Automatically translated.View original post

The risk is that we don't know what we are investing in.

2025/9/22 Edited to

... Read moreการลงทุนเป็นเรื่องที่หลายคนรู้สึกว่ายากและซับซ้อน เพราะประกอบด้วยตัวเลขและข้อมูลมากมายที่ดูเหมือนจะเข้าใจยาก แต่ความจริงแล้ว การลงทุนที่ดีเริ่มต้นจากการเข้าใจความเสี่ยงที่แท้จริง ซึ่งก็คือการไม่รู้ว่ากำลังลงทุนกับอะไร หากเราขาดความรู้และข้อมูลที่ชัดเจน ความเสี่ยงนี้จะเพิ่มขึ้นอย่างมาก หนังสือ 2 เล่มที่กล่าวถึงในบทความถือเป็นจุดเริ่มต้นที่ดีในการทำความเข้าใจโลกการลงทุน เล่มแรกพูดถึงหลักการและวิธีการคิดแบบบัฟเฟตต์ที่ช่วยให้เราเรียนรู้วิธีประเมินมูลค่าของการลงทุนอย่างละเอียดและรอบคอบ ส่วนเล่มที่สองมุ่งเน้นที่จิตวิทยาเกี่ยวกับการเงินและการลงทุน ที่ช่วยให้เราเข้าใจพฤติกรรมการลงทุนของตัวเอง และสามารถควบคุมอารมณ์ไม่ให้ส่งผลต่อการตัดสินใจทางการเงิน นอกจากนี้ หนังสือทั้งสองยังสอนให้เราเห็นความสำคัญของ "อิสรภาพทางเวลา" ซึ่งถือเป็นเงินปันผลที่มีค่าที่สุด เพราะการที่เราสามารถควบคุมเวลาของตัวเองได้ ถือเป็นความมั่งคั่งที่แท้จริง การลงทุนจึงไม่ใช่เพียงการเพิ่มพูนเงินในกระเป๋า แต่ยังเกี่ยวข้องกับการสร้างเสรีภาพในการใช้ชีวิตอีกด้วย สำหรับใครที่เริ่มต้นลงทุนหรืออยากเข้าใจความเสี่ยงและพื้นฐานการลงทุนแบบลึกซึ้ง การอ่านหนังสือทั้งสองเล่มนี้จะเป็นการลงทุนที่คุ้มค่า ช่วยให้ลดความสับสนและความกลัวในการลงทุน เหมาะสำหรับผู้ที่ต้องการสร้างพื้นฐานความรู้ที่มั่นคง พร้อมเตรียมตัวให้พร้อมกับการเดินทางในการลงทุนอย่างมั่นใจและปลอดภัย สรุปได้ว่า ความเสี่ยงที่แท้จริงคือความไม่รู้ แต่ด้วยการเรียนรู้และทำความเข้าใจอย่างถูกวิธีผ่านการอ่านหนังสือที่มีคุณภาพและศึกษาข้อมูลอย่างรอบด้าน คุณจะสามารถขจัดความเสี่ยงนั้น และเปลี่ยนการลงทุนให้กลายเป็นโอกาสในการสร้างความมั่งคั่งและอิสรภาพในชีวิตได้อย่างแท้จริง

Related posts

The front cover of the book 'Investing 101: A Crash Course in Building Personal Wealth' by Michele Cagan, CPA. It features illustrations of financial concepts like a money bag and charts, with text snippets about mutual funds and investment risks.
An open page from the book 'Investing 101' discussing 'Exchange-Traded Funds (ETFs)'. The text defines ETFs, explains their history, and describes how they track indexes and allow investment in various assets.
An open page from the book 'Investing 101' titled 'Day Trading and Short-Term Trading'. It explains the nature of day trading, its risks, and the difference between day trading and short-term trading, mentioning technical analysis.
💸Crash Course: Investing 101💰
When you want to invest but the stock market sounds like Statistics—thankfully, ‘INVESTING 101’ is only $5 at Five Below! Financial literacy just went on sale, girlies. Time to grow that portfolio! 💸💸💸💰💰💰💰 . . Can be bought at “5 Below” for 5.00 + Taxes! #financialliteracybooks #investingfor
Samantha

