Automatically translated.View original post

ศศิหล้า พาออม 💰🎀

136 followers

Follow

Follow

Follow

2 saved

76

- Target green savings 20 banks

- Start at a small target, gradually keep going.

Round of 20 cards

The next round will make more. 💚🌼✨

2025/8/5 Edited to

สำหรับการออมแบงค์ 20 นอกจากการตั้งเป้าหมายที่ชัดเจนแล้ว การมีตารางออมเงินช่วยจัดระเบียบได้ดีมากๆ ฉันเริ่มทำตารางง่ายๆ โดยกำหนดให้เก็บทุกวันหรือทุกครั้งที่มีเงินทอน 20 บาทเก็บใส่ซองพิเศษไว้แบบไม่แตะต้อง จนเมื่อครบ 20 ใบรู้สึกภูมิใจมากค่ะ บางครั้งอาจเจอช่วงที่ลำบากแต่การมีเป้าหมายเล็กๆ เช่น "เก็บครบ 20 ใบ" ทำให้กระตุ้นให้สานต่อความตั้งใจได้เรื่อยๆ นอกจากนี้ ถ้าใครชอบถ่ายรูปเก็บแบงค์ 20 เป็นวิธีสร้างแรงบันดาลใจได้ดี เพราะเห็นยอดเงินในรูปเป็นภาพชัดเจนและเป็นการบันทึกความก้าวหน้า ทำให้มีความสุขกับการออมมากขึ้นด้วยค่ะ สุดท้ายอยากแนะนำให้ลองวางแผนออมแบบทีละน้อยแต่สม่ำเสมอ หากสร้างนิสัยและความอดทนได้สำเร็จ เงินจำนวนเล็กๆ เหล่านี้จะกลายเป็นเงินก้อนใหญ่ในอนาคตได้ไม่ยากเลยค่ะ

Related posts

The image displays the title "Your Guide to a High Yield Savings Account" over a background of bundled hundred-dollar bills inside a car, emphasizing financial growth.

The image defines a High Yield Savings Account (HYSA) as a savings account that pays 4-5%+ interest at online banks, significantly more than the 0.01% at regular banks.

The image illustrates the power of compounding interest, showing that $5,000 in a normal savings account earns $0.50 annually, while in a HYSA, it earns $200-$250 annually.

Why You NEED a High Yield Savings Account 💸

If your money is just sitting in a regular savings account earning pennies… it’s basically losing value 💀. A High Yield Savings Account (HYSA) is a savings account that actually PAYS you. Instead of 0.01% interest at a traditional bank, many online banks are offering 4–5% interest right now.

1808 likes

An aisle in a store with a prominent 'Clearance!' sign above shelves stocked with disposable cups, indicating the start of a household clearance event.

Boxes of kitchen trash bags are displayed with clearance stickers showing a price reduction, part of a household clearance with items up to 50% off.

Bottles of multi-surface disinfecting mist are on a shelf, with a clearance tag highlighting a price drop, reminding shoppers to check regular aisles for deals.

TARGET HOUSEHOLD CLEARANCE HAS OFFICIALLY BEGUN!

Every year, Target marks down household essentials 15%, 30%, 50% and finally 70% off! This is a great time of year to stock up on items you use so you are not paying full price:) These items will eventually drop to 70% off, but if you see something you DEFINITELY WANT… grab it, as it may sell

2400 likes

The Adult Planner from Target

#moneysavingtips I definitely regret not buying this but I had just bought a different one😭 This planner has it all from mood tracker to habit track to budgeting your expenses. Do you think this could help you save? #lemon8challenge #lemon8entertainment #lemon8career #lemon8creator

8096 likes

How to hit a 12 month savings goal! 💵🎯

If you want to save money in 2025, here is the math of how much money you need to save per week in order to accomplish that. Savings targets can vary drastically based on your financial situation. If you want to create your own savings targets, just take your savings, target and divided by 52 w

1006 likes

The image shows an open envelope filled with US dollar bills on a dark desk, with text overlay introducing how banks make money and how individuals can too.

