Is this typical?

Hey everyone! As a mom living in LA, I thought I'd share our family's monthly expenses.

Utilities & Insurance:

Trash: $75

Internet: $41

Water: $65 - $75

Electricity: $80 - $100

Gas: $40 - $45

Cell phone: $150

Car insurance: $415

Home insurance: $165

Umbrella insurance: $52

Medical insurance (my plan): $36

Dental & vision insurance (family): $60

Life insurance: $100

Monthly Deductions: Around $2,585 is automatically deducted.

Education & Activities:

Child's education fund: $400

English & math tutoring: $340

Piano lessons: $400 - $500

Cello lessons: $320

Dance classes: $150

Art classes: $80

Transportation & Food:

Gas for my husband's car: $250

Gas for my car: $150

Groceries & dining out: $700 - $800

Other:

Church donations: $80

Miscellaneous: $500

Bank loan repayment: $3,080

All in all, it's about $5,665 per month. I know LA is expensive, but I'm curious if these numbers are similar to what other families here are spending. Any tips on cutting costs without sacrificing too much?

#letschat #AskLemon8 #familyeconomics

2025/5/22 Edited to

... Read moreLiving in Los Angeles can be expensive, and understanding the breakdown of monthly expenses can help families budget better and make informed decisions. Here’s an in-depth look at the various categories of spending: 1. **Utilities and Insurance**: Families often face substantial utilities and insurance costs. In addition to the basics like water and electricity, health insurance is critical for family well-being. Evaluating plans to find the best coverage can save money. 2. **Education & Activities**: Education expenses, such as tutoring and lessons, are significant for many families. Planning extracurriculars like music or dance can enhance children's skills but also requires budgeting. 3. **Transportation & Food**: Gas and grocery bills can accumulate quickly. Exploring bulk purchasing or meal-prepping can lead to savings in grocery expenses. 4. **Miscellaneous Costs**: Recognizing where money goes in an average month, including donations and loans, can highlight areas for potential savings. 5. **Cost-Saving Tips**: Many families share strategies like utilizing community resources, seeking discounts for educational activities, or switching to competitive insurance plans to reduce costs without compromising quality. Understanding these aspects will engage families in similar situations and provide a valuable basis for discussions on financial management.

12 comments

Taylor | SAHM's images
Taylor | SAHM

What about mortgage/rent?

miller b987654321's images
miller b987654321

why! and how can a person survive in California.

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A MacBook Air screen shows Google Calendar, highlighting its primary function for scheduling events, meetings, and tasks, as described in the accompanying text.
A MacBook Air displays Notion Calendar, emphasizing its integration with Notion for project scheduling and its ability to sync with other calendars like Apple or Google Calendar.
google calendar vs notion calendar 🗓️🎧💖
google calendar vs notion calendar 🗓️🎧💖 i’ve been using google calendar since high school, and switched over to notion in the beginning of the year! i’ve been able to play around with notion calendar a lot and wanted to share some differences between the two platforms so you can choose what’s be
lia 💗

lia 💗

284 likes

Needle-painting vs. Typical Embroidery 🪡
Needle-painting is so challenging but it’s become my favorite embroidery technique lately. Instead of using multiple strands of embroidery thread at a time, needle-painting typically requires the use of a single strand in alternating long and short stitches to create tiny details. I love thi
Adele Twing Art

Adele Twing Art

41 likes

This is my typical cleaning checklist 🫧
Whether you're tackling daily tidying or diving into yearly deep cleans, this handy schedule has you covered.✨ From making beds and washing dishes daily to deep cleaning the fridge and washing windows annually, staying organized ensures every corner sparkles. What's your favorite cleaning
Melissa💗

Melissa💗

49 likes

Typical oilfield shenanigans 🙄
#fuckthem #Lemon8Diary #BlueCollar #oilfield
official_Craig

official_Craig

13 likes

Notion Ultimate financial planner
How I track my finance using notion template #notion #notiontemplate #notiontips #notionsetup #notiontemplates
Mk Salvador’s

Mk Salvador’s

7 likes

This Is Not Your Typical Niçoise Salad (No Bowl)
This is not your typical Niçoise salad… I skip the bowl and serve everything on a large platter—layered with crisp lettuce, tender green beans, creamy eggs, tuna, olives, tomatoes, and potatoes. Finished with a simple lemon Dijon dressing and tossed just before serving, it’s fresh, bright, an
TheFoodKooky

TheFoodKooky

22 likes

typical night with the fam ✨🐶🫧
#dayinthelifeofmydog #nightsathome #familynightroutine #spendthenightwithme #dayinthelifeofamom
ISABELLA

ISABELLA

25 likes

Yes, this is a typical cat🤣
#michu #nice2michu #catmomsoflemon8 #cat #catholic #catsoflemon8 #catlover #tabbycat
Michu Pet