Samantha

1202 likes

An image showing a person working on a laptop and calculator, surrounded by financial charts. Overlay text reads: "low-risk investment Option to make $10,000 in 3 months." The Lemon8 logo and username are visible.
A screen capture displaying "Treasury securities" as a low-risk investment option. The text describes them as U.S. government-issued securities providing fixed returns over a short period. The Lemon8 logo and username are present.
A screen capture displaying "Money market funds" as a low-risk investment option. The text describes them as funds investing in short-term securities for modest returns over a short period. The Lemon8 logo and username are present.
low-risk investment option to make $10k in 3 month.
These options provide a balance between safety and potential returns, making them suitable for those seeking low-risk investment opportunities to achieve their financial goals within a short timeframe. If you find this post helpful please follow, leave a like, or save, and don't forget to co
Investingashley

Investingashley

2723 likes

How to start investing for a beginner
To start investing as a beginner consider these steps: Don't forget to do your research before you start any investment of any sort. Remember that investing is a commitment, and it’s important to stay patient and disciplined, especially during market fluctuations. #lemon8partner #perso
Investingashley

Investingashley

345 likes

Don’t risk your health when doing this
#cars #detailing #fix #repair #shorts
DON

DON

804 likes

The image shows a room with wooden furniture and floors, featuring the title 'Investing for Dummies Beginner's Guide to Beat the Market' with a daisy graphic.
This image features text boxes detailing the author's investing journey and an introduction to investment basics, set against a background of an interior hallway.
The image displays text explaining key investment concepts: diversification, risk tolerance, and time horizon, against a soft background of a tray with a white cloth.
Investing for Dummies Beginner to beat the market
Hey there, fellow investors I'm excited to share my journey of learning how to invest and beat the market. As a beginner, I know it can be overwhelming to navigate the world of investing, but don't worry, I'm here to guide you through it. Investing can be intimidating, but with the r
Investingashley

Investingashley

431 likes

The image features skyscrapers and an airplane against a blue sky, with the title "INVESTING for beginners" prominently displayed. The user handle @L1NDS3YM1KA3LA is at the top, and lemon8 @lindseyy11 is at the bottom.
A blue background displays "OPEN A HIGH-YIELD SAVINGS ACCOUNT" in large text. Green pill-shaped labels list Ally Bank, Marcus by Goldman Sachs, and CIT Bank as examples. User handles are at the top and bottom.
On a blue background, the text "INVEST IN LOW-COST INDEX FUNDS" is central. Green pill-shaped labels show Vanguard, Fidelity, and Charles Schwab. User handles are visible at the top and bottom.
Investing for Beginners💸💰💲
Want to start investing but don't know where to start? Here are some beginner friendly tips! 💸Open a high-yield savings account: Some recommendations for high-yield savings accounts include online banks such as Ally Bank, Marcus by Goldman Sachs, and CIT Bank, which often offer competitive int
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

2787 likes

The image displays the title '7 Best Investment ideas investing money tips for beginners' over a background of golf bags and clubs. The text 'lemon8 @ashleyinvfin' is visible at the bottom left.
The image features the heading 'High-yield savings accounts' with a description of their benefits. The background is green with colorful geometric shapes. 'Ashley Nicola' and 'lemon8 @ashleyinvfin' are also displayed.
The image shows 'Certificates of Deposit (CDs)' as an investment option, with a description of their fixed interest rates and potential penalties. The background is green with colorful shapes. 'Ashley Nicola' and 'lemon8 @ashleyinvfin' are present.
Investment ideas investing money tips for beginner
When it comes to investing money, there are several options available for beginners. Here are some of the best investment ideas to consider Before investing, it's essential to consider your risk tolerance, financial goals, and the amount of money you have to invest. It's also recommended
Investingashley

Investingashley

45 likes

How to invest in private equity investing
To learn more about private equity investing, consider increasing your knowledge of the basics, improving transparency, upgrading client-facing infrastructure, and increasing investor education. This will help you make informed decisions and potentially shift the private equity landscape towards gr
Investingashley

Investingashley

199 likes

Money talk: Six-steps to start investing ✨
Hi! New day-New post! We are continuing our discussion about investment. It is really nice topic, especially if one of your goals is to be financially stable. Here I have shared the 6 steps on how to start your journey. And this is taken from my personal experience. It is exactly how I star
eivee_

eivee_

22 likes

Investing tips for future millionaire
Remember that investing always involves risk, but not investing can also result in lost purchasing power due to inflation. It's essential to find a balance between risk and reward that aligns with your financial goals and risk tolerance. With the right strategy, anyone can become successful in
Investingashley

Investingashley

36 likes

Beginners questions to investing -> answered! 💸✨🫶
There are no bad questions when it comes to something you don’t know much about! Investing is something that many people are uninformed about. Here’s a good 101 for investing: 💸invest to fight inflation! Money sitting around lessens value every year that inflation rises. By investing, you also
Kylie 💸🫶🏻

