5 Techniques That Make Money Management Easier💸

💡 previously felt that the salary came in and went out very quickly.

So I started managing my money more systematically, and this is how it runs money each month.

1️⃣ separate money in categories since the salary enters 🗂️

Divide money into parts such as eating, regular expenses, savings, or investment. This kind of money separation allows us to know how much budget we really have this month.

2️⃣ make a financial table in Excel. 🎯

Make a table of income, expenditure, savings, it gives you a clearer picture of your finances.

3️⃣ Daily Expenses ✍🏻

For money spent in everyday life, write down what each day is spent on. This method helps know what most money is spent on.

4️⃣ do Summary Financial Overview 🔖

In the table, there is a summary of where we have money, such as savings, investments, emergencies, or even luxury spending, which makes our financial position clearer.

5️⃣ review the finances every end of the month. 📆

See what the money has been spent this month and whether it has exceeded the budget.

This makes it easier to adjust the financial plan or financial proportion for the next month.

Money management doesn't have to start with anything complicated. ✨

Just starting with knowing where our money is, as you can see clearly, financial planning will be much easier. 🥰

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