Money Girl Moves 💼👠💵 aka FINANCIAL FREEDOM

Here’s everything I’ve learned about making modeling sustainable and getting my money in line for financial freedom:

1. Passive income ideas

💰High-yield savings account (best for beginners who want a safe, simple way to make their money work while they sleep)

📈Dividend-paying stocks (they literally pay me just for owning them)

👩‍💻Affiliate marketing (think Amazon storefronts, beauty links, LTK)

2. The 50/30/20 rule

📊 50% essentials (rent, food, gas, insurance)

30% YOU money (travel, gym, skincare)

20% savings and investments (put it away before you touch it)

3. Investing for beginners

🏦Start with a high-yield savings account

💼Open a Roth IRA

💸Put $100/month into an index fund like VOO. Apps that are beginner-friendly: Betterment, Acorns, Robinhood

4. How to make modeling sustainable

👠Lock in a retainer client

🧘‍♀️Diversify your income streams

🎯Build your personal brand

5. How can I speed it up?

😏You can’t

🕊Money takes time, patience, and consistency. The more consistent you are, the bigger the payoff

Comment “YES” if you want part two 🤍

#richgirltips #moneysavingtips #moneyideas #financialfreedom

2025/4/8 Edited to

... Read moreIn today’s fast-paced world, achieving financial freedom is a common goal, yet many people struggle to find the right strategies to make it happen. Passive income has become a buzzword, with techniques such as high-yield savings accounts, dividend stocks, and affiliate marketing paving the way for additional revenue streams. High-yield savings accounts offer a safe and straightforward way to earn interest on your deposits, while dividend stocks can provide regular payouts simply by holding onto these securities. Affiliate marketing, on the other hand, enables you to monetize your online presence by promoting products you love through platforms like Amazon and beauty links. The 50/30/20 rule is another vital budgeting strategy. By allocating 50% of your income to essential expenses (like rent and groceries), 30% to your personal needs (such as travel and hobbies), and 20% to savings and investments, you set yourself up for a stable financial future. To start investing wisely, beginners should consider opening a Roth IRA and regularly contributing to an index fund like VOO. Apps like Betterment and Acorns can streamline the process, making investing more accessible. Finally, for those in creative fields like modeling, sustainability is key. Locking in retainer clients and diversifying income streams can help maximize earnings. Building a personal brand not only enhances visibility but also creates new income opportunities. Remember, financial growth requires time, patience, and consistency. Although there's no quick fix to achieving financial freedom, diligent practice of these principles will lead to lasting success.

Related posts

HEALTHY MONEY HABITS = FINANCIAL FREEDOM 💪
💰 6 Ways to Build Healthy Money Habits for Financial Freedom 💰 If financial freedom is your goal, it all starts with strong money habits! Here are 6 steps to help you get on the right track: 1️⃣ Create a budget and track your expenses – Knowing where your money goes is the foundation. 2️⃣ Li
Mo ☼

Mo ☼

1445 likes

On Our Way To Financial Freedom🤩
#lemon8diarychallenge #finance #summerdiary #lemon8challenge #moneyonmymind💰 #letschat #paycheckbudget in this I’ve shown my own budget breakdown 💡i work as a mental health technician in a psychiatric hospital for children and adolescents. Common personal finance wisdom says to sav
justMichaela

justMichaela

2133 likes

Top 3 Websites for Financial Freedom
Hey future money masters! Ready to take control of your finances and start your journey towards financial freedom? Here are the top three websites that will help you along the way and the best aspects of each. Check them out! 1. Mint.com Mint is your ultimate personal finance buddy. It helps y
Kaliania

Kaliania

402 likes

💰 Money: My Road to Financial Freedom💸
Hey everyone! Today, I want to share my journey with money and how I've been trying to gain financial freedom. Managing finances is a crucial skill that everyone should learn, and I hope my story can provide some insights or motivation for you. 💡 Setting Clear Financial Goals Setting clear
Nelly Evelina

