Refuse people to borrow money without feeling guilty.

20 polite rejection, not losing friendship.

1. "Now that I'm really addicted to finance, can I help with something else?"

2. "I'm sorry, but I can't lend money right now."

3. "I wanted to help, but now my budget is very limited."

4. "Excuse me. I'm not comfortable lending money right now."

5. "I'm planning my personal finances, so I can't help it."

6. "I don't want any trouble for the two of us, so I can't lend it."

7. "I have a lot of burdens now. I can't help it."

8. "Excuse me. I can't be responsible for the money right now."

9. "I suggest trying to find another solution to this problem instead of borrowing money."

10. "I get it, but I can't help with the money right now."

11. "I didn't want to embarrass them both, so I had to say no."

12. "I'm really sorry. Now I have to save the money to use the essentials first."

13. "I'm not comfortable with money right now, but I can help you find another way."

14. "I've experienced situations like this, and I feel that lending is not a good solution."

15. "I want to help, but I have a financial limit."

16. "Excuse me. I'm not comfortable lending money now."

17. "I hope you understand that I can't help with money."

18. "I'm sorry. I don't want money to affect our relationship."

19. "I can help with ideas or counseling, but money can't help."

20. "I want to help, but money is hard for me now."

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