The image displays text explaining the basic principle that banks don't just hold money but move it, lending and investing deposits for profit.

The image lists four primary ways banks make money: through loans, various fees, investments using customer deposits, and small fees from card swipes.

how banks make money (explained simple) 💰

nobody really explains how banks make money — they just tell you to “save” and call it a day 😭 the truth is, banks don’t actually make money by holding yours. they flip it. every deposit you make gets loaned out, invested, and multiplied. they pay you maybe 1–3% interest for “saving,” then

287 likes

5 High-Yield Savings Accounts Ranked

💸 HYSA Showdown: 5 Banks, 5 Options 💸 I lined up some of the most popular high-yield savings accounts so you can see which one fits your money goals best 👇 ✨ Marcus by Goldman Sachs – ~3.65% APY, no minimum, simple & steady. ✨ Ally – 3.50% APY, no minimum, fun digital tools (like “savings

427 likes

30 Day Savings Plan!

I don’t know about y’all, but I have to stop spending all of my duckets at Amazon and Target 🙃 I used to be really good at saving and I need to get back on it ASAP This was a version of one of the simpler savings plans I followed before. Let’s manifest financial freedom this year! XOXO, LC

2491 likes

A hand holds fanned-out US dollar bills, including $50 and $100 denominations, over a white wallet with a bee pattern. The text overlay reads '3 reasons why you need a HYSA (high-yield savings account)' against a car interior background.

A comparison graphic shows '1. Higher Interest Rates', contrasting Wells Fargo's 0.01% APY for Way2Save Savings with 'vs 4+% HYSA APY'. It highlights the benefit of higher interest rates.

The image displays '2. Security & Liquidity' with text about FDIC insurance. Below, a mobile banking app interface shows a total balance of $4,027.41, split between checking and savings accounts.

💸Boost Your Savings: HYSA Tips! 🤑

Ditch a traditional savings account and open a high-yield one! Here are three reasons why having a high-yield savings account (HYSA) is beneficial: 1. Higher Interest Rates: HYSA typically offer higher interest rates compared to traditional savings accounts, allowing your savings to grow faster

315 likes

RUUUNNNN TO TARGET!

This is a HUGE Savings so ruuunnn!! Let me know if you score!! #target #targetfinds2024 #dealoftheday #airfryercooking #targethauls

2083 likes

2 Great Banks for High-Yield Savings Accounts

@Welcome Baddies 1. UFB Direct Savings Account - APY: 5.25% - Features: No minimum balance requirement and no monthly fees. This account offers one of the highest APYs available, making it an excellent choice for maximizing your savings growth. 2. EverBank Performance Savings -

209 likes

Savings Accounts: Maximize your SAVING goals!

Whether you are in your 20s, 30s, 40s or beyond, having saving accounts for different savings goals is CRUCIAL! 🤔 Don’t know where to start?? 💵 Use a HYSA (high yield saving account) to maximize interest earned on money you keep in there). I use Marcus, but feel free to shop around. 🚑 Star

583 likes

The Best Bank For High-Yield Savings

@Welcome Baddies These advantages make high-yield savings accounts a valuable option for people who are looking to earn more on their savings while maintaining accessibility and flexibility in managing their finances. Follow For More Tips! #financebaddie #lemon8partner #personalfin

142 likes

Target Dove Deal Until 5/30/2026

Target couponing deal this with low out of pocket cost don’t forgot to clip those coupons 📋❤️ #target🎯 #couponing #targetdeal #couponcommunity #couponingdealsthisweek

61 likes

A red shopping cart filled with various personal care products including Nivea Creme, Neutrogena sunscreen, Beloved hand soap, Nexxus hair products, and Shea Moisture hair products, with text 'TARGET FREEBIES!'

A red shopping cart background with an overlay displaying two digital coupons: $2 off Neutrogena sun product and $2 off Nivea body products, both with Target Circle.