Nelly Evelina

455 likes

A heart shape made of US dollar bills is arranged on a white bed. Pink text overlay reads "VISION BOARD INSPO TO MANIFEST FINANCIAL FREEDOM." User handles are visible at the bottom.
Two white text boxes on a pink background. The top box states, "I will make $1,000,000 this year." The bottom box reads, "IF YOU'RE SAVING YOU'RE SUCCEEDING. STEVE BURKHOLDER."
A pink box with repeated black text "MY BUSINESS WILL BE SUCCESSFUL" is shown above a black box with pink text "CEO,000,000." User handles are visible.
Vision Board Inspo To Manifest Financial Freedom🫧💰
Creating a vision board can be a powerful tool for personal development and goal achievement. A vision board helps you define and visualize your goals clearly, making them more tangible and specific. By having a visual representation of your goals, you can stay focused on what you want to achieve w
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

1323 likes

HEALTHY MONEY HABITS = FINANCIAL FREEDOM
Healthy money habits are the foundation of financial success. Start by paying yourself first, tracking your spending, and setting clear goals. These simple steps make it easier to stay on top of your finances and work toward what truly matters. Swipe to see how you can build habits that last! 🌟 #
Kevin’s Templates

Kevin’s Templates

55 likes

A motivational image with 'FINANCIAL FREEDOM' in gold text, listing affirmations about achieving financial success, attracting wealth, and building prosperity. The background shows a blurred, dimly lit office setting with a desk and chair.
Financial Freedom 🤍🤍🤍
#money✨ #money💸💰🤑 #moneylifestyle #moneyonmymind💰
DigitalBabe

DigitalBabe

134 likes

The image displays the title "SKILLS THAT QUIETLY BUILD FINANCIAL FREEDOM" over a dark, starry background, with a hand holding a champagne flute and a pink bag visible in the foreground.
This image highlights "FINANCIAL LITERACY" with text explaining budgeting, credit, and investing. It features a YouTube video thumbnail titled "Financial Literacy In 63 Minutes" by Tina Huang, set against a pink background.
The image focuses on "COMMUNICATION AND NEGOTIATION," detailing its importance for higher income. It includes a YouTube video thumbnail titled "How To Speak Like The 1% Elite" by Natalie Dawson, with a woman sitting on a couch.
Skills that quietly build financial freedom
High-earning women invest in learning things that make them valuable. Sales, strategy, and communication pay more than busy work ever will. Start with one skill and go all in until it becomes your edge. Comment which skill you’re building this year. #selfmastery #highincome #com
Luxury Mindset CEO

Luxury Mindset CEO

655 likes

The book cover for 'Financial Freedom for Black Women' by Brandy Brooks, featuring a silhouette of a Black woman with a dollar sign earring, and a subtitle about wealth, career, business, and investing.
BOOK OF THE MONTH: FINANCIAL FREEDOM 4 BLACK WOMEN
🍁 Fall is the perfect weather for a good book 📚 I can’t say much since I just started reading, but the reviews had me anxious enough to make a purchase because financial structure is one of my personal goals. Synopsis: Written by new author Brandy Brooks, this self-help book gets to the root of
thepynkflamingo

thepynkflamingo

346 likes

On my way to FINANCIAL FREEDOM
I have been listening to Dave Ramsey for a long time. I feel like your financial journey is the same as a weight loss journey, you fall off the wagon and you just gotta get back up again. Well this is my 100th time trying to be financially free. BUT! I have decided to use Dave Ramsey baby steps and
Gracee Lou

Gracee Lou

173 likes

A hand holds stacks of twenty and one hundred dollar bills, with text asking "Financial literacy WHY is it so important???" against a car interior background, emphasizing the importance of money management.
A close-up of US dollar bills with text stating "1. smart Decisions Financial literacy Helps you make informed CHOICES ABOUT SAVING Spending, and investing."
A close-up of US dollar bills with text stating "2. DeBt control It teaches you HOW to manage and rebuce Debt effectively."
Money Smarts: Why Financial Literacy Matter 🙂‍↕️💵
Financial literacy is important because it helps you make smart choices with your money, like how to save, invest, and spend wisely. It also teaches you how to manage debt so you don’t end up in financial trouble. Plus, with good financial habits, you can grow your money over time and reach your bi
Lakenya Hale

Lakenya Hale

398 likes

Learn Financial Freedom
#read #moneybooks #financialliteracybooks #personalfinancebooks #moneyonmymind💰
MC

