Social Security is available... Why do some people still choose to have more "health insurance"? 🏥

There is Social Security... Why do some people still choose to have more "health insurance"? 🏥

It's not because Social Security is bad.

But because the words "have treatment" and "have treatment options" are not the same.

Social security is an important guarantee of working people and has an explicit system of rights-based care facilities (SSO Data Catalog).

Women therefore do not see

Health insurance is already available = Social Security is not required.

But what rights do we have?

And if one day is really sick... how much more "choice" do we want from the same rights?

🏥 1. Increase the choice of medical facilities.

In general, social security is used through a health care facility according to certain rights and criteria. In emergencies, accidents, or cases where there is no health care facility, there are specific criteria and drawdown channels. It does not mean that it is only available to hospitals in all cases.

While private health insurance can help increase the choice of admission, depending on the plan, limits, network of nursing homes, and policy conditions,

💰 2. Help manage the risk of treatment costs.

Hospital bedtime. The cost is not just "room cost."

There may also be checkups, medication, medical expenses, operating procedures, surgery expenses, and other medical expenses.

If we want more treatment options,

The next question is...

"If that expense is incurred, do we want to pay for it all ourselves, or do we want to transfer some of the risk to the insurer?"

⏳ 3. What you buy is not just the cost of treatment, but "time and comfort."

A sick day. We probably didn't want the most expensive thing.

But want to have a choice that suits yourself

Without deciding everything from the account balance alone.

So before buying more health insurance,

Girls want to start with these three questions.

What rights do we already have?

What level of treatment options do we need?

And what part of the risk can we pay for?

Some people have social security alone is enough to meet the demand.

Some people already have company welfare.

And some choose to top up health insurance only for the part that still lacks.

Good insurance is therefore not the most expensive paid insurance.

But the plan fits in life and doesn't make our finances too heavy. 🤍

Want to know if the coverage available now is enough? Where is it lacking? Or may it really not need to buy more?

Can talk to women

Please see the original rights + needs + budget before planning.

Ying Jack Finance

LINE: @ 211afjkk

The coverage of health insurance depends on the insurance form, limits, exceptions, and conditions of each policy. Please study it in detail before making an insurance decision.

# Health insurance # Social Security # Financial planning # Plan insurance # Financial adviser