Cheaper insurance... doesn't always mean "better value."

Because what we buy today may actually take the next 10 or 20 years.

And then... how strong was the company we risked? 👀

When choosing insurance, most people start with

"How many pawns?"

"Where cheaper?"

"How much is the limit?"

Which is not wrong. 😊

But the woman wanted to add another story.

The financial stability of the company.

Because insurance is not a paid commodity and then take it home immediately.

But we're paying today.

To transfer some future risks to the company to take responsibility for us.

📊 One of the numbers used to look at this is CAR - Capital Adequacy Ratio.

Data released by AIA for Q1 2026

CAR stands at 305%.

While the CAR benchmark set by the Security Council is 140%,

This number doesn't mean "claim anything." 😅

But it is one of the indicators that reflects the adequacy of the coffers to support company risk.

The claim still needs to be met.

Coverage, conditions, exceptions and policy requirements are the same.

So when women choose or design insurance for their customers,

Girls will watch at least four stories.

❤ Does protection match the risk?

❤ Can the pawn be paid?

❤ What are the conditions and exceptions?

❤ Is the company strong enough to take care of us in the long run?

Because in the end...

Good insurance. Not just the "cheapest" map.

But it's a plan we can afford. Understand what we buy.

And sure to leave the risk to him for decades to come. 🤍

This is why women look at more than just the words "How many pawns?"

When planning for all customers

📌 Save this post. One day to compare insurance to know what to watch.

Who already has insurance or is holding a few plans and can't choose.

Can be sent to the woman to help see

You don't have to buy with a woman, but I want you to understand what the money we are paying... is buying for our lives. 😊

# Health insurance # Life insurance # AIA insurance # AIA # Plan insurance# How to choose insurance # Insurance knowledge # Financial planning # Financial advisor # GenY financial planning # YingJackFinance

CAR Data Reference Data Disclosed by AIA for Q1 2026 Guarantee Consideration and Benefit Payment Comply with Policy Terms and Conditions