Is this typical?

Hey everyone! As a mom living in LA, I thought I'd share our family's monthly expenses.

Utilities & Insurance:

Trash: $75

Internet: $41

Water: $65 - $75

Electricity: $80 - $100

Gas: $40 - $45

Cell phone: $150

Car insurance: $415

Home insurance: $165

Umbrella insurance: $52

Medical insurance (my plan): $36

Dental & vision insurance (family): $60

Life insurance: $100

Monthly Deductions: Around $2,585 is automatically deducted.

Education & Activities:

Child's education fund: $400

English & math tutoring: $340

Piano lessons: $400 - $500

Cello lessons: $320

Dance classes: $150

Art classes: $80

Transportation & Food:

Gas for my husband's car: $250

Gas for my car: $150

Groceries & dining out: $700 - $800

Other:

Church donations: $80

Miscellaneous: $500

Bank loan repayment: $3,080

All in all, it's about $5,665 per month. I know LA is expensive, but I'm curious if these numbers are similar to what other families here are spending. Any tips on cutting costs without sacrificing too much?

#letschat #AskLemon8 #familyeconomics

2025/5/22 Edited to

... Read moreLiving in Los Angeles can be expensive, and understanding the breakdown of monthly expenses can help families budget better and make informed decisions. Here’s an in-depth look at the various categories of spending: 1. **Utilities and Insurance**: Families often face substantial utilities and insurance costs. In addition to the basics like water and electricity, health insurance is critical for family well-being. Evaluating plans to find the best coverage can save money. 2. **Education & Activities**: Education expenses, such as tutoring and lessons, are significant for many families. Planning extracurriculars like music or dance can enhance children's skills but also requires budgeting. 3. **Transportation & Food**: Gas and grocery bills can accumulate quickly. Exploring bulk purchasing or meal-prepping can lead to savings in grocery expenses. 4. **Miscellaneous Costs**: Recognizing where money goes in an average month, including donations and loans, can highlight areas for potential savings. 5. **Cost-Saving Tips**: Many families share strategies like utilizing community resources, seeking discounts for educational activities, or switching to competitive insurance plans to reduce costs without compromising quality. Understanding these aspects will engage families in similar situations and provide a valuable basis for discussions on financial management.

12 comments

Taylor's images
Taylor

What about mortgage/rent?

Related posts

Typical Morning Meeting
Tell me if this is how your meetings go?!?!? #morninghumor #humortiktok
Danisherrie’

Danisherrie’

50 likes

Typical Minnesota winter
Brooke Mckenzie

Brooke Mckenzie

4556 likes

This isn’t your typical Christmas… it’s 🍫🎄
Soft lighting. Deep mocha tones. Velvet bows that whisper elegance. The Chocolate Brown Christmas Trend is making its debut for 2025 and it’s giving luxury, warmth, and timeless femininity all in one frame. It’s not about red & green anymore, it’s about texture, tone, and tranquility. Wou
Life Styled by Queen T

Life Styled by Queen T

6800 likes

Not your typical bike
Not your typical bike #fyp #bike
mrjexar

mrjexar

17 likes

A typical morning
I got the morning routine down but now need the rest of my day to go smoothly😂 #morningvlog #morningmotivation #routine #sahw #fyp
shanicepaden🫶🏽

shanicepaden🫶🏽

28 likes

A typical Day in the life of a trader ❤️💯🥰
I named her Shelly Anne because she’s fast and Jamaican like me #fyp #mercedes #amg #amggle63 #trending If you're yet to meet me, hi guys my name is Sierra Aaliyah and I'm a very successful day trader who makes a lot of money from trading daily. AND I teach others exactly how
SierraXAaliyah

SierraXAaliyah

18 likes

This Is Not Your Typical Niçoise Salad (No Bowl)
This is not your typical Niçoise salad… I skip the bowl and serve everything on a large platter—layered with crisp lettuce, tender green beans, creamy eggs, tuna, olives, tomatoes, and potatoes. Finished with a simple lemon Dijon dressing and tossed just before serving, it’s fresh, bright, an
TheFoodKooky

TheFoodKooky

24 likes

Typical mornings
🫧 for the 5am girlies: make your bed immediately!! and make it the best day you can🍓 🫧 #mornings #morninginmylife #lemon8bookclub
haley larie

haley larie

204 likes

🍋typical day in the life of a stay at home mom
cleaning and doing laundry as a stay at home mom✨ #doingthelaundry #sahmroutine #sahmmorningvlog #sahmcleaningvlog #reallifeathome
Destinyyyyyyy