A red shopping cart background with an overlay displaying Ibotta rebate offers for Beloved hand and bath products, Nexxus products, and SheaMoisture hair products, totaling $24.50 back.

12 FREEBIES I GRABBED AT TARGET THIS WEEK🥳

Here are 12 easy freebies I grabbed at Target this week! The Nivea & Neutrogena items are both free after the digital coupon. It will leave to you to pay $0 at the register, but you must buy another item for the coupons to come off! The Beloved items were $1 & $1.50 after clearance pr

1369 likes

A store aisle filled with various school supplies like colored pencils and pens, with an overlay search bar asking, 'Where can I get student discounts??'

A promotional image for Walmart+ showing a 'BACK TO COLLEGE' graphic, stating college and grad students get 50% off Walmart+ membership, costing $6.47/mo or $49/yr.

A promotional image for Target Circle College Student Appreciation, detailing extra savings for verified students, including over 50% off a Circle 360 membership and 20% off a storewide purchase.

Student discounts(ft Walmart, target, Sam’s club)

#studentdiscounts #target #walmart #moneyhacks #budgetwithme Here are some memberships that takes student discounts. I found some memberships for Walmart, target and Sam’s club. What do I have to do?? All you have to do is upload your valid student ID number 💌 Brand: Walmart 💵

10 likes

A hand holds the pink cover of 'All My Kisses For You' by Monica Murphy, featuring a large red kiss mark and a '20% OFF' sticker, displayed in a Target store aisle.

The back cover of 'All My Kisses For You' by Monica Murphy, showing the book's synopsis, ISBN, and a pink kiss mark design, held in a hand.

The front and back covers of 'If We Ever Meet Again' by Ana Huang, with the front cover displaying a '20% OFF' sticker, on a store shelf.

Books at Target

I don’t want to buy another book until I finish the one I’m reading right now. I definitely want to buy “All My Kisses For You”. #targetbooks #targetbookshelf #books #booksoflemon8 #bookclub

72 likes

A man works on a laptop at a green table, with a city skyline visible through a large window in the background. The image sets the scene for financial planning.

A visual representation of money with several $100 bills fanned out from an envelope, illustrating the first step of setting a clear financial goal to save $1,000.

A daily spending log showing expenses like Starbucks, groceries, and McDonald's, highlighting the second step of cutting unnecessary spending to reach savings targets.

How to save $1000 in a month! Savings challenge💰

Saving $1,000 in just one month is possible with the right plan. I set a clear goal, cut unnecessary spending, and earn extra cash to hit my target fast. These simple steps helped me stay focused and make it happen. Swipe to learn how you can do it too! 🌟 #lemon8partner #moneytips #personal

8 likes

Exterior of a large retail store with 'order pickup' signage. Text overlays announce a free skincare offer at this store.

A row of red shopping carts with text instructing to acquire a specific type of skincare product. A bottle of foamy gel cleanser is superimposed.

Inside a red shopping cart with text providing a phone number to text for 100% cash back on a skincare product. A bottle of foamy gel cleanser is superimposed.

HURRY-FREE SKINCARE AT TARGET🎯

*UPDATE——DEAD DEAL- ALL REDEMPTIONS HAVE BEEN CLAIMED* You guys are not going to want to wait on this deal! These ones tend to sell out FAST!🔥 You can also place an online order, but shipping/taxes are not reimbursed, so I recommend picking up in store. You can always text your zipcode to

539 likes

Your Savings Account Might Be Robbing You

Most traditional savings accounts pay almost NOTHING. Meanwhile, high-yield savings accounts can grow your money while you sleep. 📈 A HYSA gives you: ✔️ Higher interest ✔️ FDIC protection ✔️ Easy access to your money ✔️ Passive growth with low risk Leaving your cash in a regular bank acc