Kylie 💸🫶🏻

76 likes

this is investing for beginner girlies
if you’re a girlie who’s just getting into investing, read this for tips and tricks! #investing101 #investingforbeginners #financialhabits #personalfinances #financegirlie
sheywvnx

sheywvnx

78 likes

investing terms you should be familiar with✨💰
If you are looking to start investing, you should be familiar with many different terms to ensure you understand the market and risks involved. Here are a few important terms you should know: #lemon8partner #personalfinance #investing #investingforbeginners #investing101 #investingtips
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

70 likes

A woman in a white dress holds a glass, with the text 'finance for the girlies' and 'your guide to investing for new girlies' overlaid, set against a blurred background of buildings.
A light background with the question 'Have you wanted to invest but never understand how?' and an encouraging message about investing, with a pink arrow pointing right.
A light background with the question 'Q: How much do I need to start investing?' and the answer 'A: You can invest with what you have, just get started ASAP!'
new to investing? all your questions answered here
if you’re a girlie new to investing and have questions, you need to see this post - it’ll cover all the basics! any other questions you have? leave them below #investments #investmentadvice #investingforbeginners #investingforwomen #financebaddie #personalfinanceforwomen
sheywvnx

sheywvnx

28 likes

A woman in a helmet and sunglasses smiles while riding a Segway outdoors. Overlay text reads: "How to Make money with Dividend Investing." The Lemon8 logo and username are visible at the bottom left.
A yellow background with a white box stating "Develop a Dividend Investing Strategy." Below, a search result snippet from lemon8-app.com/ashleynicola explains choosing a strategy like dividend growth, value, or income investing.
A yellow background with a white box stating "Research Dividend Stocks." Below, a search result snippet from lemon8-app.com/ashleynicola advises looking for companies with strong dividend track records, financial health, and consistent growth.
How to make money with Dividend Investing?
Remember, while dividend investing can provide income, it's also important to consider the risks, such as interest rate risk and the possibility of a company reducing or eliminating its dividend. #lemon8partner #personalfinance #money #investing #ashleynicola
Investingashley

Investingashley

32 likes

A woman in a white outfit stands in a luxurious hall with a grand staircase and mirror, with text stating "if you want to be rich you have to start investing" and "finance for the girlies," introducing an investment guide.
Text on a light background states that 75% of millionaires attribute success to investing, encouraging readers that it's not hard, and introducing a guide on how to start investing.
Text on a light background outlines "Step 1: Decide how much you can invest," suggesting 10-15% of income and taking employer 401k matches, as part of an investment guide.
heres a step by step guide to investing to be rich
ladies, if you’re trying to be rich, your best bet is through investing, and here’s a guide how #financialfitness #financialhealth #richgirl #moneyhabits #investing101 #investingforbeginners
sheywvnx

sheywvnx

124 likes

A scenic sunset over a body of water with rocks and trees in the foreground. Text overlays read 'SHOP With me' and 'Diversify Your Portfolio,' along with 'Lemon8' and '@lil_pepsi01'. The sky shows a gradient from blue to orange.
Expert investing tips pt1
#shopwithme #lemon8contest Diversify Your Portfolio: Spread your investments across different asset classes (stocks, bonds, real estate, etc.) and industries to reduce risk. Diversification helps ensure that if one asset underperforms, others can offset the loss. #investingmadeeasy #invest
Rodrigue

Rodrigue

10 likes

INVESTING TERMS YOU NEED TO KNOW PART 1 💸📈
Investing can be an exciting journey toward financial growth and security, but it's essential to speak and understand the language of the investment world! When you get started with investing, people will be using these words so it's crucial you understand the basics first. It's like le
moneywithmeag

moneywithmeag

20 likes

How to start investing 💲💲💲
Starting to invest with just $50 is a smart move and more accessible than ever! The key is to pick the right platform that allows small deposits and low or no fees—apps like Robinhood, Acorns, or Fidelity are great choices. With $50, you can buy fractional shares of big companies or invest in ETFs
Officialbri Financebabe

Officialbri Financebabe

201 likes

✨ Beginner’s Guide to Stock Market Investing 📈
💭Thinking about investing in the stock market but not sure where to start? 🤔 You’re not alone—and the good news is, you don’t need to be a financial expert to start investing smartly. Here’s a beginner-friendly guide to help you build confidence and grow your money over time: ✅ Learn the Basi
Olivia Jesse