Destinyyyyyyy

53 likes

Typical MAGA response
Typical MAGA response #maga #trump #fyp
Just Wyatt

Just Wyatt

11 likes

A store display features various scented plush throws, including Apple Pie, Vanilla, Hot Cocoa, Cedar & Pine, and Candy Cane. The image has a text overlay that reads, 'These are Not your Typical throws,' highlighting the unique scented nature of the blankets.
A hand holds a MagnifiScent Vanilla Scent Infused Plush Throw. The label shows an image of vanilla ice cream and indicates the throw's size as 50 IN X 60 IN | 127 CM X 152 CM.
A hand holds a MagnifiScent Hot Cocoa Scent Infused Plush Throw. The label features an image of hot cocoa with marshmallows and specifies the throw's dimensions as 50 IN X 60 IN | 127 CM X 152 CM.
These are Not yourTypical throws
I was very surprised whenever I saw these throws. What caught my attention first is the image of apple pie. Then I got to reading and noticed they are SCENTED. So then I had to get a good whiff and what do you know. They smell AMAZING! Best part is these are less than $15 and may make you a little
Tasha

Tasha

875 likes

Typical morning in my life | mom of 3
#sahm #blackmom
Ryan. Michelleee

Ryan. Michelleee

21 likes

A person's legs in ripped jeans are visible, with an iPad displaying strawberry images and headphones nearby. The image is captioned 'GOOD MORNIN' College Edition' and 'As a College Student TYPICAL FRIDAY' at 9:00 AM, highlighting content creation.
A laptop displaying a document is open on a table next to a Starbucks matcha latte. The scene is captioned 'Mini Homework session 10am' and 'SOLO STUDY DATE', indicating a study period.
A clear plastic container holds a parfait bowl filled with strawberries, bananas, oats, and yogurt. The image is captioned 'Parfait BOWL 12 PM' and details the ingredients.
A Typical Friday as a College Student 👩‍🎓 ✨🎧🍵
Hi everyone welcome to the personal diary side of my account 😊 here’s a typical Friday in my life as a college student and a “content creator” Check out my gaming channel @ iamjumpscare if your interested! #lemon8 #lemon8challenge #Lemon8Diary #lemon8creator #dayinmylife #SpendThe
Endia 🎀

Endia 🎀

84 likes

Typical
#bubbatruck #deleted #digrig #ford
Timothyplati

Timothyplati

15 likes

A smiling woman in a blue scrub top, wearing a seatbelt in a car, with text overlay "typical things I do as a nicu nurse" and an arrow. She has long blonde hair and green eyes, looking directly at the camera.
typical things I do as a nicu nurse🍼🫶
The nicu is a sweet place that is truly one of a kind, but most don’t know what nicu nurses really do throughout our shifts since our work is so specialized. ~Really all the task I’ve listed play into our main goal which is to monitor our babies and ensure they are as stable as possible while a
Kate Ponders

Kate Ponders

45 likes

Not your typical shower tips
#femininecare #hygiene #skincare #skincareroutine #fyp
Jada

Jada

4 likes

Typical BF Things
#fyp #foryou #bf #bestfriend
Nic@Night

Nic@Night

65 likes

🍃 Fresh Dewy Roses—Not Your Typical Floral! 🌹✨
Imagine a rose garden at dawn, still glistening with morning dew—that’s this scent! 🌿🌹 🍋 Top Notes: Zesty lemon + crisp mate tea = an ultra-refreshing, green twist. 🫧 Heart Notes: Fresh, dewy roses—not powdery, not overly sweet, just alive! 🌿 Base Notes: Soft tea leaves lingering like a ca
nana

nana

853 likes

a typical day in my life teaching in spain 🇪🇸🫶🏽
did you know march is the last month to apply to move to spain for the 2025-2026 school year?? i moved abroad with RVF International and my work days looked like this This is your sign! #moveabroad #teachabroad #solotravel #liveyourlife #dayinmywork
kendall | travel & life

kendall | travel & life

282 likes

Not your typical boudoir poses
When boudoir meets yoga… we get creative. If you’re bendy, love a good handstand, or just want to show off your strength—there are so many fun ways to mix movement into your session. The sky’s the limit. #boudoir #boudoirphotoshoot
NYC Boudoir Photographer

NYC Boudoir Photographer

18 likes

Typical band rehearsal
it’s Mr. Knicl from TikTok and YouTube #musicteacher
Mr. Knicl

Mr. Knicl

116 likes

Typical night as a new graduate nurse! 💫
I start my shift by stocking up on flushes because all of my patients have flush orders for their lines so I need to make sure that I have enough on hand when I’m tending to each patient. I then clean my station because a clean station makes for a good shift in my books! This night was a particu
Lynn