MC

75 likes

A hand holds multiple stacks of $10,000 US dollar bills, totaling a significant amount. The image includes text 'First 100 k in 2024', symbolizing a financial goal related to the article's theme of achieving financial freedom.
A vibrant pink handbag is filled with numerous US dollar bills of various denominations, suggesting financial abundance. This image aligns with the article's focus on achieving financial freedom and increasing income.
A large quantity of US dollar bills, both loose and in wrapped stacks, covers a surface, illustrating substantial wealth. This visual reinforces the article's message about financial freedom and accumulating savings.
Freelancing to Financial Freedom
Hey friend! I know navigating the world of finances in your early twenties can be overwhelming. But don’t worry—I’ve got some tips to help you save money, boost your credit score, and even start your journey as a freelancer. Let’s dive in! Create a Budget: It might sound boring, but budgeting
Kaliania

Kaliania

886 likes

22 things to do to achieve financial freedom
Hey, there my fellow internet friends you guys are my friends right 🤔😩 well to me you are. You're the reason am doing what I do. 😊 So here are 22 things you can do in 30 days to work towards financial freedom implementing these 30 steps over the next month, you'll be well on your way
Financebabe

Financebabe

112 likes

A scenic view of palm trees lining a coastal road next to the ocean under a colorful sky, with the bold text "Obtain financial freedom" overlaid.
A road winding through a lush green tunnel of trees, featuring text about creating a budget, allocating income with the 50/30/20 rule, and tracking expenses.
A clear blue natural spring with people swimming and wooden stairs, overlaid with text advising to eliminate debt using avalanche or snowball methods and to avoid unnecessary debt.
Obtain financial freedom ✨
Imagine a life where you’re in complete control of your finances—no more living paycheck to paycheck or feeling overwhelmed by debt. Quantum leap is designed to give you the tools, knowledge, and strategies to break free from financial stress and start building real wealth. Whether you’re looking t
Sydney Thompson

Sydney Thompson

13 likes

Financial freedom???🙂‍↔️start building you wealth!!💸
Want to earn more money and achieve financial freedom? 🌟 These 3 tips will get you started on your journey to wealth building. Whether you're looking to start a side hustle or invest in yourself, I've got the inside scoop. Follow for more! #makemoneyonline #financialtips #financebabe
natalia_

natalia_

15 likes

A large quantity of bundled US hundred-dollar bills are spread across a surface, with some stacks indicating $10,000. Cute pink butterflies and a flower bouquet are drawn on top, alongside the text 'Money Talks: Super Cute Journey to Financial Freedom,' reflecting the article's theme.
Money: My Super Cute Journey to Financial Freedom🌸
Hey there, finance fam! 👋👋👋 So, I was just scrolling through my feed, sipping my pumpkin spice latte, and thinking about how money used to make me super anxious. But guess what? I figured out how to boss it around! 💸💸💸 Financial Goals: What Do You Really Want? Alright, y’all, let’s start with
Tammy Sam

Tammy Sam

151 likes

Pathway to financial freedom 💸💸💸
The path to financial freedom isn’t easy but it is possible! 💸adjust: EVERYONE should have things they want to adjust! It could be BIG and OBVIOUS like making more money via a new job or a 2nd income. Or it could be changes to your spending habits, etc. 💸manage your finances: that includes
Kylie 💸🫶🏻

Kylie 💸🫶🏻

213 likes

The Goal To Financial Freedom
Financial freedom means having control over your time, your money, and your choices. It’s not about being rich. #wealthbeyondmoney #financialfreedom #financialtips #discipline #financialliteracy
Unique_Tricia

Unique_Tricia

71 likes

A scenic view of a lake with a sandy beach, people, and a volleyball net, under a clear sky. Overlay text reads '7 Levels of Financial Freedom Part One: Clarity', introducing the topic of financial clarity.
An empty green tennis court with trees in the background. Overlay text states 'Clarity' and explains this stage involves gathering information on one's current financial situation.
A close-up of a drink glass on a table, with a blurred background. Overlay text lists four 'Action Steps' for achieving financial clarity, including tracking income, debt, learning, and setting goals.
7 Levels of Financial Freedom. Part One: Clarity
I am on my journey to financial freedom, and I honestly think we all should be. So, I’m going to share the 7 levels of financial freedom, and the action steps you can take to get to the next level. The first stage is Clarity. Here you will want to gather information, or find clarity, on your per
Money with Kait

Money with Kait

16 likes

Teens: Start Your Journey to Financial Freedom
Hey there! Want to know how you can achieve financial freedom as a teen? It’s totally doable, and it all starts with a few simple steps. First off, let’s talk about budgeting. It might sound boring, but it’s actually pretty cool. Budgeting is like giving your money a job. You list your income (l
Kaliania