107 likes

🌸 This Cute Savings Challenge Makes Saving Money Addicting 💕

Okay but WHY does saving money feel so much easier when the tracker is pretty? 😭💗 This floral $1000 savings challenge helps you save $10 at a time by coloring in flowers as you go 🌸✨ It’s perfect for cash stuffing, sinking funds, budgeting, or just staying motivated. Watching the flowers fill

25 likes

🛍️ Total before savings: $50.95 💸 Total after my $10 reward + coupons: $37.75 Saving money feels just as good as finding everything on my list. Little wins like this really do add up over time. 💕 #targethaul #deals #grocerydeals #couponing

50 likes

US dollar bills with red heart stickers and a wallet are shown on a wooden surface, with the text overlay "Where to open a high-yield savings account" and an arrow.

This image defines high-yield savings accounts (HYSA) as bank accounts offering higher interest, allowing money to grow and be withdrawn anytime, similar to traditional accounts.

The image highlights Ally Bank for high-yield savings, noting a 3.8% APY as of Feb 2025, no minimum deposit or account fees, and a good reputation.

Where to open a high-yield savings account 💰💵

A high yield savings account sounds big and scary but it’s just a bank account that offers you a higher interest rate on your money so that your money makes money faster! I prefer Discover Bank or Ally bank as they are very reputable! You can withdraw your money at any time and don’t have any i

433 likes

Top Online Banks for 6 unique situations! 💵

What bank should you use that best takes care of you and your money?! Online banks are banks that operate primarily or even solely online, usually with no physical branches, but come with a lot of benefits! The answer is not a “one size fits all” situation! Investopedia collected over 500 data

150 likes

HOW TO SAVE MONEY ON GROCERIES: TARGET EDITION

I never used to buy groceries at Target because I thought they were SO expensive! One day I decided to compare Target prices to Walmart & I was so surprised that SO many of them were comparable, if not cheaper🤯 Here are some beginner tips to save even MORE money on groceries at Target!!!

64 likes

One thing about me... I'm not loyal to stores, I'm loyal to savings. 🎀 I missed my Aldi run, but Target had a save $10 when you spend $50 on groceries deal, so I couldn't pass it up. After my coupon, I only paid $37.75. 🤭 Real life over here... your girl is NOT prepared for July.

88 likes

Do Y’all Have an Emergency Savings??! 🚨

Let’s talk emergency savings!🚨 It’s important to build up an emergency fund for rainy days. What happens when you lose your primary source of income or when you get hit with an unexpected medical bill? This fund not only covers these expenses when they arrive, but it also provides you all with p

56 likes

TARGET CIRCLE WEEK DEALS🎯

So many good deals!! I want everything! #targetcircleweekdeals2023 #falldeals #targetcirclesavings #targetcircledeals #targettok #targetfallmusthaves #targetmusthaves2023 #targethaul #fyp

0 likes

Life insurance with a savings account attached ‼️

Bet you didn’t know: There’s a hidden savings account inside cash value life insurance! 💰💡

9 likes

A store aisle displays folded clothing items in various colors, including pink, blue, and black. An overlay reads "HIDDEN TARGET 90% OFF CLEARANCE" with eye emojis, and "Swipe" is visible at the bottom right.

A store aisle with folded clothing items. An overlay states "90% OFF 'MOTHER'S DAY'". A purple arrow points to a digital receipt showing multiple 'Mama' and 'Mom' graphic pants and sweatshirts listed at $2.00 each.

A store aisle with folded clothing items. Overlays explain that while some holiday clearance is obvious, these plain sweatpants were 90% off because they were part of the Mother's Day collection.

MY FAVORITE TARGET CLEARANCE HACK👀

This is by favorite my favorite target “clearance hack”! After many holidays, items at Target will go 90% off🔥 Think Halloween, Christmas, Easter etc! However, most people think this only includes holiday decorations or clothing items that are VERY related to that holiday. But I made this p

1177 likes

Target hosting items deal prices compare to Amazon

I’m an Indiana base creator and found these items at Target! 📍Shop 1: Kokomo, Indiana If you want things that look expensive but are affordable and on trend check out the buck stop at Target. It never lets you down. That’s my money hack to save! I love to host and these items are perfect to host

628 likes

WHY YOU SHOULD STOP PAYING FULL PRICE AT TARGET!!!