Olivia Jesse

42 likes

Low Risk Investment Options💰
There are several low-risk investment options that can provide a decent return while preserving your capital. Here are some common low-risk investment options: ✨High-Yield Savings Accounts: These accounts offer higher interest rates than traditional savings and are low-risk they are typically FD
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

181 likes

A young woman blowing out candles on a cake, with the text overlay "INVESTING IN YOUR 20'S low risk: for beginners," setting the theme for financial advice.
A phone screen displaying various investment app icons, including Fundrise and Acorns, highlighted as "My top 2 picks" for investing.
A screenshot of the Acorns app showing "Round-Ups® Settings" and a portfolio allocation chart, indicating 40% Bonds and 60% Stocks.
Low-risk investments to start NOW 💸
After doing research these are 2 of the simplest, low-risk ways to invest: 1) Acorns: Rounds up every single purchase you make (connected to a card) to the nearest dollar & automatically invests it into stocks & bonds. I set mine to moderate risk. It’s the best because you’re automaticall
Cassie.meschke

Cassie.meschke

3028 likes

WHEN TO START INVESTING
#investingtip #investing #personalfinance #MoneyTips
Investingashley

Investingashley

10 likes

Benefits of investing in S&P 500
Investing in the S&P 500 offers several benefits, making it an attractive option for many investors. Some of the advantages include: Exposure to Dynamic Companies The S&P 500 provides exposure to some of the world's most dynamic companies like Apple, Amazon, Google, and Tesla.
Investingashley

Investingashley

24 likes

My “Lazy Girl” Investing Mini Course 💕📈
The FULL version of this mini course is now available on my website: ScoreRiseCreditSolutions.com ✨ on my “About Me” page. This beginner-friendly mini course walks through: ✔ understanding investing basics ✔ opening your first brokerage account ✔ beginner money mindset shifts ✔ simple lo
ScoreRiseCreditSolutions

ScoreRiseCreditSolutions

19 likes

How to start investing for newbies 💰✨
It’s never easy to start! You hear that you should be investing but what does that really mean?! 💖 make sure you are comfortable with a timeline! Many investment strategies are longer term - like for retirement! You can also have a disciplined shorter term strategy too! 💖make sure to have a
Kylie 💸🫶🏻

Kylie 💸🫶🏻

395 likes

Investing 101: beginner’s guide
Investing can be a great way to grow your wealth and achieve your financial goals. However, if you’re new to investing, it can also be overwhelming and confusing. This beginner’s guide to investing will provide you with the basic knowledge and steps to get started. 1. Set your financial goals:
Investingashley

Investingashley

131 likes

How to invest in Emerging markets investing
Remember that investing in emerging markets carries a degree of risk than investing in more developed markets, but there are strategies to help mitigate these risks, such as diversification and thorough research #lemon8partner #personalfinance #moneysaving #moneysavingtips #MoneyTips #i
Investingashley

Investingashley

25 likes

HOW TO START INVESTING When You Know NOTHING
Remember, investing involves risk, and it's essential to do your own research and consider seeking advice from a financial professional before making any investment decisions. #lemon8partner #personalfinance #investing #money #MoneyTips
Investingashley

Investingashley

129 likes

The image lists the 10 biggest investing mistakes, including overpaying for stocks, lack of patience, chasing short-term gains, ignoring the business, focusing only on upside, following the crowd, relying on precise numbers, neglecting compounding, ignoring risk management, and lacking mental flexibility.
Avoid Costly Investing Mistakes—Here’s Why&How🔑ℹ️⬇️
Investing is a game of strategy, patience, and discipline. However, even seasoned investors can fall into common traps that lead to losses or missed opportunities. Below are the 10 biggest investing mistakes you should avoid if you want to build wealth and secure your financial future. Summary:
RoadToRiches

RoadToRiches

12 likes

Perfume Oils that you should use at your own Risk!
I love a good roll on perfume oil! Believe the hype for sure! They last much longer in my opinion too and they have some really good scents! These are a few that I have and they are BOMB but I must say use them at your own caution because they smell THAT GOOD! You may attract the unwanted! (Hehe ☺️
Jaylynn

Jaylynn

1037 likes

HOW TO MAKE $500 Everyday investing
Remember that investing always carries some level of risk, and it's essential to do your own research and consider seeking advice from a financial advisor Or a coach before making any investment decisions. Additionally, it's crucial to have the required knowledge, skill, experience, and dis
Investingashley

