How does it say it's "too expensive to earn?" 💸

Try a simple check on these four. 👀

1️⃣ The money runs out before the end of every month.

Even income is okay, but swipe is good, eat well, cafe is good = first sign

2️⃣ small things combined and heavy. Try to record the expenditure, see the frequency and need.

Coffee 80 a day.

Delivery 300

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At the end of the month, some people paid almost tens of thousands. ☕📦

Clause 1 + 2 Try the main 50/30/20 (net after tax).

💡 The point that it's too expensive: If the eating fee + the service fee (category Wants) pulls money into the top 50% or huddles the last 20% of savings, then the lifestyle has exceeded the pocket energy. 🔥

3️⃣ have to work "many hours" to buy one piece.

Try to think easily

Of the price of 2,000 = how many hours to work?

If you buy and feel tired instead of happy, it can be a little too expensive.

Example: Net income of about 15,000 baht per month (working 8 hours / day) is equal to income (500 per day / 62 per hour). If you want to buy a spa service or eat a special meal for (800), you have to trade for almost 2 days. Ask yourself if this service is worth 2 days.

4️⃣ No savings, no reserves, this one's getting dangerous. 🚨

If the cost of coffee or the Want category is so large that the collection is negative, that is a clear warning sign. But if the Need category exceeds 50% (including eating to live), the cost of living exceeds the income.

✨ Try to reduce the burden without suffering yourself.

📌 reduce fixed costs first, such as moving mobile / net packages.

📌 Total Delivery Order Day Instead Order Daily

📌 Reduce the "convenience charge" paid for being lazy.

📌 If Need cannot be reduced, it may have to increase supplementary income.

Because maybe the problem isn't overspending.

But in an age when "living a normal life is expensive," ☁️

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