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The Gen Z edition of Keep Mindset should start today, not tomorrow.

We want to have money to save in an age when things are expensive, but the income is not enough to meet all the needs. Gen Z kids like us need a strong financial Mindset, want to have fun, have freedom, but also have a stable future. Today we want to share a little trick as a guide to using money consciously.

1.Keep before use

Pay attention to saving before spending. Money in immediately. Deduct first. Don't be kind to spend it all first.

Use 50/30/20 Technique - 50% Essential Cost, 30% Happiness, 20% Storage

2. Set clear goals

Plan what you want to save money for, like traveling, studying or shopping, to create clear incentives.

3. Know to distinguish the words "want" and "must."

Ask yourself before buying every time if this item is really necessary or just a specific craving.

4. Note revenue-expenditure

Know how many baht you spend to manage your finances better.

5. Use the goods available for good value

Repair or reuse before buying. To reduce unnecessary expenses.

# Keep money for the future # Plan life # Save money in school age # Trending # Lemon 8 GenZ challenge

2025/8/8 Edited to

... Read moreในยุคที่ค่าใช้จ่ายสูงและรายได้จำกัด การมี Mindset การเงินที่ดีจึงเป็นสิ่งสำคัญมากๆ สำหรับ Gen Z อย่างเราครับ ผมเองเริ่มต้นด้วยการตั้งเป้าหมายเล็กๆ เช่น เก็บเงินไปเที่ยว หรือซื้อของชิ้นใหญ่ที่อยากได้ ทำให้มีแรงจูงใจในการอดออม รวมถึงใช้วิธีแบ่งเงิน 50/30/20 ที่ช่วยให้เราไม่ใช้เงินเกินตัวและยังมีเงินเก็บอยู่เสมอ นอกจากนี้ การจดบันทึกรายรับรายจ่ายก็ช่วยให้เห็นภาพการเงินชัดเจนขึ้น จะได้รู้ว่าใช้เงินไปกับอะไรบ้าง บางทีแค่ปรับเปลี่ยนพฤติกรรม เช่น ซ่อมของเก่าก่อนจะซื้อใหม่ หรือเลือกซื้อสินค้าที่คุ้มค่า ก็ช่วยประหยัดได้เยอะเลยครับ สุดท้าย อย่าลืมถามตัวเองก่อนซื้อทุกครั้งว่าสิ่งที่อยากได้เป็นสิ่งที่ ‘จำเป็น’ จริงๆ หรือแค่ความอยากชั่วคราว เพราะการควบคุมตัวเองตรงนี้จะช่วยรักษาสมดุลทางการเงินได้ดีมากครับ ผมเชื่อว่าถ้า Gen Z มี mindset เก็บเงินแบบนี้ตั้งแต่วันนี้ จะช่วยสร้างอนาคตทางการเงินที่มั่นคงและมีความสุขในระยะยาวได้แน่นอน

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