It's time to "plan health" yourself: when state welfare may change in the future.

Amid the message of civil service healthcare welfare reform that is being discussed on a large scale - whether it's the idea of switching from a "direct" system to a "health insurance system" for new civil servants, or opening up options for current civil servants - this is the best alarm that tells us that "health security" is what working people have to plan for themselves.

# Why do we have to start doing health insurance from today??

1. Welfare uncertainty: Despite the Government retaining medical treatment rights for current civil servants, in the future, we may not know how the disbursement criteria, drug requirements or coverage of medical facilities will be adjusted.

2. Step Into Aging Society: Medical Inflation Prone to Rise Year-by-Year (Medical Inflation) Having proper health insurance will help transfer risk from our large collection to insurers.

3. Greater choice: Health insurance currently offers greater flexibility, both choosing top private hospitals, access to new therapeutic innovations, and other supplementary services that state welfare may not yet reach.

4. "Buy a Healthy Episode": This is the centerpiece of insurance. Health insurance is guaranteed when you're healthy. If you wait until the day the state welfare changes or health starts having problems, premiums will be much higher, or you may not be able to get insurance at all.

Advice: How to Prepare as a New Era Civil Servant

1. Assess the original coverage: Explore what the current disbursement rights cover and what parts are "gaps" (such as excess room costs, treatment costs, or alternative treatments).

2. Look for supplementary health insurance (Top-up): No need to dispose of available welfare, but do "charter-limit" health insurance with a Deductible discount to reduce premiums and supplement existing state welfare.

Start planning at a young age: premiums are much cheaper when done during the initial working age, and are a solid collateral build to retirement age.

Conclusion: Policy transition is not daunting. If we are prepared, it is not about "buying luxuries," but "managing risks," ensuring that on the day we need the best treatment, our whole life savings are not lost on medical care.

* Note: Information at present (July 2026) The government is studying a system modification approach in which current civil servants still enjoy the right to medical care, but should follow the news closely for accurate planning.

Consult the Adline Health Protection Plan

https://line.me/ti/p/~kopipapa

Rabhasa Full Loyal (Sa) Allianz Ayutthaya Life Insurance

Number: 083 891 6785

Website: https://www.prakan-untold.com

TICK: Consciousness and Satang By Rabhassa

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