"I used to owe a 200,000 baht credit card... and was Blacklist."


"I used to owe a 200,000 baht credit card... and was Blacklist."

Yes.

Once in my life, I owed more than two hundred thousand credit cards.

And there are some months

I really can't afford it.

Phones from the card company started calling.

Stress begins to accumulate.

The heart became scared every time I saw a strange number calling in.

Until finally.

I was Blacklisted.

At that time, it felt like financial life was ruined.

And I repeatedly ask myself,

"Why is my money like this?"

But one day,

I started to stop blaming myself.

And started doing one very important thing.

I started forgiving myself.

I started to thank every baht that still came into my life.

And say to yourself,

"I will be responsible for what I have created."

That night,

I trust and intend to gradually manage this debt.

And then something unexpected happened.

The next day,

The credit card company called.

He said there was a debt collection program.

It can restructure debt and reduce the burden of pay.

I felt like

Some doors in life begin to open.

From that day.

I started planning serious finances.

Gradually pay the debt.

One month at a time.

One by one.

Until finally.

The credit card debt is 200,000 baht...

The lesson I've learned from this isn't just about money.

But is

When we

Trust, thank you, forgive and responsibility.

Life will gradually change.

So today I understand that

Good financial planning.

Not just raising money.

But is

Protect the money we earn.

And prepare life for the future.

Because of real stability.

Not just income.

But is

Conscious, with a plan and a system to protect life.

📩 can say hello to Teacher Thip for free.

Mr. Tipya, Julcomb, Fortune.

Call: 065-982-9474

Line: ithippaya

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