Kaliania

511 likes

Obtaining Financial Freedom!! ✨
Financial freedom is not about being rich; it’s about having control over your life. The journey starts with a single step: taking responsibility for your money today so it can work for you tomorrow. Opportunity is just one click away—tap the link and start your journey to earning extra income
Sydney Thompson

Sydney Thompson

10 likes

10 Tips to Financial Freedom
10 tips to get you to true financial freedom. 1. Spend less than what you earn. 2. Diversify your earnings. 3. Grow your wealth over time. 4. Pay off high-interest loans and credit cards. 5. Save 3-6 months' worth of expenses. 6. Max out retirement savings. 7. Don't overspend as i
Clea_pea

Clea_pea

21 likes

7 Levels of Financial Freedom - Part Two
Now that you have clarity on your finances, we can go to stage two of financial freedom, Self-Sufficient. I think this stage is self-explanatory, but essentially, you can take care of yourself financially. You make enough money to cover your own expenses, and no longer have to rely on parents or gu
Money with Kait

Money with Kait

10 likes

The Key to Financial Freedom💰✨
Passive income streams can provide you with additional money without requiring your constant, active involvement and lead you on the road to financial freedom. Here are some ideas for generating passive income:✨ 💸Investing in Dividend-Paying Stocks: Investing in dividend-paying stocks allows you
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

38 likes

Financial Freedom Plz Pt.2 🤑🌸
Here are 3 Tips to that helps establish Financial Freedom ❣️ 💵 I N V E S T Money is the tool you need, the tool we work so hard for, to achieving true freedom. Everyday is a Choice to invest into YOUR lifestyle and Dreams. Every Category of life deserves true attention and love 💕 - Health
Alex Szn

Alex Szn

55 likes

A young woman stands in front of a waterfall and rocky landscape. Text overlay reads '7 Levels of Financial Freedom Part Four: Stability', indicating the topic of financial stability.
A natural landscape with rock formations and trees. Text defines 'Stability' as having no high-interest debt and a fully funded emergency fund.
A natural scene with trees and rock formations. Text outlines 'Action Steps' for stability: aggressively save and invest for a fully funded emergency fund, ensuring a stable financial foundation.
7 Levels of Financial Freedom - Part Four
All of that saving, investing, and paying off high-interest debt leads to financial stability, which is stage four of the seven levels of financial freedom. At this stage you have fully paid off any high-interest debt you may have had, and all that saving got you to a fully funded emergency fund.
Money with Kait

Money with Kait

10 likes

A collage featuring images of money, luxury items, a car, and a laptop, alongside affirmations like 'MANIFESTING FINANCIAL FREEDOM' and 'My Bank Account Never Stops Growing,' reflecting wealth and success.
Manifesting Financial Freedom 💸
I am manifesting financial freedom 🙏🏾 I have been struggling with money for years now. I want to learn how to make more by the end of this year without working a 9-5. I want to really be my own boss 🙇🏾‍♀️ #shareyourthoughts #manifestmoney #finacialfreedom #goals2023 #visionboard #Lemon
She’s Rare 👸🏾

She’s Rare 👸🏾

31 likes

Diary of a brokey learning financial freedom
College students can achieve financial freedom by following some simple steps. Start by creating a budget to track income and expenses, allowing you to see where your money goes. Building an emergency fund is crucial, so aim to save a little each month until you have three to six months’ worth of l
Lakenya Hale

Lakenya Hale

41 likes

A pile of US dollar bills forms the background for the text "Five signs you're on the path to financial freedom" and a "SWIPE" instruction with an arrow. This image serves as the cover for a post about financial freedom.
5 Signs You’re on the Path to Financial Freedom 💰✨
Swipe ➡️ if you’re checking these off! 1️⃣ You have an emergency fund (3-6 months of expenses saved). 2️⃣ You’re paying down debt aggressively instead of just making minimum payments. 3️⃣ You’re investing consistently (because saving alone won’t build wealth). 4️⃣ You have multiple income str
Bailey ❤️‍🔥⚔️📖

