If you earn RM5,000 a month, how much property can you afford? RM400K? RM500K? RM600K? There isn’t one fixed answer. Your salary is only one part of the picture. Two people can earn exactly RM5,000 per month but have very different financial situations. Person A: ✅ No car loan ✅

The Home Ownership Campaign, or HOC, is back in the conversation. A proposal to reintroduce HOC has been raised for consideration under Malaysia’s Budget 2027. But here is the important part: HOC has NOT been officially confirmed yet. We still do not know: • Which property prices may

Planning to buy a home, but just received a better job offer? A common question is: “Should I avoid changing jobs because I’m planning to apply for a home loan?” Not necessarily. Changing jobs itself isn’t automatically the problem. What matters is the timing and how your income chan

Planning to buy a home in the next 6 months? Don’t wait until you find your dream property to start preparing for the home loan. Here are 3 things worth watching before you apply: 1️⃣ Taking on a big new car loan A new monthly commitment can reduce the amount of disposable income you ha