📝Let me know in the comments what you want to achieve with your child 😍 I will send you the materials❣️
Hello ☀️
I saved 3 million in a year.
This is Sakura 🌸
The point of passing funds without a gift tax 📝
🤍 basic measures
Do not exceed 1.1 million per year.
It is basic to give a little each 💡
🤍 over 1.1 million yen
Three special cases that become tax-exempt
If you use the following system, even large amounts of money will not be taxed.
1️⃣ Marriage and Child Rearing Funds
・ Maximum limit: 10 million (Marriage expenses up to 3 million)
・ Conditions: Procedures are required at a financial institution. There are income restrictions for the recipient.
2️⃣ Housing Acquisition Fund
・ Upper limit: up to 10 million (up to 15 million for energy-saving homes)
・ Use: House purchase, construction, renovation costs.
3️⃣ Education Funds
・ Maximum limit: 15 million
Conditions: Children and grandchildren under 30 years old.
Payment to non-schools such as cram schools is up to 5 million.
■ Note:
🥺...Honestly, you don't know, right? "
Even those who think so should be careful!
For financial institutions,
Unnatural movement of money.
You have an obligation to report to the state.
The report omission was investigated later,
Because there is a risk of receiving a penalty (additional taxation), let's operate correctly by following the rules ✨
Let's learn and become rich together 🥹🤍
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On this account.
Household Management Beginner
Deals for beginners
Towards the
The information I wanted to teach my past self
I'm sending 💭
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児童手当を子供の通帳に貯金し ているご家庭は多いですが、そのまま長期間貯めていると贈与税の対象になる可能性があることをご存知ですか？私は最初、子ども用口座にただ貯めるだけで良いと思っていましたが、実際には一定額を超えると税金がかかるケースもあり驚きました。 そこで私は、年間110万円以内で分けて贈与する方法と、結婚・子育て資金や住宅購入、教育資金のための一括贈与という3つの特例を利用して、非課税で大切なお金を渡すことを心がけています。特に教育資金一括贈与制度は30歳未満の子や孫が対象なので、将来の学費や塾代の支払いに活用可能です。 また、銀行は不自然な大きな金の動きを国に報告する義務があるため申告漏れは追徴課税のリスクがあると知り、違反しないよう細心の注意を払っています。子どものお金の管理は単なる貯金以上に知らないと損をすることも多いので、正しい知識を身につけて安心して家計管理をしています。皆さんもぜひ賢く資金を渡し、子どもの将来のために備えてくださいね。