Bailey ❤️‍🔥⚔️📖

81 likes

Dave Ramsey 7 steps to financial freedom
These say baby steps but they truly are. These won’t be overnight things at all but we tend to use Dave’s snow ball method and it’s always worked so that we can start to work on this goal list!! #lemon8challenge #daveramsey #moneysavingtips #moneyhacks #moneymindset #budgetfriendly
Ashlie

Ashlie

166 likes

Financial Freedom Plz pt.1 🤑
Here are 3 Tips to help you start saving money to further yourself in life 🌸 📒BUDGET Every penny that is spent should be accounted for. Regardless of where it is going. Bills should be listed out and that includes subscriptions. 🥲 ESTABLISH YOUR FLAWS Regardless of how much you make….
Alex Szn

Alex Szn

126 likes

Financial freedom journey
“Building financial freedom isn’t about quick fixes. It’s about small, steady steps forward. No magic formula, just real choices and lessons learned along the way. Join me on this journey — one step at a time. Leave a comment about your financial journey! #financialfreedom #journeytowealth
Officialbri Financebabe

Officialbri Financebabe

13 likes

Financial Freedom in 2025
If you are looking for ways to save money, try out these tips and tricks! Download store apps, they usually have digital coupons that can be stacked with sales/store promotions! Submit your receipt to rebate apps. This puts money back into your wallet OR you can redeem a gift card for a futur
ToriSaves

ToriSaves

127 likes

An infographic titled "The 7 Levels of Financial Freedom - Budget Baddie Style" on a pink background. It lists seven levels with descriptions and corresponding icons: Money Clarity (sparkling dollar sign), Independent Baddie (wallet), Breathing Room (sun and clouds), Stable & Secure (shield), Freedom to Flex (calendar), Financially Set (stacked coins), and Overflow Queen (crown).
The 7 Levels of Financial Freedom
I wish someone broke it down like this for me when I started… Money isn’t just about paying bills—it’s about having peace, freedom, and options. These are the 7 levels of financial freedom I go back to whenever I feel stuck or overwhelmed. If you’re just getting started, that’s okay. We all
The Budget Baddie

The Budget Baddie

272 likes

7 Levels of Financial Freedom - Part Three
In stage two, you’re living paycheck to paycheck and only covering your own expenses. To get to stage three, Breathing Room, you’ll need to start saving and investing. Here are the steps you need to take: 1. You’ll need to increase your income or decrease your expenses so that you have extra mo
Money with Kait

Money with Kait

11 likes

7 Levels of Financial Freedom - Part Seven
If you wanted to, you could stop at level six and enjoy the fruits of your labor. Because the next stage is difficult to achieve, it’s Abundant Wealth. If you reached abundant wealth, you would never have to worry about money again. You wouldn’t need to track if you have 25-30 times your annual exp
Money with Kait

Money with Kait

16 likes

🌟 Unlocking the Secrets to Financial Freedom🌟
Hey there, financial warriors! 🚀 Ever feel like managing your money is like trying to catch a greased pig at a county fair? Slippery, unpredictable, and a bit of a wild ride? Well, I’ve been there, done that, and I’m here to share the game-changer strategy that turned my financial chaos into a well
LaShanda Parker-BLK Biz Owner

LaShanda Parker-BLK Biz Owner

111 likes

7 Levels of Financial Freedom - Part Six
Level six of the seven levels of financial freedom is Financial Independence. To get to this stage, you will need to be able to safely live off your assets (investments, real estate, cash, etc…). Many people smarter than I am concluded that 25 times your annual expenses is a safe number to have to
Money with Kait

Money with Kait

14 likes

Financial Freedom
Your financial freedom doesn’t just start with your paycheck—it starts with your mindset. What you think and say about money shapes the reality you live in. That’s why I created these 3 affirmations to help you shift from scarcity to abundance: 1. “I attract wealth with ease.” 2.&
BudgetToWealth

BudgetToWealth

49 likes

Day 1: Financial Freedom before Finishing College
Been on this route for a while of trying to being stress free from money by making more money. It’s time for me to document the journey and actually commit to it for the next year. $10k a month before I finish school, let’s do it.
mrdiversify

mrdiversify

53 likes

Financial Freedom
Here’s to #financialfreedom #personalfinance #financialtips #Lemon8 #Lemon8Diary #lemon8wellness #financialwellness #lemon8usa #financialgoals #lemon8hobbies
🌟Glow_with_Kia💞

🌟Glow_with_Kia💞

1685 likes

See more