Investingashley

325 likes

A title card for 'Investing 101: Risk Management' with a light-colored background featuring decorative vases and abstract paint strokes in orange, yellow, and pink.
An image listing four key risk management strategies: Diversification, Asset Allocation, Avoid Herd Mentality, and Set Stop-Loss Orders, set against a background of pink and white tulips.
A description of diversification as a risk management strategy, explaining how it spreads investments across different asset classes and regions, displayed over a background of white daisies.
Investing 101: Risk Management🫧
managing risk is a crucial aspect of investing to protect your capital and achieve your financial goals. You can better manage risk by diversifying, allocating your assets, avoiding herd mentality, and setting stop loss orders. Here is some background information on each risk management example to
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

15 likes

We can’t risk it
Esthalla

Esthalla

1073 likes

Is Investing In Crypto Worth It?
Investing in cryptocurrency can be a high risk high reward proposition. Remember that investing in crypto currencies comes with inherent risk, and it's essential to make informed decisions based on thorough research and understanding of the market dynamics. Here are some key points to consider
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

18 likes

Investing made easy ✨✨
investing explained like a situationship?? yes pls. stocks = toxic hotties. bonds = 9-5 green flag kings. ETFs = your safe roster. saving is cute but investing is hotter, secure the long-term glow-up. #girlfinance #investingforbeginners #femalefinance #moneytok #personalfinance
VowArchive

VowArchive

70 likes

Your Money Won’t Grow Itself Start Investing Now📈
You don’t need to be rich to start investing—just ready to learn. From stocks to index funds, we’re breaking down the basics so you can invest with confidence. ✅ Start small ✅ Stay consistent ✅ Build wealth over time Ready to make your money work for you? Save this post & share with
wansleyz

wansleyz

39 likes

How l’a Start Investing as a Beginner 💸📈
1. Start With $10-$50 a Month You don't need a lot of money to begin. The goal is consistency, not perfection. Even small amounts build the habit and confidence. Tracking your spending with something like DollarFlow can help you actually see where that money can come from without feeli
DollarFlow App

DollarFlow App

0 likes

Investing Planning For Couples 💸🤑😻
Financial and Investing planning are critical steps towards achieving financial stability and growth. Here’s a comprehensive guide to help you started with both: 🤑 Understand Different Investment Options: Stocks: Ownership in a company, potential for high returns but with higher risk. Bonds: L
CozyGirlMama 😎

CozyGirlMama 😎

59 likes

Expert investing tips pt4
#shopwithme #lemon8contest Regularly Rebalance Your Portfolio: Market conditions and asset performances change, so review and rebalance your portfolio periodically to maintain your target risk level and investment goals. #invest #investingnetwork #investing #investingadvice #investmen
Rodrigue

Rodrigue

13 likes

INVESTING TERMS TO KNOW PART 3 👀
We're on part 3 of investing terms you need to know!! So let's break it down ⤵️ When you start investing, you will need to focus on your asset allocation (the strategy of DISTRIBUTION of your investments). Your portfolio is all your investments. Risk tolerance and ROI are good to kn
moneywithmeag

moneywithmeag

17 likes

Start investing in property with as little as $5
By following these steps, you can start investing in development property with as little as five dollars and take control of your financial future. Don’t forget to save this for later, so you can refer back to it when you need some guidance. #lemon8partner #personalfinance #MoneyTips #m
Investingashley

Investingashley

69 likes

A car's-eye view of a road with a superimposed upward-trending graph, illustrating the title "3 STEPS TO PREPARE YOUR MENTALITY FOR INVESTING" against a sky and suburban background.
A hand holding stacks of US dollar bills, accompanying the first step of preparing an investing mentality: "Set clear goals and understand your risk tolerance."
A serene wooden pathway winding through a green, sunlit forest, illustrating the second step: "Develop a calm and patient mindset" for investing.
3 STEPS TO PREPARE YOUR MENTALITY FOR INVESTING 📈
Developing a successful investing mentality requires patience, discipline, and continuous learning. Focus on clear financial goals and adopt a long-term perspective. Cultivate emotional discipline, as temperament often trumps raw intelligence in investing success. Diversify your portfolio to manage
Moneymindsabi

Moneymindsabi

11 likes

📈A Beginner’s Guide to Stock Market Investing! 💹📚
Embarking on your journey into the world of stock market investing? Welcome to a realm of opportunity, growth, and financial potential! Let's break down the basics, demystify the terminology, and lay the foundation for your stock market adventure. 🚀🌐 1. 📊 What is the Stock Market? At its
ExpressoSolut

ExpressoSolut

36 likes

See more