Lynn

26 likes

Four friends are having a picnic on a grassy hill overlooking a coastal town with mountains and a beach, representing a bucket list girls' trip spot like Cape Town.
Two women in snorkeling gear on a boat, smiling, with clear blue water in the background, illustrating getting scuba certified in Honduras.
Three women walk along a path lined with palm trees towards a tropical beach and ocean, representing backpacking in Southeast Asia, possibly Penida Island.
Not your typical girls trip for 2026 ✈️
If you’re planning a trip with your friends, these destinations offer the perfect mix of culture, nature, and adventure. Life’s too short to sit by the pool all day. Add some spontaneity into your trips with going diving, camping or exploring a new country with your best friends. 📍 Utila, Hondur
hailey shevitz

hailey shevitz

64 likes

This is my typical cleaning checklist 🫧🍋
🧹✨ Ready to slay your cleaning game? Check out my basic and deep cleaning lists! I always work back to front and out the door for max efficiency. Pro tip: Start with the kitchen and bathrooms (unless your kitchen is by the front door!). 🏡 Here’s a hack: Use dryer sheets to dust baseboards and a vin
BrookeCreates

BrookeCreates

5 likes

Common Wheelchairs & Typical Features
This is most definitely NOT an all-inclusive list! Wheelchairs are highly variable and customizable, and I’ll certainly be posting more details on different features and accessibility options so stay tuned! #physicaltherapy #physicaltherapist #dpt #physiotherapy #wheelchair
Britney, PT, DPT

Britney, PT, DPT

2 likes

Not the typical post but
#blmmustang #horseslemon8 #horsesoftiktok
shelby<3

shelby<3

16 likes

TYPICAL FORD😤
#ford #f450 #dually #superduty #rcgraham
Rc_Graham

Rc_Graham

288 likes

A vibrant blue 2nd generation RAM 2500 truck with large chrome wheels is parked on a dirt road under a stunning blue and pink sunset sky.
A blue 2nd generation RAM 2500 truck performs a burnout on a paved road, emitting a large cloud of white smoke from its exhaust.
A blue 2nd generation RAM 2500 truck with its hood open reveals a modified engine, parked on a dirt road against a colorful sunset sky.
“Typical” 2nd gen 😜
#fassfuelsystems
Brookee.champ

Brookee.champ

544 likes

Typical DIML as a college student❤️📚🍒
Here’s what a regular day in my life looks like! ✨I had class at 9:25 so I woke up around 8:20. I got all ready & was out the door by 9. I preordered my Starbucks to pick up otw to class. I order a double shot of espresso & add my chocolate Fairlife protein shake to it — so yum!😋 ✨Aft
ava🥂🐆😘

ava🥂🐆😘

45 likes

typical subaru owners😂
link in bio for my live streams!
joshwoshyy

joshwoshyy

13 likes

This is my typical cleaning checklist 🫧
Whether you're tackling daily tidying or diving into yearly deep cleans, this handy schedule has you covered.✨ From making beds and washing dishes daily to deep cleaning the fridge and washing windows annually, staying organized ensures every corner sparkles. What's your favorite cleaning
Melissa💗

Melissa💗

50 likes

A TYPICAL WEEK IN MY LIFE AS A COLLEGE JUNIOR🪩📸📚
HII obviously every week differs but here’s a typical week in my life🙌 For the most part i try to keep a routine but at times things change :) For this semester i only have two classes on campus so i end up having a lot of free time for content creating , homework of course, and family and friend t
vivi venegas

vivi venegas

723 likes

Just a typical lunch break for a WFHM
Winter break is in full effect! #wfhroutine #wfhmomlife #momsoflemon8 #mom #momlife
sierra_momofthe5

sierra_momofthe5

38 likes

Typical Okinawan Karate Fighting Posture
Typical Okinawan Karate Fighting Posture The Advice with Kevin Dewayne Hughes, Kyoshi Hachidan #Tenkidokan #kdhughes #iimau Tenkidokan School of Martial Arts
Kevin Dewayne Hughes

Kevin Dewayne Hughes

6 likes

This isn’t the typical tape-in install
This isn’t the typical tape-in install you’ve ever seen.✨ Tape in wefts- The easiest way to add dramatic length and natural volume. Hair color: Tortoiseshell balayage (22inch, 3 packs) #endaringahair #invisibletapeinweft #tapeinhairextensions #longtapeweft #tapeininstall #22in
Endaring Hair

Endaring Hair

14 likes

Meds making me nuerotypical
#fyp #spirituality #witchesoflemon8 #fypviral #nuerodivergant
the.spiritual.scientista

the.spiritual.scientista

4 likes

See more