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I saved 12 million in five years, a list of things I did to save

👉 Saved 12 Million in 5 Years

Today, before I first save 100,000 yen

Let me show you what 😊🙌❤️

✏️ post details ↓

✅ balance

I definitely want you to do this!

Even for subscriptions that are not used by doing

There is a high possibility that 🤷‍♀️

✅ About saving goals and due date setting

When I was single, I used to do it backwards

I need 1 million yen because I want to go to the driving school by summer.

So let's save 100,000 yen every month!

Most of the goals were achieved ✌️ (mostly)

Now it is funded by the new NISA

Because there is no tax of about 20%

Make good use of NISA 🙌

✅ single byte

If you have time and energy 😂

✅ Sedori

This is because you can earn in a short period of time regardless of age and gender

Even those who do not want to go to work outside ✨

The flea market app

I used it for Mercari and Rakuma main!

✅ point site

Easy to understand for beginners with 1P = 1 yen

"Hapitas" or "Moppy" 😌

Because each site has strengths and weaknesses

If you are in trouble, please consult me who has been using it for 6 years ♪

✅ Monitor Site

i started a website called fan kuru

I use it mainly, but

In the same way in the point site "Tentame"

You can save points 🤗

✅ Well Activity and Pon Activity

· Well activity and...

On the 20th of every month in Welcia

When you pay with T points, you can shop 1.5 times 🛍

・ Pon activity is...

You can exchange it for a product with Lawson's trial voucher 🍪

With sweets and sake at about half the point of the list price

It's a good deal because you can exchange 🉐

✅ benefits that can be used

Welcia Holdings (3141)

In addition to Welcia gift certificate 3,000 yen

Because it is a preferential treatment that can be exchanged for 3,000P T points

If you use it on the 20th, the value of the benefit will increase ⬆️

Value HR (6078)

D point can be used to Pon activity ♡

Nippon Telegraph and Telephone (9432)

You can also get D points 💰

Thank you for watching until the end ❤️

Former banker living with benefits

i'm kaede, mother of three 😊

Do you post shareholder benefits and deals 🙌

Follow me if you like ❤️

# Investment # Savings # Shareholder Benefits # Connect with Knowledge

# I want to connect with preferential treatment lovers # knowledge of money

How to save money

Find knowledge with # new NISA # lemon8

Share knowledge with # lemon8

2025/9/24 Edited to

... Read more私も貯金を始めた頃は、何から手をつけていいかわからず戸惑いましたが、まずは「収支の見直し」をしました。家計簿をつけて細かく支出を把握すると、無駄遣いや使っていないサブスクなどのムダに気づきやすくなります。 目標設定はとても重要で、私は逆算方式を取り入れていました。例えば「○年後に○万円貯める」と決めて、毎月いくら貯めればいいか計算しました。これで、中だるみせずにモチベーションを保てました。 また、ポイントサイトやモニターサイトも活用して、日々の生活費の節約に役立てました。特に「ハピタス」や「モッピー」は初心者でも分かりやすく、実際にポイントが貯まる喜びを感じられました。ウェル活やポン活といった賢い節約術も、積極的に利用すると1.5倍のお得感を味わえて家計も助かります。 せどりや単発バイトは時間や体力に余裕がある人におすすめ。私は独身時代に単発バイトで臨時収入を増やし、貯金増加の原動力にしました。 さらに、株主優待も積極的に活用すると生活費を節約しながら資産を増やせます。特にウェルシアホールディングスの優待は使い勝手がよく、20日のウェル活と組み合わせるとさらにお得です。 私の貯金法は継続することが一番大切です。小さな節約の積み重ねと計画的なお金の管理で、誰でも目標に近づけるはず。ぜひ自分に合った方法を取り入れてみてくださいね。