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Robert Kiyosaki 🕶

5 Financial Truths That Interrupt But Make Rich Primary Robert Kiyosaki

For most people, the monetary scheme is "to finish school, find a job, work hard and save money," which is a seemingly responsible path, but Robert Kiyosaki, a famous author and entrepreneur, argues that these principles are outdated and that the rich are playing a completely different financial game than the average person. Here are his 5 surprising and powerful ideas.

1. Salary is a trap, not a treasure.

While a stable salary is the stability of most people, for Kiyosaki it is one of the most dangerous, because as soon as you get your salary, you will fall into an employee-style way of thinking and become a "slave to money."

Kiyosaki points out a fundamental difference: the stability of an employee depends on a single employer, but the stability of an entrepreneur comes from its own way of thinking and skills; an entrepreneur is free to go and create value and make money everywhere; not tied to a single desk.

2. Good debt makes rich. Bad debt makes poor.

Advice to "debt-free" is a non-negotiable rule for financial health, but Kiyosaki challenges this by stating that the rich do not avoid debt but learn how to use it; he gives an example of himself refinancing $300 million of debt at significantly lower interest rates, which not only saves money but makes him richer because it increases cash flow.

His principle is that debt and taxes make the rich richer, but the poor and the middle classes poorer. Real wealth is not created by eliminating debt, but by using debt as a means to acquire cash-flow assets.

3. The money collector is the loser and cash is garbage.

In an economy where the government "prints trillion-dollar bills," cash collection is already a losing game. When new money is created, the value of existing dollars decreases (inflation), punishing people who are disciplined to collect money.

Keeping cash constantly decreases your purchasing power. At the same time, the same system rewards debtors because they can use "cheaper" money in the future to pay off debts they once borrowed. This is the main reason why the rich are not afraid of "good debt" because they know that financial policy is working to their advantage.

4.The rich do not work for money (so they do not pay taxes)

One of Kiyosaki's most alarming demands was to make millions of dollars by not legally taxed; he explained that income earned from work (salaries) would be taxed at the highest rate.

The mechanism Kiyosaki uses is to combine all strategies: he makes money as an entrepreneur (art. 1) and then takes that income, multiplied by good debt (art. 2), to acquire property immediately; using debt to acquire assets allows him to take advantage of tax laws, such as depreciation, to legally shelter his income, allowing him to create tax-advantageous wealth-generating tools.

5. Your real economy is internal, not external.

It's easy to blame external factors, such as poor markets or economic crises, for financial problems, but Kiyosaki teaches that we all have two economies: an external economy that we can't control, and an internal economy that consists of our own way of thinking and skills.

For entrepreneurs, failure is not the end, but the opportunity that makes them "hungry and smarter." Kiyosaki reiterates that an entrepreneur's first job is "to control what's inside, not what's outside."

Conclusion: Check the expiration date of your financial thoughts.

The core of Kiyosaki is that the financial world has completely changed when money is no longer tied to the gold standard. The old rules that teach it to "work hard, collect money, be debt-free" are now obsolete. The key question you need to ask yourself is: What is the most outdated financial concept you still hold today?

# Investment finance # Lemon 8 Howtoo # Drug sign with lemon8 # lemon 8 diary # Subjects of little people

2025/9/28 Edited to

... Read moreผมเคยคิดว่าการเก็บเงินและการทำงานประจำคือทางรวยที่ปลอดภัยที่สุด จนได้อ่านแนวคิดของ Robert Kiyosaki แล้วรู้สึกเปลี่ยนมุมมองไปมาก เขาชี้ให้เห็นว่าการพึ่งเงินเดือนเพียงอย่างเดียวนั้นเหมือนติดกับดัก เพราะคุณจะสูญเสียโอกาสในการสร้างอิสรภาพทางการเงิน ผมยังประทับใจกับการแบ่งชนิดของหนี้อย่างหนี้ดีและหนี้เสีย ที่ทำให้เข้าใจว่าหนี้ไม่ใช่สิ่งต้องเลี่ยง แต่ใช้ให้ถูกวิธีจะช่วยสร้างรายได้และกระแสเงินสดได้จริง คำแนะนำนี้ทำให้ผมเริ่มลองวางแผนใช้หนี้เพื่อซื้อสินทรัพย์ที่สร้างรายได้แทนการเก็บเงินสดไว้เฉยๆ อีกเรื่องที่ผมได้เรียนรู้คือการเข้าใจระบบภาษีในฐานะผู้ประกอบการ ที่ทำให้รายได้ไม่ถูกหักภาษีเหมือนเงินเดือน นี่คือกลยุทธ์ที่ช่วยเสริมสร้างความมั่งคั่งอย่างถูกกฎหมายและยั่งยืน สิ่งที่เหนือไปกว่านั้นคือการมองเศรษฐกิจภายในตัวเราว่ามีความสำคัญมากกว่าปัจจัยภายนอก เพราะการพัฒนาทักษะและวิธีคิดจะช่วยให้รับมือกับความล้มเหลวและเปลี่ยนวิกฤตให้เป็นโอกาสได้จริง สำหรับคนที่สนใจอยากรู้ลึกกว่านี้ แนะนำให้ลองศึกษาแนวคิดของ Kiyosaki อย่างจริงจัง แล้วสร้างแผนการเงินที่เหมาะสมกับตัวเอง อย่ากลัวที่จะเปลี่ยนความคิดแบบเดิมๆ เพราะนี่อาจเป็นกุญแจสำคัญในการสร้างอิสรภาพทางการเงินที่คุณตามหา

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