Target is by far one of my favorite places to coupon! Plus, I coupon at Target ONLY using my phone! I simply clip coupons found in the Target circle app to lower my cost and then take my receipt and submit to rebate apps to maximize my savings!!! If you wanna learn how to save money at Targe

2226 likes

A young woman with long dark hair and glasses, wearing a teal sweatshirt, is featured with text overlay "PERKS OF WORKING AT TARGET FROM A CAREER GIRLIE" and two red heart icons.

A retail store interior with two people, overlaid with text listing Target job perks 1-4: Employee Discount, Wellness Discount, Flexible Hours, and Health Benefits.

A smiling person in a professional setting wearing a checkered blazer and a name tag that says "Marta," overlaid with text listing Target job perks 5-8: 401(k) Plan, Tuition Assistance, Paid Time Off, and Career Growth.

Target job perks

Working at Target has some cool perks that you’ll love! 🎯✨ 1. Sweet Discounts: You get 10% off everything at Target, plus an extra 20% off on healthy stuff like workout gear and fresh food. Shopping spree, anyone? 🛍️🍎 2. Flexible Hours: Whether you're in school or have other commitments,

25 likes

TARGET $$ SAVING HACKS!!

3 easy Target $$ saving hacks Just using your phone! 1) Download the Target app and clip target circle offers before you shop! 2) Target price matches stores like Walmart, Amazon and even Walgreens! Just show them proof of the price 3) Stack with other money saving apps like Ibotta , Sw

230 likes

Money Saving 💸💵💵💵 Invest in yourself and your abilities so you can create opportunities to earn more money. You can budget yourself to death, but if your earnings do not increase, you live that existence forever. #letschat #girltalk #finance #moneyhabits #lemon8challenge

58 likes

Target Summerdrinks Athletic Leisurewear🛍🥰🫶✨

Absolutely! Here’s a fresh and fun post idea for Target summer athletic outfits, perfect for Instagram, TikTok, or any fashion content: ⸻ ☀️ Target Summer Activewear Finds You’ll Love! 🏃‍♀️💖 #TargetStyle Summer is here, and Target has you covered with stylish and affordable athletic wea

267 likes

A retail display features various colorful highlighters, presented as back-to-school essentials with promotional offers. The display emphasizes value for shoppers.

A store shelf showcases a selection of coloring supplies, including jumbo crayons, twistable crayons, scented washable markers, and colored pencils, available for purchase.

A retail shelf displays various school glue products, including bottles of liquid glue and packs of glue sticks, some with promotional signage, suitable for school projects.

Back to school target finds!

Load up your cart, not your wallet! 🎯 Back-to-school savings are in full swing at Target. #targetfinds #BackToSchool #TargetFinds #TargetStyle #TargetDeals #SchoolReady #BackToSchoolShopping #TargetRun #SchoolSupplies #BudgetFriendly #TargetLovers #TargetVibes #SchoolSavings #Mo

10 likes

Regular vs High Yield Savings Account

@Welcome Baddies Regular savings accounts offer lower interest rates and are more accessible for in-person banking needs, while high-yield savings accounts provide substantially higher interest rates but may require minimum balances and lack some traditional banking services. Choosing between

61 likes

Your Savings Account is Quietly Losing Your Money

You’re not “bad with money”… you’re just using the wrong accounts. If your savings is sitting in a traditional bank earning 0.01%… you’re literally paying an opportunity cost tax. A HYSA won’t make you rich. But NOT using one? That’s just leaving money on the table. #personalfinance #fi

3 likes

🎯 Target savings this week 🔥

I love these deals because you can do them in store, pick up, or shipping 😍 ❗️Prices vary per store 1️⃣ Dove body wash serum $9.99 -4 digital = $5.99 2️⃣ Vaseline Radiant cream $5.99 -20% off -$4.79 -$2 digital = $2.79 3️⃣Venus razor $5.99 -$3 digital = $2.99 4️⃣ Old

8 likes

A person's hands are shown holding and fanning out various denominations of US dollar bills, including twenty and fifty dollar notes, against a light background.

