There is no gift tax on savings in the child's name.

"If you hand over the passbook that was saved in the name of the child, you will lose money even though you saved it with gift tax."

I often see posts with such content.

I don't think I need to worry so much about this.

In general, it is natural for parents to manage their children's money.

It is also recognized by civil law.

Although the tax law is more effective as a law,

However, it is not possible to suddenly say that everything becomes a gift when you become an adult 😳

Of course,

Even after becoming an adult and becoming independent, my parents have been saving

・ I saved the money that was sent by remittance secretly to my child and gave it in bulk

Please note that it may be considered a gift 💦

Items that are not gifts can also be viewed on the National Tax Agency's HP.

Below are some things that are particularly related to our lives,

Please save and use it ☺️

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≪ Property free from gift tax ≫

Excerpts from the National Tax Agency's website related to our lives

● Property acquired from dependents such as husband and wife, parents and children, siblings, etc. for living expenses and education expenses, which is usually considered necessary

This includes education and medical expenses.

However, if you receive a large amount in a lump sum and turn it into a deposit or investment, it is considered a gift.

● Incentives received from individuals, garland fees, year-end and New Year gifts, gifts or gifts that are recognized as appropriate in social norms

Money related to ceremonial occasions and New Year's gifts are subject.

● Funds for the acquisition of housing, etc., given by direct descendants that meet certain requirements and are not included in the taxable price of gift tax

● Among the educational funds received from direct descendants, those that meet certain requirements and are not included in the taxable price of the gift tax

● Marriage and child-rearing funds received from direct descendants in a lump sum that meet certain requirements and are not included in the taxable price of gift tax

Housing acquisition funds, education expenses, marriage and child-rearing funds are exempt from tax up to a certain amount because there is a special exception of gift tax.

● Property acquired by a gift from a decedent in the year of inheritance by a person who acquired property by inheritance or bequest

This is not a gift but an inheritance, so it is not subject to gift tax. (Inheritance tax will be charged.)

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▷ Those who can not manage household accounts because household accounts do not continue

▷ Those who are anxious about future education funds / retirement funds

▷ If you want to start investing, but do not know how to do

Would you like to prepare your mind for asset formation with me?

@ aoi _ no _ kakeibo

↑ From the experience of overcoming my husband's depression, I sent a "savings not overdoing" mind!

◇ Achieved assets of 10 million yen in 5 years from savings 0

◇ "mechanism" to accumulate without permission while raising children

Say yes to what your child wants to do!

FP1 grade × low income household account book no savings

We support your household management!

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