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Any salary can be collected. ✅ If you do these 5 things, 💰🍋✨ ep.1

We've been using this trick since we worked new, salary like the previous, early work, money went in, months and months. 😭

It's not because of low income.

But because seeing the money and spending it all

So I realized that because of the absence of our "system," ⚠️

Since then, tell yourself,

Anyway, you have to do these five things. More or less, you have to save money. 🤟🏽

It's still on the way, but just doing these five things is really much better.

.

1️⃣ Share the money.

This one from the DEA thinks it depends on the salary base and lifestyle.

You can divide 40: 30: 20: 10 or 50: 30: 20 or whatever formula you want, but you have to divide 📌📌📌

✅ recommend apps made by kbank forever, and get better savings interest than other companies.

.

2️⃣ write down every day.

It sounds easy but the most difficult. 😅

But before, the descent was difficult. Honestly, I couldn't do it.

✅ Now we use the "Meow Jotted" app, saying it's great!

Because sometimes we pay from many companies. This can look at the big picture.

.

3️⃣ Review every week.

Just 10 minutes before Sunday or Friday (after work).

See where the money goes, where it's used, where it's "probably" beyond the set (sometimes shock yourself a lot).

✨ This will reduce the risk of a very good month. 📌

✅ Keep as information to adjust the method of using the next salary (art. 1).

.

4️⃣ Transfer the money before the hands get to it.

Once the money enters → transfers immediately.

No, wait. No, think. No, ask yourself. 😂

✅ We usually try to save at least 1,000 a month, but if it's really an emergency, it can be reduced to 500, ❌ but don't keep it.

.

5️⃣ invest every month, even 500 baht.

The money invested wants everyone to see that if there is 400, we are okay. If we accept the risk, we think it is ideal. But if you do not want to lose the money, the investment may be to collect money for other hobbies, such as hanmaid, cooking, that can earn us back, it is also considered investment.

✅ share a money-saving / investment trick to tell in ep.2

💖, everything isn't easy, but if we're disciplined,

One time a month, the only day you get your salary, say we've been doing it for years, much more reassuring when you have to pull your emergency money.

Who's the same?

Or there are other ways to use it. Comment. Let's share it. 👇🍋

# moneytips # Keep human salary # How to keep a small salary? # Plan to collect money # Investment finance

1 day agoEdited to

... Read moreจากประสบการณ์ตรงของหลายคนรวมถึงตัวเอง การตั้งระบบเก็บเงินแบบมีวินัยนั้นสำคัญกว่าการมีเงินเดือนสูง เพราะถ้าใช้เงินอย่างไม่มีการวางแผนก็เหมือนน้ำซึมบ่อทราย ยิ่งตอนที่เพิ่งเริ่มทำงานเงินเดือนอาจดูน้อย แต่ถ้าแบ่งสัดส่วนการใช้เงินชัดเจนและสม่ำเสมอ ก็จะช่วยสร้างเงินเก็บและความมั่นคงทางการเงินได้จริง แอพพลิเคชั่นที่ช่วยในการจัดการเงิน เช่น make by kbank และ เหมียวจด ที่แนะนำในบทความนั้น ถือว่าสะดวกและตอบโจทย์คนที่มักใช้หลายบัญชี หรือไม่ค่อยมีเวลาจดบันทึกอย่างละเอียด เพราะสามารถบันทึกรายจ่ายได้ทุกวัน พร้อมสรุปยอดรายสัปดาห์ให้เห็นภาพรวมการใช้จ่าย ทำให้รู้ว่ารายจ่ายส่วนไหนเกินความจำเป็นและควรปรับลด ความลับของการเก็บเงินที่หลายคนมักมองข้ามคือการ "โอนเงินเก็บก่อนใช้" ตั้งแต่วันที่เงินเดือนเข้า เมื่อเงินถึงมือเราต้องรีบโอนเงินส่วนหนึ่งไปบัญชีออมทรัพย์หรือบัญชีเงินออมทันที โดยไม่ต้องรอ หรือคิดว่าจะใช้ก่อน วิธีนี้ช่วยป้องกันการใช้จ่ายเกินตัว และค่อยทยอยสะสมเงินเก็บไปทีละน้อย นอกจากนี้ การลงทุนแม้เพียงเล็กน้อย อย่าง 500 บาทต่อเดือน ก็ช่วยปรับพฤติกรรมการเงินให้เป็นระบบและเปิดโอกาสให้เงินงอกเงยในระยะยาว แม้ว่าบางครั้งอาจเริ่มจากการเก็บเงินเพื่อทำงานอดิเรกหรือสร้างรายได้เสริม ก็ถือว่าเป็นการลงทุนเช่นกัน สุดท้าย การเก็บเงินให้สำเร็จต้องมีวินัยและความตั้งใจจริง และทุกคนสามารถฝึกได้ถ้าเริ่มจากการสังเกตรายจ่าย ปรับเปลี่ยนพฤติกรรมเล็กๆน้อยๆในชีวิตประจำวัน การแบ่งเงินอย่างเป็นระบบและลงทุนอย่างสม่ำเสมอจะเปลี่ยนความรู้สึกเกี่ยวกับเงินจากความเครียดในแต่ละเดือนกลายเป็นความอุ่นใจเมื่อมีเงินเก็บฉุกเฉินและมีเงินลงทุนเพื่ออนาคต

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