A mobile app screen shows an 'Earnings' summary with lifetime earnings of $614.04 and current earnings of $10.20, along with a list of transaction details from a retailer.

Little Apps, Big Savings 🙌

Everything feels pricey lately 😅 groceries, gas, all of it. I’ve been leaning on a few apps that give me a little money back, and honestly it adds up faster than I thought. 📸 Fetch → I just scan my receipts, earn points, and trade them in for gift cards (Target, Amazon, Starbucks, etc). Easiest

31 likes

A woman playfully sticks out her tongue next to the Disney character Goofy, who is dressed as a chef. The image has a text overlay that reads "Disney SAVINGS CHALLENGE," indicating the theme of the post.

Disney Savings Challenge ✨☀️💰

After me and Sammy’s quick getaway staying club level at the Grand Floridian, we caught the “Disney Deluxe” bug and booked our next trip already: Club Level at Wilderness Lodge! Although this seemed quite out of reach for us, we were able to stack our discount (if you book your next trip within 7 d

10 likes

TARGET BEAUTY HAUL❗️😍 Circle Week Savings

It’s Target Circle week, and I couldn’t resist a good beauty haul 😍 I went in for 2 things and came out with so much more…. I have been DYING to get this fragrance since I sprayed it on myself one day and the scent last on my clothes for DAYS! It was so crazy! I loved the scent and it was intoxi

46 likes

TARGET CLEARANCE FIND: STANLEY DUPE!

I came across the cutest cups today on clearance at Target!!!!! Normally $14.99, Now $7.49! 50% off! I think these are super comparable to Stanley’s which are $45+. This is a way more affordable option, for a cup that does the SAME THING These will eventually drop to 70% off, but they may no

543 likes

💪🏽30-D Savings: Elevate Your Financial Fitness!🏋️‍♂️

Ready to embark on a transformative journey towards financial fitness? Say hello to the 30-Day Savings Challenge – a dynamic and achievable roadmap to strengthen your savings muscle! 🚀💡 1. 📆 Day 1: Define Your Savings Goal: Set the Target: Kickstart your challenge by clearly defining your sav

16 likes

NEW! DRUGSTORE HOLIDAY MAKEUP SETS @ TARGET 🌲🎅🏼

These are some new drugstore holiday make up sets I found a Target! This would be great for the holiday season and they don’t break the bank. 💫 NYX dewy setting spray: this is perfect for the dryer winter months, and I love the fact they added a Santa Claus hat to the top of it! Ho ho ho! 💫 N

776 likes

An image titled 'THE BEST HIGH YIELD SAVINGS ACCOUNTS' with text 'Earn 4% interest by doing nothing!' overlaid on a scenic lake and forest landscape.

Details of high-yield savings accounts: SoFi (4.6% APY, $0 min), AM EX Savings (4.25% APY, $1 min), and Barclays (4.35% APY, $0 min), presented over a lake view.

A question 'Do you have a High Yield Savings Account?' and a call to action 'Let me know in the comments!' are overlaid on a lake scene with a boat.

Highest interest-rate Savings Accounts

High Yield Savings Accounts are offered by online banks and give you a high interest rate! These ones have $0 or $1 account minimums, and are FDIC insured, meaning your money is secured up to $250,000! #lemon8partner #moneytips #moneysavingtips #personalfinance #hysa

19 likes

TARGET CLEARANCE IS HOT HOT HOT 🔥🥵

Target has SOOOOO MUCH clearance going on right now in the clothing/ accessories department! There is more women’s and children’s clothing on clearance. This will be going on at store nationwide so definitely take a look at yours!!! Even BETTER this week clearance clothing is an extra 20% off

206 likes

See more