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しお | 散財しながら5年で2,500万貯めた主婦

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Anyone can do it! Payday routine to save money

If this continued /

I do it once a month on payday

My home routine 👛

✔️ Handwritten Household Book

↪ ︎ I hate my handwriting, calculation is troublesome

✔️ envelope

↪ ︎ I have to take down a small bill

This area didn't continue to Zubora anyway

If you change to spreadsheet household account book + net bank

To be able to quickly manage household ✌🏻

The household account book that was so painful

It has become a monthly pleasure now ☺️

@ sio.okane

☑ ︎ Assets 25 million while using 50,000 a month for promotion

☑ ︎ Investment made in Zubora

☑ ︎ Tricks to get 100 per year

it's not about being patient and saving for the future.

"Still enjoy with benefits and dividends"

We are sending out a method

Not just NISA.

If you want to take a step further

Feel free to follow me 🫧

Household Management The Investment Beginner Studying money. The habit of saving money # Comments are welcome

2025/8/28 Edited to

給料日を節約と貯蓄のチャンスに変えるために、私も日々工夫しています。特に家計簿をつけるのが苦手で長続きしなかった経験がある方にはスプレッドシートを使った管理法がおすすめです。手書きだと計算ミスや手間が気になり続かなかった私も、デジタル化によって面倒が激減し楽しくなりました。ネット銀行の活用もポイントです。自動振り分け機能を活用して、食費や光熱費、貯蓄用の口座に給料が入ったら即分配。これにより使い過ぎを防ぎ、必要なお金を先取りで確保できます。また、封筒積立の現金管理派とは違い、細かいお札のやりくりが不要になる点もズボラな私には合っています。さらに、貯金だけでなく投資も取り入れることで、“我慢して貯める”だけでなく“楽しみながら増やす”というマインドに変わりました。私が注目しているのは優待や配当で、これにより日々の生活にうれしいメリットもプラス。NISAなどの制度をうまく活用しつつ、普段の生活費の中にちょっとした投資を組み込むことでリスクを抑えつつ資産形成しています。誰でもできると感じるルーティンは、かしこく自動化し、面倒な手間を減らすことが長続きのコツ。給料日を家計見直しの習慣にすることで、貯蓄が苦痛でなくなり、将来への安心感と同時に毎月の楽しみも増えます。私の経験が参考になれば嬉しいです。

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