Michu Pet

5 likes

A typical day in school
#lemon8diarychallenge i actually don’t like this school for many reasons and wish I chose another we learn all the work on our own and the teacher is never in class he stayssss in the hallway chatting with other students and staff and boy is there much more to say that I don’t like about this sc
Brianna🤵🏾‍♀️

Brianna🤵🏾‍♀️

23 likes

Typical day in the life💝
#gettoknowme #smallbusiness ✨Outfit Details: Saint Venust set in Scarlet
Vanessa | St.Venust Loungewear

Vanessa | St.Venust Loungewear

23 likes

𝐌𝐲 𝐖𝐞𝐞𝐤𝐥𝐲 𝐖𝐨𝐫𝐤𝐨𝐮𝐭 𝐒𝐩𝐥𝐢𝐭☆
#gymgirlsoflemon8 #fitness #workoutroutine #getactive
𝐒𝐡𝐚𝐫𝐞𝐥𝐥☆

𝐒𝐡𝐚𝐫𝐞𝐥𝐥☆

5 likes

Typical mornings
🫧 for the 5am girlies: make your bed immediately!! and make it the best day you can🍓 🫧 #mornings #morninginmylife #lemon8bookclub
haley larie

haley larie

201 likes

Typical | Bryce & Chad
He's always worried I'm going to step on his toes #dancing #bryceandchad #brycehansen #brycewatts
Bryce W Hansen

Bryce W Hansen

628 likes

My typical Thursday 🥰💋
dancing is great for stress! #dancing💃 #dance✨ #bodytransformation
Kata🪬💮

Kata🪬💮

7 likes

A person's legs in ripped jeans are visible, with an iPad displaying strawberry images and headphones nearby. The image is captioned 'GOOD MORNIN' College Edition' and 'As a College Student TYPICAL FRIDAY' at 9:00 AM, highlighting content creation.
A laptop displaying a document is open on a table next to a Starbucks matcha latte. The scene is captioned 'Mini Homework session 10am' and 'SOLO STUDY DATE', indicating a study period.
A clear plastic container holds a parfait bowl filled with strawberries, bananas, oats, and yogurt. The image is captioned 'Parfait BOWL 12 PM' and details the ingredients.
A Typical Friday as a College Student 👩‍🎓 ✨🎧🍵
Hi everyone welcome to the personal diary side of my account 😊 here’s a typical Friday in my life as a college student and a “content creator” Check out my gaming channel @ iamjumpscare if your interested! #lemon8 #lemon8challenge #Lemon8Diary #lemon8creator #dayinmylife #SpendThe
Endia 🪴

Endia 🪴

84 likes

A typical PCOS friendly day of eating✨
#pcos #wieiad #wieiadweightloss #pcoslifestyle #pcosjourney
donna_barbara

donna_barbara

16 likes

𝘗𝘰𝘵𝘵𝘦𝘳 𝘏𝘦𝘢𝘥𝘴 𝘏𝘦𝘳𝘦'𝘴 𝘺𝘰𝘶𝘳 𝘚𝘪𝘨𝘯
Harry Potter lovers!! 🍺 Our butterbeer stein and wax are BACK!! Want to see what else is currently available?! ⬇️ mellissaherring.scentsy.us #harry potter wax melts #wax melts #shareyourthoughts
CalmButCurious

CalmButCurious

1 like

𝟑𝟎 𝐃𝐚𝐲 𝐖𝐚𝐥𝐤𝐢𝐧𝐠 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞- 𝐃𝐚𝐲 𝟑🏋🏾‍♀️✨
𝐈 𝐛𝐞𝐞𝐧 𝐰𝐚𝐥𝐤𝐢𝐧𝐠 𝐛𝐮𝐭 𝐈 𝐰𝐚𝐧𝐭𝐞𝐝 𝐭𝐨 𝐭𝐮𝐫𝐧 𝐢𝐭 𝐢𝐧𝐭𝐨 𝐚 𝐜𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞 𝐭𝐨 𝐬𝐞𝐞 𝐢𝐟 𝐈 𝐜𝐚𝐧 𝐜𝐨𝐦𝐩𝐥𝐞𝐭𝐞 #walking #fyp #fy #walkingpad #30dayfitnesschallenge
𝐃𝐚𝐧𝐞𝐬𝐡𝐚✨

𝐃𝐚𝐧𝐞𝐬𝐡𝐚✨

100 likes

Typical band rehearsal
it’s Mr. Knicl from TikTok and YouTube #musicteacher
Mr. Knicl

Mr. Knicl

112 likes

𝐌𝐨𝐧𝐝𝐚𝐲 𝐫𝐞𝐬𝐞𝐭 / 𝐜𝐥𝐞𝐚𝐧𝐢𝐧𝐠 𝐝𝐚𝐲✨
𝑰𝒕𝒔 𝒏𝒂𝒅𝒊𝒂

𝑰𝒕𝒔 𝒏𝒂𝒅𝒊𝒂

1 like

Typical Upper Body Day
#workout #Fitness #the gym 💪🏽 #moreglory North Carolina
jashonroundtree

jashonroundtree

73 likes

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