59 1/2 - If you withdraw before age 59 1/2, there will be a 10% penalty fee - You are requi

24 likes

5 good financial habits to adopt in 2025

Each year is a new start, so don’t dwell if not all of your 2024 goals were realized (I had quite a few that I couldn’t get to and that’s okay especially if you have multi year goals). 2025, specifically January is the perfect time to level up your money goals and each one of these take a few m

356 likes

🌸Love harshira funkopop Mitsuri ✨

#animecollection #funkopop #funkopopcollection #mitsurikanroji #fypシ゚viral

163 likes

See more