9-day plan change. 8k peak ()

From the basic plan → the mixed plan determines the proportion itself.

🔹 Image 1: Status before adjusting the plan

As of 19 January 2026

• A total of 190,675.45 baht

• It is an investment under the basic plan of B.C.E.

• The proportion of investments is concentrated in relatively low-risk assets.

Such as debt securities.

• Yields are less volatile, but short-term growth opportunities are relatively limited.

🔹 Image 2: Post-plan adjustment status

As at 27 January 2026

• A total of 198,491.27 baht

• Adjust to a mixed plan. Choose your own stake.

• Spread investments into multiple assets, including:

• 📗 Debt

• 📕 Thai shares

• 📙 foreign stocks

• 📘 Foreign debt securities

• 🟡 Gold

Make the port have both

• Stability (from debt securities)

• Growth opportunities (from Thai-international stocks)

• Risk Reducer (Gold)

📈 Results after adjustment of the plan

In just 8 days (19 - 27 Jan 2026)

• The value of money increased by approximately 8,000 + baht.

• Reflects that

• Diversification improves return opportunities

• Mixed plans can respond better to market conditions than basic plans in that range.

✅ Brief summary

Adjustment of plan from Basic plan → Self-proportional mixed plan

Helps make portfolios

• More flexible

• Good diversification

• And saw a marked increase in returns in a short period of time.

It is considered a decision appropriate to the working age range that still has time to give money to grow in the long run. 🌱

🔎 Analyze the current port (after adjusting the plan).

Roughly proportional now.

• 🟢 Thai debt securities ~ 14.5%

• 🟡 Foreign debt securities ~ 14.5%

• 🔵 Thai shares ~ 25.4%

• 🟠 Foreign shares ~ 29.4%

• 🟨 Gold ~ 16.2%

Overview:

✔ Very well distributed.

✔ has both stability + growth opportunities.

❗ but "pretty high gold" for a very long-term port.

🎯 long-term goal that suits you.

• Not very old → taking fluctuations

• Have a regular salary + a continuous cumulative salary

➡️ should focus on growth rather than stillness.

✏️ Proportional adjustment guidance (long-term)

🔼 should "add."

Foreign stocks

• From ~ 29% → 35-40%

• Reasons:

• Better long-term growth

• Diversify outside the country

• Technology / World Economy

Thai shares

• Maintain or slightly increase to 25-30%

• To balance and not fluctuate too.

🔽 should be "reduced."

Gold

• From ~ 16% → 5-10%

• Reasons:

• Gold is suitable as a risk guard

• But not a long-term wealth-generating asset.

Total debt securities (Thailand + PTT)

• A total of 20-25% is enough.

• Use as a bumper, not too much

📊 Introduction port example (easy to understand)

• 40% foreign stock

• 25% Thai shares

• Bond securities (total) 25%

• 10% gold

➡️ ports like this.

• Some swing but grow long

• Fits people with discipline and time

💬 A warning to know (very important)

• Do not adjust often according to market mood.

• Adjusted 1-2 times a year enough

• Market range down = normal of long portos

Analysis by ChatGPT

* Investing is risky. Investors should study the data and consider how appropriate their own goals and risk levels are before making an investment decision.

# Calculate the cost # Welfare Fund # Rookie mutual fund # Growth stocks # Frog b