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Piggy bank drop

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... Read moreปี 68 นี้เป็นปีที่หลายคนเริ่มเข้มงวดกับการออมเงินมากขึ้น ซึ่งวิธีหยอดกระปุกออมสินก็ยังคงเป็นหนึ่งในวิธีที่คนไทยนิยมกันมาก เพราะทำได้ง่ายและไม่ต้องใช้ทุนเยอะ จากประสบการณ์ส่วนตัวที่ได้หยอดกระปุกอย่างต่อเนื่องในช่วงปีที่ผ่านมา พบว่าวิธีที่ช่วยให้เงินในกระปุกเพิ่มเร็วคือการกำหนดยอดเงินที่จะใส่ในแต่ละวันหรือแต่ละสัปดาห์ เช่น วันจันทร์หยอด 10 บาท วันอังคาร 20 บาท ทำแบบนี้สลับกันไป เพื่อไม่ให้รู้สึกว่าการออมเป็นภาระมากเกินไป นอกจากนี้ การตั้งเป้าหมายการออม เช่น ต้องการเงินจำนวนหนึ่งไว้ใช้ในช่วงปลายปี ก็ช่วยสร้างแรงจูงใจให้ยึดมั่นในการหยอดกระปุกอย่างสม่ำเสมอ ทำให้สามารถบรรลุเป้าหมายได้ง่ายขึ้น การเก็บรายละเอียดเล็ก ๆ น้อย ๆ เช่น เห็นเหรียญ 5 บาท ก็ใส่กระปุกเพิ่ม หรือเก็บธนบัตรที่ไม่ใช้แล้วก็สามารถเพิ่มยอดได้อย่างรวดเร็ว สิ่งสำคัญคือการแบ่งปันประสบการณ์หยอดกระปุกนี้กับเพื่อน ๆ หรือครอบครัว เพื่อสร้างบรรยากาศสนุกสนานและได้แรงกระตุ้นในการออมต่อเนื่อง โดยปีนี้เพื่อนหลายคนก็แบ่งปันยอดเงินในกระปุกที่ได้ ซึ่งล้วนแต่ทำให้รู้สึกว่าวิธีนี้ช่วยสร้างวินัยทางการเงินและช่วยกันทำให้เป้าหมายบรรลุได้จริง สุดท้ายยังอยากแนะนำว่า การเลือกใช้กระปุกออมสินที่มีความทนทานและง่ายต่อการเปิดปิดก็ช่วยให้สะดวกเวลาเก็บและนำเงินออกมาใช้ในเวลาที่เหมาะสมด้วย

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