🛡️ ♪ Posthumous claims, why isn't # inheritance?

Many people still mistake that.

# Money from life insurance= Legacy ❌

But in law and financial planning,

Both of these are in different pockets.

And there are completely different rules, sir!

📦 1. Legacy. What you accumulated before you left.

Legacy is everything that's your name.

Whether it's houses, cars, deposits,

Shares or land, including

# LiabilitiesThat you left with, sir.

Conditions ⚠️

Heritage must first apply the debt.

How much is left to the heirs?

Knowledge ⏳

The trustee must have a trustee.

Waiting for a court order. And it can take a long time.

(Especially if the heirs can't agree. This job is long.)

💸 2. Posthumous

Money born after the insurer left.

The insurer paid that money.# Beneficiaries

Only by the name listed in the policy volume.

Advantage ✅

Money made after the death.

Therefore, it is not considered the property of the deceased; and

Not counting as a legacy pile.

⚡ Quick. Don't wait for the court order.

Not to go through a trustee.

The company pays directly to your loved ones immediately.

🛡️ shield.

Creditors have no right to seize this sum.

❤️ Life insurance is the love salon that weaves the fastest love.

Life insurance is not just about taxes or savings.

But it's emergency liquidity for the family. 👨‍👩‍👧‍👦

On the day the pillar falls, this sum will serve as

The opening "backup tap" is immediately available.

Don't wait to split the property. Don't risk being deducted.

So that the lives of the people behind can move forward without stumbling.

"Because love can't wait, and the suffering of

The family can't wait either. "

But life insurance is 10-20 years from the start...

The recipient of the love salon that day.

Still the same person today?

And what should I do?

I'll tell you later.

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# vikornplanner # CFP

# Thailand life insurance

# FINNOMENA