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💸Give away the savings plan, however much money is left! "💡

🧾 1. Systematically divide financial accounts.

Concept: Split accounts to control professional finance.

Account Type Revenue Percentage Purpose

✅ 50% regular expenses account for eating expenses, travel expenses, phone bills, etc.

💸 10% emergency savings account for illness, unemployment, urgent use.

💰 Investment / Future Account 15% Fund Stocks Life Insurance Long-Term Accumulation

✈️ 10% personal target account, travel, wishlist shopping, etc.

🎁 Account Doing Good / Giving Family 5% Merit Sending Money to Parents

📚 10% Self-Improved Account Online Study Book Course

> Example: If you earn 15,000 baht a month

You will save 1,500 baht / month in emergency savings and invest 2,250 baht / month in the future.

📈 2. Effective savings strategy

🔁 Savings before use: Payroll in, transfer to savings account immediately

📆 Aim for short-term savings, such as 10,000 in 3 months = 112 baht per day.

📱 Use automated money apps such as TrueMoney, SCB Easy, K Plus, Piggipo.

💼 3. Introduce supplementary income channels (do not need to invest a lot)

🛍️ Selling online

Shopee / Lazada / Tikka Shop

Recommended: Skin Care, Treats, Clothes, Fussy Essentials

Starting as a Dropship dealer, no stock of

✍️ Making content / writing

Hire Write Post, Do Resume, Write SEO Articles

Use help tools like Canva / ChatGPT / Grammarly.

📱 Free Lance / Online

Translate, Clip Editing, Logo Design (via Fastwork, Fiverr)

Teaching online, good subjects such as math, English, music.

📸 Photography for sale

Apply for image sales sites such as Shutterstock, Adobe Stock.

💬 Sales Life / Tikka Creator

Create short content + Apply for the Tikis Creator Fund or Affiliate

📝 4. Condensed Summary: Savings Formula + Supplementary Income

Income, how to divide money, what to do more

50% Salary Use, 50% Divided Multi-Account Savings Work Supplemental Work That Doesn't Impact Main Time

Supplemental income. Savings 30% immediately. The rest is rotated to fund.

# Savings plan # Savings for the future # Want to have money to store # Saving techniques # Trending

2025/8/10 Edited to

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