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Free Giveaway Template! 12-Month Budget | Plan Savings + Taxes

From the posts we've already recounted the advantages of budgeting ahead, 👉How to make a 12-month budget?

Wherever, the first salary of the year is in, 🎁 give away for free! Excel Template, a 12-month cash budget tool, try it out in order to help your friends reduce their concerns about taxes or big expenses! 💪 Start planning along with us. 🤓

🎁 Do it with heart. Press ❤️ & Follow together. Encourage each other. In case of a well-used Template, let's share it again!

What's in it?:

📊 12-Month Budget (3 Column: Statement / Actual / Different)

📈 simple trend graph (update automatically!)

📖 Fine guide (5 steps)

⏰ First setup time: 30-45 minutes

✨ has used the whole year 2026! Next year it will be used again!

Fits who?:

🏢 Resident Employees → Automated Savings and Investment Planning

💼 Freelance → What month is left?

✅ Everyone who wants to know what the next 12 months will be like.

📥 How to Download Free!:

1.Press Link in Bio! @ stuffwithpk

2. Press the button entitled "12-Month Budget Template v.1."

3. Press "Make a Copy" to use in Google Sheets or Excel.

4. Get started!

Disclaimer: This template is a basic money management tool, not a financial advice!

And if your friends want to write together, read this post. 👉Free review of paid apps with templates around 12 months

# Includes IT matters # Give away free templates # Big money story # Smart use money # lemon 8 Howtoo

4/1 Edited to

... Read moreจากประสบการณ์ส่วนตัว การมี Template งบประมาณ 12 เดือนช่วยให้เราเห็นภาพรวมการเงินอย่างชัดเจน ระบุได้ว่าเดือนไหนจะมีรายจ่ายก้อนใหญ่หรือภาษีที่ต้องจ่าย ซึ่งช่วยลดความกังวลและวางแผนล่วงหน้าได้ดีมาก วิธีใช้งานก็ไม่ยากเลย หลังจากดาวน์โหลดแล้ว เพียงแก้ไขข้อมูลรายรับรายจ่ายตามจริงในแต่ละเดือน จากนั้นกราฟจะอัปเดตอัตโนมัติ ทำให้เรามองเห็นแนวโน้มเงินเหลือหรือขาดได้ทันที สิ่งที่ประทับใจคือคู่มือแนะนำ 5 ขั้นตอนที่ทำให้คนที่ไม่เคยทำงบประมาณมาก่อนก็สามารถใช้งานได้สะดวกและเข้าใจง่าย ไม่ต้องเสียเวลาคิดหรือค้นหาข้อมูลเยอะ นอกจากนั้น Template ยังรองรับการใช้งานทั้งใน Google Sheets และ Excel โดยสามารถใช้งานได้ทั้งปี 2026 และนำไปปรับใช้งานในปีต่อ ๆ ไปได้อย่างยืดหยุ่น สำหรับใครที่เป็นมนุษย์เงินเดือน การตั้งค่าให้ระบบออมและลงทุนอัตโนมัติในงบประมาณช่วยให้เงินออมเพิ่มขึ้นโดยไม่ต้องคิดมาก ส่วนฟรีแลนซ์จะได้รู้สถานะการเงินในแต่ละเดือนอย่างชัดเจน ว่าเหลือหรือขาดเท่าไร เพื่อวางแผนรายจ่ายในเดือนถัดไปได้ดียิ่งขึ้น แนะนำว่าให้ตั้งเวลา 30-45 นาทีทำความเข้าใจและตั้งค่าในครั้งแรก จากนั้นก็สามารถติดตามและปรับปรุงงบประมาณได้เรื่อย ๆ สำหรับคนที่อยากลองจัดการเงินอย่างจริงจัง การใช้ Excel Template นี้ถือว่าเป็นจุดเริ่มต้นที่ดีมาก

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